Updated September 29, 2026 · AssureCue Editorial Team
1Cover vs Odie Pet Insurance
Where 1Cover and Odie Pet Insurance differ
| Compare |  1Cover |  Odie Pet Insurance |
|---|---|---|
| Insurance types | Travel | Pet |
| Provider type | Insurer | Broker |
| Cover limit | unlimited overseas emergency medical and hospital expenses | $40,000 annual limit |
| Claims channels | Online claim form, Phone, 24/7 emergency assistance line | Online |
| Age range | no age limit on comprehensive policies; 69 and under for medical only, frequent traveller and already overseas | 7 weeks - no max |
| Premium from | Not confirmed | $28 |
| Monthly payments | Not confirmed | Yes |
| Excess from | Not confirmed | $100 to $1,000 |
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Key differences
- 1Cover scores higher overall: 9.3 vs 8.8.
- Insurance types: only 1Cover offers Travel.
- Insurance types: only Odie Pet Insurance offers Pet.
- Claims channels: only 1Cover offers Online claim form, Phone, 24/7 emergency assistance line.
- Claims channels: only Odie Pet Insurance offers Online.
- Support channels: only Odie Pet Insurance offers Email.
Our verdict on each
1Cover
1Cover is a travel insurer for travellers who want no ceiling on overseas hospital costs and help day and night once something goes wrong. It suits Australian shoppers comparing travel policies on medical cover and claim handling rather than on bundled household extras.
Odie Pet Insurance
Odie Pet Insurance suits pet owners in US who want monthly billing with online claims and broad support. Premiums list as $28 with eligibility spanning 7 weeks - no max, which helps owners of young and older pets plan vet costs with care.
Score breakdown
| Area | 1Cover | Odie Pet Insurance |
|---|---|---|
| Cost | Not confirmed | 8.8Premiums list as $28 with billing through monthly |
| Offer | 8.8Higher | 8.7Pet protection with cover of $40,000 annual limit and claims via online |
| Trust | 9.6Higher | 8.8Set up as broker under Odie Pet Insurance Marketing, Inc. in US |
Licences and countries
| Country | 1Cover | Odie Pet Insurance |
|---|---|---|
| Australia | Not confirmed |
Additional countries for 1Cover: 1. Additional countries for Odie Pet Insurance: 1.
Sources behind this comparison
1Cover
- 1cover.com.au: 9 facts, checked September 26, 2026
Odie Pet Insurance
- getodie.com: 12 facts, checked September 29, 2026
Every fact side by side
| Fact | 1Cover | Odie Pet Insurance |
|---|---|---|
| Audience | Seniors | Not confirmed |
| Pricing model | Not confirmed | Monthly |
| Legal entity | 1Cover Pty Ltd | Odie Pet Insurance Marketing, Inc. |
| Headquarters | Australia | United States |
| Support channels | Phone, Chat, Help centre | Email, Chat, Phone, Help centreCovers more |
Where each stands against the rest
| Fact | 1Cover | Odie Pet Insurance | Median |
|---|---|---|---|
| Premium from | Not confirmed | $28above the median | $16.09 |
| Excess from | Not confirmed | $100 to $1,000at the median | $100 |
Median across 61 listed insurance providers.
Pros and cons
1Cover
Pros
- Overseas emergency medical and hospital expenses are unlimited overseas emergency medical and hospital expenses
- Help runs on phone, chat and help centre, with a online claim form, phone and 24/7 emergency assistance line route for urgent cases
- One category only, travel, so quotes stay quick to compare
Cons
- travel is the only category sold, so there is no bundle to price against
- Support runs on phone, chat and help centre, with no email channel listed
- The contract is with 1Cover Pty Ltd in AU rather than a global brand
Odie Pet Insurance
Pros
- Monthly billing through monthly with monthly payments available for easier budgeting
- Broad eligibility with an age span of 7 weeks - no max for young and older pets
- Annual cover of $40,000 annual limit for eligible vet bills
Cons
- Claims run through online only, so you handle the process online
- Cover centres on pet, so turf beyond pet needs is limited
Who each suits
1Cover
Who it suits
- Travellers whose main worry is a large overseas hospital bill
- Older travellers planning a trip and wanting help on online claim form, phone and 24/7 emergency assistance line
- Shoppers who prefer a direct insurer rather than a broker
Who should look elsewhere
- Household policies, since 1Cover sells travel only
- Anyone wanting travel bundled with home or motor cover
- Readers who want an email thread, as phone, chat and help centre lists no email
Odie Pet Insurance
Who it suits
- Pet owners who want dedicated pet cover with monthly billing
- Owners of older pets seeking eligibility without a stated upper cutoff
Who should look elsewhere
- Owners wanting bundled home or life cover may prefer LV= for wider auto, home and pet
- Shoppers wanting very low entry premiums may compare andsafe at €3.63
Current offers
1Cover
Current offer
Discount code
11% Off Travel Insurance (Spring 2026): 11% off
T&C's apply
Source, checked September 26, 2026
Country by country
| Country | 1Cover | Odie Pet Insurance |
|---|---|---|
| Australia | Yes | No |
| United States | No | Yes |
Questions about each
1Cover
How much does a 1Cover travel policy cost?+
No premium figure for 1Cover appears in these records, so the price depends on the trip details you enter and the plan you choose. Travel is quoted per policy rather than published as one rate, and cover levels change the figure. Ask for the quote in writing before you travel so the wording matches what you paid for.
Is 1Cover the insurer or a broker?+
1Cover is a insurer, so the cover is underwritten by the company you deal with directly rather than handed to an unnamed underwriter. The legal entity named on the policy is 1Cover Pty Ltd. Your claim sits with the same firm that sold it to you, which keeps the chain short.
Odie Pet Insurance
What premium does Odie Pet Insurance list+
Premiums for the illness and injury plan list as $28. Billing runs through monthly, and monthly payments are available. Check the plan details for what affects the final quote for your pet.
How much annual cover is available+
Cover lists as $40,000 annual limit. That annual limit frames how much you can claim for eligible vet bills during the policy year. Review exclusions and conditions in the wording before you rely on the headline limit.