Honeycomb review

Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Honeycomb is listed as an insurer, not a broker, and writes home and landlord cover in the US on a monthly model, so it suits owners and landlords who prefer to pay a month at a time. A typical entry premium for home cover in this ranking is €8.50.

Key facts

Best for
Home and landlord cover billed monthly in a US state where Honeycomb holds a licence.
Insurance types
Home, Landlord (Source, checked September 26, 2026)
Provider type
Insurer (Source, checked September 26, 2026)
Monthly payments
Yes (Source, checked September 26, 2026)
Claims channels
Phone, Email, Online form (Source, checked September 26, 2026)
Legal entity
Honeycomb Programs Inc (Source, checked September 26, 2026)
Headquarters
United States (Source, checked September 26, 2026)
Support channels
Email, Phone (Source, checked September 26, 2026)
Pricing model
Monthly
Official website
honeycombinsurance.com

Apps and profiles

Elsewhere
TrustpilotLinkedIn

Pros and cons

Pros

  • Listed as an insurer, so Honeycomb Programs Inc underwrites the policy itself rather than passing it on.
  • Monthly payments are available and monthly is the only payment model listed, which spreads the yearly outlay.
  • Licences are held with state regulators including the Arizona Department of Insurance (3000556828) and the Wisconsin Office of Insurance Commissioner (3001734845).
  • Claims can be raised on phone, email and online form, and support questions run on email and phone.

Cons

  • Cover stops at home and landlord, so car, travel, pet or life policies have to sit with another provider.
  • Support runs on email and phone only, so there is no live chat for quick questions.
  • Landlord cover costs more in this ranking: the median entry premium is €11.33 against €8.50 for home.
Honeycomb

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Scored 9.2 / 10 by AssureCue.

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Who it suits

  • Homeowners who want property cover billed month by month instead of as a single annual payment.
  • Landlords with a let property, since landlord cover sits in home and landlord alongside home.
  • Residents of a licensed US state, such as Ohio under 1389866.

Who should look elsewhere

  • Households wanting motor, travel, gadget or life cover in one place: Euroasia Insurance lists auto, home and travel, and Good Sam Insurance Agency lists auto, home and renters.
  • Renters after contents only, since home and landlord has no renters line, while Hiscox UK carries renters in home, renters and landlord.

How your money is protected

Honeycomb is listed as an insurer, so the risk sits with the company itself rather than a broker placing it elsewhere. Licences come from state regulators, including the Arizona Department of Insurance (3000556828), the Texas Department of Insurance (2384453) and the California Department of Insurance (0M83374), with further licences in the other states on the record.

The company behind it

Honeycomb Programs Inc is the entity behind Honeycomb, based in the United States. Support runs on email and phone, which covers phone and email and stops there. The licence record includes the Arizona Department of Insurance (3000556828) and the Wisconsin Office of Insurance Commissioner (3001734845), and that footprint decides where a policy can be written.

How Honeycomb compares

Where Honeycomb is available

Available
United States
Licence in United States
Arizona Department of Insurance (3000556828), checked September 26, 2026
Licence in United States
California Department of Insurance (0M83374), checked September 26, 2026
Licence in United States
Colorado Division of Insurance (597064), checked September 26, 2026
Licence in United States
Connecticut Insurance Department (20504356), checked September 26, 2026
Licence in United States
Georgia Office of Insurance and Safety Fire Commissioner (223633), checked September 26, 2026
Licence in United States
Illinois Department of Insurance (3000633417), checked September 26, 2026
Licence in United States
Indiana Department of Insurance (3907043), checked September 26, 2026
Licence in United States
Kansas Insurance Department (3004159681), checked September 26, 2026
Licence in United States
Massachusetts Division of Insurance (19052001), checked September 26, 2026
Licence in United States
Maryland Insurance Administration (3000661646), checked September 26, 2026
Licence in United States
Michigan Department of Insurance and Financial Services (0947874), checked September 26, 2026
Licence in United States
Minnesota Department of Commerce (40652114), checked September 26, 2026
Licence in United States
Missouri Department of Insurance (3000707842), checked September 26, 2026
Licence in United States
North Carolina Department of Insurance (1000641942), checked September 26, 2026
Licence in United States
New Jersey Department of Banking and Insurance (3000717255), checked September 26, 2026
Licence in United States
Nevada Division of Insurance (4208787), checked September 26, 2026
Licence in United States
Ohio Department of Insurance (1389866), checked September 26, 2026
Licence in United States
Oregon Department of Consumer and Business Services (3003673200), checked September 26, 2026
Licence in United States
Pennsylvania Insurance Department (887851), checked September 26, 2026
Licence in United States
South Carolina Department of Insurance (3000555945), checked September 26, 2026
Licence in United States
Tennessee Department of Commerce and Insurance (3004159611), checked September 26, 2026
Licence in United States
Texas Department of Insurance (2384453), checked September 26, 2026
Licence in United States
Utah Department of Insurance (976226), checked September 26, 2026
Licence in United States
Virginia State Corporation Commission, Bureau of Insurance (158435), checked September 26, 2026
Licence in United States
Washington State Office of the Insurance Commissioner (1020217), checked September 26, 2026
Licence in United States
Wisconsin Office of Insurance Commissioner (3001734845), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does home cover cost?+

Published prices on the site are market wide rather than tied to one insurer. For home cover in this ranking the median entry premium is €8.50, and landlord cover sits at €11.33. Honeycomb sells both lines in home and landlord, so the landlord figure matters most if the property is let out.

Is Honeycomb a regulated insurer?+

It is. Honeycomb is listed as an insurer rather than a broker or comparison site, and holds state licences including the Texas Department of Insurance (2384453) and the Michigan Department of Insurance and Financial Services (0947874). The contract is with the insurer itself.

Who is behind the policy?+

The contracting company is Honeycomb Programs Inc, based in the United States. Because it is an insurer rather than a broker, the cover sits with that named company for the life of the policy, and contract questions go to email and phone instead of an intermediary.

Can I pay monthly instead of yearly?+

Monthly payments are available, and monthly is the only payment model listed, so the premium is spread across the year rather than paid as a single annual sum. That suits anyone who would rather budget a regular amount than commit to a large payment up front.

How do I make a claim?+

Claims can be started on phone, email and online form, which covers phone, email and an online form. Day to day support runs on email and phone, so phone and email carry both questions and notifications. Live chat does not appear in the listed support mix.

Will it cover a rented flat?+

home and landlord runs to home and landlord only, so contents cover for a tenant is not part of the range. Hiscox UK includes renters in home, renters and landlord, and Good Sam Insurance Agency lists auto, home and renters, so a tenant has more choice elsewhere.

Which states can I get a policy in?+

The company is based in the United States and writes only where a licence exists. The record includes the Colorado Division of Insurance (597064), the Ohio Department of Insurance (1389866) and the Virginia State Corporation Commission, Bureau of Insurance (158435).

Sources

  • honeycombinsurance.com checked September 26, 2026

    Backs: Provider type, Legal entity

    “Honeycomb Programs Inc ("Honeycomb") is a general agent for affiliated insurance companies. Honeycomb is licensed as a property and casualty insurance agency in all states in which products are...”

  • honeycombinsurance.com/agents checked September 26, 2026

    Backs: Pricing model

    “Flexible direct bill payments plans”

  • honeycombinsurance.com/claims checked September 26, 2026

    Backs: Claims channels

    “Call us 24 hours a day 7 days a week or email us claims@honeycombinsurance.com Toll-Free (877) 414-3815 In the event of a claim, use our online claim submission process”

  • honeycombinsurance.com/contact checked September 26, 2026

    Backs: Headquarters, Support channels

    “Our Mailing Address: 141 W Jackson Blvd Suite 1510A, Chicago, IL 60604”

  • honeycombinsurance.com/coverage checked September 26, 2026

    Backs: Monthly payments, Insurance types

    “Flexible payment options”

  • honeycombinsurance.com/license checked September 26, 2026

    Backs: Licences

Compiled from 6 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Premium from.

Honeycomb

Honeycomb

Home and landlord cover billed monthly in a US state where Honeycomb holds a licence.

9.2/10See alternatives

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