Tin Leg review

Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Tin Leg is a US travel broker for people buying short, cheap emergency medical cover rather than a full trip policy. It suits budget trips and travellers who already hold other protection. Excess starts at $0 on the entry plan, with cover of $20,000 per person (Tin Leg Economy Emergency Medical).

Key facts

Best for
Cheap emergency medical top-ups for a single US trip.
Insurance types
Travel (Source, checked September 26, 2026)
Provider type
Broker (Source, checked September 26, 2026)
Excess from
$0 (Source, checked September 26, 2026)
Cover limit
$20,000 per person (Tin Leg Economy Emergency Medical) (Source, checked September 26, 2026)
Claims channels
Online (Source, checked September 26, 2026)
Legal entity
Specialty Program Group LLC (Source, checked September 26, 2026)
Headquarters
United States (Source, checked September 26, 2026)
Founded
2014 (Source, checked September 26, 2026)
Support channels
Email, Phone (Source, checked September 26, 2026)
Official website
tinleg.com

Apps and profiles

Elsewhere
XLinkedInfacebook.com

Pros and cons

Pros

  • Excess starts at $0, so nothing comes off a smaller emergency medical claim
  • Cover of $20,000 per person (Tin Leg Economy Emergency Medical) per person on the entry emergency medical plan
  • Support runs on email and phone, so help is not online only
  • Claims are handled online, which keeps the process short

Cons

  • Cover sits at $20,000 per person (Tin Leg Economy Emergency Medical) on the entry emergency medical plan, which is a tight ceiling for a serious illness abroad
  • Insurance types list travel only, so a trip policy has to be built from travel cover alone
  • Support channels list email and phone, with no in-app or chat route for handling a claim while abroad
Tin Leg

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Scored 8.9 / 10 by AssureCue.

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Who it suits

  • Travellers on a fixed budget who only need emergency medical cover for one trip
  • Anyone holding wider travel protection who wants a cheap top-up
  • US residents buying a short, inexpensive single-trip policy

Who should look elsewhere

  • Travellers who need cancellation, baggage or delay cover, since insurance types list travel only
  • Long trips or chronic conditions, because cover of $20,000 per person (Tin Leg Economy Emergency Medical) per person is modest for extended care
  • People wanting to manage cover in an app, since support runs on email and phone

How your money is protected

Tin Leg is a broker, not the insurer, so the policy is underwritten elsewhere and the contract sits behind a broker rather than a single risk carrier. Claims run online. Regulation therefore sits with the U.S. state insurance regulators in the US, where the arrangement is placed, rather than with a single national body. The protection question for a buyer is therefore less about a guarantee fund and more about which carrier underwrites the chosen plan.

The company behind it

The site is run by Specialty Program Group LLC, a broker headquartered in the US and founded in 2014. Support reaches you on email and phone, so a medical emergency abroad does not depend on a single channel. Insurance types list travel, which keeps the product set focused: this is a travel specialist rather than a general insurer, and the company structure reflects that narrow brief.

How Tin Leg compares

Where Tin Leg is available

Available
United States
Licence in United States
U.S. state insurance regulators, checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

How much does emergency medical cover cost on Tin Leg?+

The entry plan listed is the Tin Leg Economy Emergency Medical, and its excess starts at $0, so there is no amount to pay back from a claim. Cover on that plan is $20,000 per person (Tin Leg Economy Emergency Medical) per person. The total premium depends on the trip length and the age of the traveller.

Is Tin Leg an insurer or a broker?+

Tin Leg is a broker, which means it sells cover underwritten by another carrier rather than carrying the risk itself. That structure shapes where the policy contract sits, so read the insurer named on the plan before you buy. It also means pricing tends to track the carrier's own rating.

Who regulates Tin Leg in the US?+

The arrangement is placed with the U.S. state insurance regulators, so oversight sits at state level rather than through a single national authority. Since Tin Leg acts as a broker, the carrier underwriting your plan is the party the state framework ultimately applies to. Check which carrier is named on the specific plan.

What does Tin Leg actually insure?+

Insurance types list travel, so the range is travel only. That means it is a specialist rather than a general insurer, and you will not find home, auto or life lines in the same place. If you want one provider for everything, this is not that.

How much medical cover do I get abroad?+

Cover on the Tin Leg Economy Emergency Medical plan is $20,000 per person (Tin Leg Economy Emergency Medical) per person. That is a figure set for shorter trips and lighter treatment, so a hospital stay or major illness abroad can reach it quickly. Anyone with ongoing health needs should check whether that ceiling is comfortable for them.

How do I make a claim?+

Claims are handled online, so the whole process runs through the internet rather than a phone call. That suits anyone already travelling who can get online or a laptop out. Keep your policy documents handy, since a digital claim will be checked against them.

Can I reach Tin Leg by phone or email?+

Support runs on email and phone, so you can pick between a call and an email depending on where you are. Phone is the faster route for a medical emergency while overseas. The support channels are the only routes listed, with no live chat option in the way other insurers tend to offer.

When was Tin Leg founded and where is it based?+

The site is run by Specialty Program Group LLC, headquartered in the US, and the company was founded in 2014. That gives a reasonable track record in travel cover for the US market. Its whole range is travel, so its experience is concentrated in that one product.

Sources

  • buy.tinleg.com/products checked September 26, 2026

    Backs: Cover limit, Excess from

    “Economy - Emergency Medical $20,000 per person, Secondary coverage”

  • tinleg.com checked September 26, 2026

    Backs: Claims channels, Insurance types, Support channels

    “Report a Claim - We promise you the best travel insurance claims experience you have ever had”

  • tinleg.com/about-us checked September 26, 2026

    Backs: Founded

    “Tin Leg was founded in 2014 by the travel insurance industry experts at Squaremouth.”

  • tinleg.com/terms-and-conditions checked September 26, 2026

    Backs: Provider type, Headquarters, Legal entity, Licences

    “SPG and its subsidiaries are licensed as insurance brokers or agents in various U.S. states.”

Compiled from 4 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Premium from, Monthly payments.

Tin Leg

Tin Leg

Cheap emergency medical top-ups for a single US trip.

8.9/10See alternatives

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