uApply review

Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.

Our verdict

uApply is a South African comparison site for people weighing monthly premiums across car, home, life, health and income protection cover. Life premiums start at ZAR 120, and with an overall score of 5.5 you should treat what it gathers as a shortlist rather than a decision.

Key facts

Best for
Comparing several personal insurance lines in South Africa on monthly premium.
Premium from
ZAR 120 (Source, checked September 26, 2026)
Insurance types
Auto, Home, Life, Health, Income-protection (Source, checked September 26, 2026)
Provider type
Comparison site (Source, checked September 26, 2026)
Monthly payments
Yes (Source, checked September 26, 2026)
Headquarters
South Africa (Source, checked September 26, 2026)
Support channels
Email (Source, checked September 26, 2026)
Pricing model
Monthly
Official website
uapply.co.za

Apps and profiles

Elsewhere
Xfacebook.com

Pros and cons

Pros

  • Life premiums start at ZAR 120 on a monthly basis, so the entry figure is easy to line up against other quotes.
  • Cover runs across auto, home and life on one set of pages, so you can price more than a single line at the same time.
  • Monthly payments are available, which suits people who would rather spread the cost of a policy.

Cons

  • Support runs on email only, so questions about a quote or a claim go in writing.
  • As a comparison site it puts another desk between you and the insurer, so a claim or a refund involves more parties.
  • Its premium from sits at 110 of 252 brands on the site, so the starting figure is not among the lowest.
uApply

Ready to try uApply?

Scored 8.6 / 10 by AssureCue.

See alternatives

Who it suits

  • People based in South Africa who want to price auto, home, life, health and income protection together.
  • Anyone who prefers monthly premiums to a single annual payment, since the model is monthly.
  • Buyers happy to read a shortlist of quotes and choose the provider themselves, since it is a comparison site.

Who should look elsewhere

  • Renters, travel, pet and motorcycle buyers, since uApply's lines run to auto, home and life while Good Sam Insurance Agency covers auto, home and renters.
  • Shoppers chasing the lowest starting figure, since bunq lists premiums from €0 against ZAR 120 on uApply.
  • Anyone weighing quotes across markets, since EuroAsia Insurance quotes from UZS 60,000 in another currency and uApply is built for South Africa.

Who runs it

uApply is based in South Africa, and its pages are laid out so you can set several providers' personal insurance side by side and read the premiums before you choose. Support runs on email only, so questions go in writing and you have nobody to ring, which makes it worth keeping copies of the wording you are given.

How uApply compares

Where uApply is available

Available
South Africa

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does cover start at?+

Life premiums start at ZAR 120 on the uApply pages, and monthly payments are available, so you can begin with a smaller outlay than a single yearly payment. Compare that with bunq, which lists premiums from €0, before you settle on the figure you can carry each month.

Which kinds of insurance can I compare here?+

uApply covers auto, home and life on the same set of pages, so you can move from a car quote to home, life, health or income protection without starting over. Renters, travel, pet and motorcycle cover sit outside that list, so look elsewhere for those lines.

Can I pay monthly instead of once a year?+

Yes. The model is monthly, and monthly payments are available, which suits people who would rather spread the cost than commit to a single annual payment. Read any quote closely for what the monthly amount covers and what happens if a payment is missed.

Is uApply an insurer or a comparison site?+

It is a comparison site, so the pages gather quotes from providers rather than carrying the risk themselves. You compare the premiums side by side, then take the cover up with whichever provider suits you, which splits your contact between the site and the provider.

How do I get help once I have a quote?+

Support runs on email only. Questions about a quote or a claim therefore go in writing, so keep the wording each provider gave you and reply within the same thread to keep the history in one place. There is no phone or chat route to fall back on.

How does its pricing sit against the rest of the market?+

On premium from it ranks 110 of 252 brands on the site, and the site median is €8.37. Its overall score is 5.5, so treat the starting figure as one input to your decision rather than the last word.

Who is it aimed at?+

It suits people based in South Africa who want auto, home, life, health and income protection priced monthly, and who would rather read a shortlist of quotes than approach insurers one at a time. Someone after renters, travel, pet or motorcycle cover should start with Good Sam Insurance Agency instead.

Can I compare prices outside South Africa?+

EuroAsia Insurance quotes premiums from UZS 60,000 in another currency, so those figures are not a like-for-like against ZAR 120 and mainly show how another market prices cover. bunq sits at the other end, with premiums from €0.

Sources

  • uapply.co.za checked September 26, 2026

    Backs: Provider type, Insurance types

    “We offer a comprehensive comparison platform for lenders, insurers, and various financial products”

  • uapply.co.za/life-insurance checked September 26, 2026

    Backs: Pricing model, Monthly payments, Premium from

    “AFFORDABLE LIFE INSURANCE, FROM JUST R120 PER MONTH”

  • uapply.co.za/privacy-policy checked September 26, 2026

    Backs: Headquarters, Support channels

    “The Terms and Conditions will be exclusively governed by and construed in accordance with the laws of South Africa whose Courts will have exclusive jurisdiction in any dispute”

Compiled from 3 source pages, checked September 26, 2026. We did not open an account.

uApply

uApply

Comparing several personal insurance lines in South Africa on monthly premium.

8.6/10See alternatives

Your cookie choices

We use necessary cookies to make this site work. With your permission, analytics cookies help us understand usage and marketing cookies support advertising.

You can reject non-essential cookies and still use the site. Change your choices anytime in Cookie settings.

Cookie policy
Cookie settings