ET Money review

Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.

Our verdict

ET Money sells term life and health cover through one broker, with premiums from INR 519 and monthly payments available. It suits people in India who want a straightforward term life policy plus a health plan under the same roof, and prefer to handle everything without a phone line.

Key facts

Best for
Term life and health cover bought together in India, paid monthly.
Premium from
₹519 (Source, checked September 26, 2026)
Insurance types
Life, Health (Source, checked September 26, 2026)
Provider type
Broker (Source, checked September 26, 2026)
Monthly payments
Yes (Source, checked September 26, 2026)
Cover limit
INR 1,00,00,000 term life cover (Source, checked September 26, 2026)
Claims channels
ET Money assistance for claims, Cashless network hospital, Reimbursement at non-network hospital (Source, checked September 26, 2026)
Age range
term cover available to age 99, entry from 18 years (Source, checked September 26, 2026)
Legal entity
Money International (Source, checked September 26, 2026)
Headquarters
Belgium (Source, checked September 26, 2026)
Support channels
Email, Help-centre, Community (Source, checked September 26, 2026)
Pricing model
Monthly
Official website
etmoney.com

Apps and profiles

Elsewhere
LinkedInXfacebook.com

Pros and cons

Pros

  • Term life cover of INR 1,00,00,000 term life cover with premiums from INR 519
  • Monthly payments available on both life and health plans
  • Health claims run through ET Money assistance for claims, cashless network hospital and reimbursement at non network hospital
  • Life cover open to a wide age band, term cover available to age 99, entry from 18 years

Cons

  • Support runs on email, help centre and community only
  • As a broker rather than an insurer, the policy sits with an unnamed underwriter
  • Only two cover types on offer, life and health
ET Money

Ready to try ET Money?

Scored 9.0 / 10 by AssureCue.

See alternatives

Who it suits

  • Adults in India buying their first term life policy
  • Anyone who wants life and health cover in one place
  • People who prefer paying monthly rather than in a lump sum

Who should look elsewhere

  • People who want phone or chat support, since support runs on email, help centre and community only
  • Shoppers after cover types beyond life and health, because life and health covers only these two

The company behind it

ET Money operates as a broker, the legal entity being Money International, with its registered home in Belgium. It holds a brokerage licence from IRDAI, CA0680, a registration with SEBI, INA100006898, and a payment institution licence with the Belgian regulator BE_NBB, PSD_PI BE_NBB!0475445104. Support runs on email, help centre and community, so questions are handled in writing or through the community rather than by phone.

How ET Money compares

Where ET Money is available

Available
Belgium, India
Licence in India
IRDAI (CA0680), checked September 26, 2026
Licence in India
SEBI (INA100006898), checked September 26, 2026
Licence in Belgium
BE_NBB (PSD_PI BE_NBB!0475445104), checked September 26, 2026, also valid in Belgium

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

How much does term life cover cost at ET Money?+

Premiums start at INR 519 for term life cover of INR 1,00,00,000 term life cover. Payments can be made monthly, so the yearly figure can be spread instead of paid in one go. The cover is open across a wide age band, term cover available to age 99, entry from 18 years.

What kinds of insurance does ET Money sell?+

Two cover types sit under the brand: life and health. Term life cover runs to INR 1,00,00,000 term life cover, and the health plan handles hospital costs. Nothing else in the range, so anyone wanting motor or property cover must look elsewhere.

Is ET Money an insurer or a broker?+

It works as a broker, with the legal entity listed as Money International. That means the policy is arranged on an insurer's paper rather than written by ET Money itself, which is worth knowing if you want to know who carries the risk. The brand holds a brokerage licence from IRDAI, CA0680.

Which regulators oversee ET Money?+

The brokerage is licensed by IRDAI in India, CA0680, and the same entity is registered with SEBI, INA100006898. A separate payment institution licence is held with the Belgian regulator BE_NBB, PSD_PI BE_NBB!0475445104, covering the money side of the account.

How do health claims work?+

Claims run through ET Money assistance for claims, cashless network hospital and reimbursement at non network hospital. Treatment in a network hospital is settled cashless, and costs at a non-network hospital are reimbursed after the fact. ET Money assistance handles the claim side of both routes for health policyholders.

Can I pay monthly instead of yearly?+

Yes. Monthly payments are available, which suits anyone who would rather not commit a year's premium at once. The payment structure is monthly, so the term life policy and the health plan can both be run in shorter instalments.

How old do I have to be to buy term life cover?+

Entry is open to adults at one end of the scale, and cover is still available well into later life, with the range given as term cover available to age 99, entry from 18 years. That spread is wider than many term life policies, which tend to stop offering cover at a lower age.

What support can I get from ET Money?+

Support runs on email, help centre and community. You can write by email, work through the help centre, or ask other policyholders in the community. There is no phone or chat channel listed, so complex queries take longer to resolve.

Sources

  • euclid.eba.europa.eu/register/downloads/PSDMD/20260926/do... checked September 26, 2026

    Backs: Headquarters, Legal entity, Licences

    “EntityCode=BE_NBB!0475445104; EntityType=PSD_PI; ENT_NAM=Money International”

  • etmoney.com checked September 26, 2026

    Backs: Support channels

    “Help & Support ... Email Id - help@etmoneycare.com ... telegram t.me/etmoneyapp ... WhatsApp channel”

  • etmoney.com/health-insurance checked September 26, 2026

    Backs: Provider type, Claims channels

    “Banayantree Services Limited, IRDAI Corporate Agency (Composite) Registration No. CA0680”

  • etmoney.com/term-life-insurance checked September 26, 2026

    Backs: Insurance types, Age range, Monthly payments, Premium from, Pricing model, Cover limit

    “Insurance - Term Life Insurance - Health Insurance”

Compiled from 5 source pages, checked September 26, 2026. We did not open an account.

ET Money

ET Money

Term life and health cover bought together in India, paid monthly.

9.0/10See alternatives

Your cookie choices

We use necessary cookies to make this site work. With your permission, analytics cookies help us understand usage and marketing cookies support advertising.

You can reject non-essential cookies and still use the site. Change your choices anytime in Cookie settings.

Cookie policy
Cookie settings