AXA Schengen Travel review
Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.
Our verdict
AXA Schengen Travel suits travellers buying short Schengen cover on a budget, with premiums from €4.90 and an excess from €20. It is an insurer rather than a broker, and the premium is paid in a single payment, since monthly payments are no.
Key facts
- Best for
- Cheap single-trip Schengen cover bought and paid for in a single payment.
- Premium from
- €4.90 (Source, checked September 26, 2026)
- Insurance types
- Travel (Source, checked September 26, 2026)
- Provider type
- Insurer (Source, checked September 26, 2026)
- Monthly payments
- No (Source, checked September 26, 2026)
- Excess from
- €20 (Source, checked September 26, 2026)
- Cover limit
- EUR 30,000 emergency medical expenses (Basic plan) (Source, checked September 26, 2026)
- Claims channels
- Online, Phone, Email (Source, checked September 26, 2026)
- Age range
- No age limit (Source, checked September 26, 2026)
- Legal entity
- INTER PARTNER ASSISTANCE SA (Source, checked September 26, 2026)
- Headquarters
- Belgium (Source, checked September 26, 2026)
- Support channels
- Email, Chat, Phone, Help-centre (Source, checked September 26, 2026)
- Official website
- axa-schengen.com
Apps and profiles
- Elsewhere
- ekomi.co.uk
Pros and cons
Pros
- Premiums start at €4.90, under the €7.93 typical for travel cover
- The Basic plan pays emergency medical expenses up to EUR 30,000 emergency medical expenses (Basic plan)
- The legal entity is INTER PARTNER ASSISTANCE SA, an insurer based in Belgium, and No age limit on who can buy
- Support runs on email, chat and phone, and claims can start on online, phone and email
Cons
- Each claim starts with an excess from €20 paid by the traveller
- Emergency medical cover on the Basic plan stops at EUR 30,000 emergency medical expenses (Basic plan)
- Only travel appears in travel, so home or motor cover needs another provider
Ready to try AXA Schengen Travel?
Scored 9.2 / 10 by AssureCue.
Who it suits
- Travellers taking a short Schengen trip who want a low single payment
- Anyone who needs a Belgian insurer behind the contract and can use support on email, chat and phone
Who should look elsewhere
- Travellers who want the premium spread over the year, as monthly payments are no
- Anyone seeking health, home or motor cover alongside the trip, since travel is the only line
- Travellers wanting a large medical budget, as the Basic plan stops at EUR 30,000 emergency medical expenses (Basic plan)
How AXA Schengen Travel compares
9.2 vs 9.4
9.2 vs 9.4
9.2 vs 9.4
9.2 vs 9.4
9.2 vs 8.8
9.2 vs 8.7
9.2 vs 9.0
9.2 vs 9.4
9.2 vs 9.3
9.2 vs 8.9
9.2 vs 8.9
9.2 vs 8.9
9.2 vs 9.3
9.2 vs 8.6- 9.2 vs 9.3
9.2 vs 9.3Max Life Insurance
9.2 vs 9.3
9.2 vs 9.3
9.2 vs 9.3
9.2 vs 9.2
9.2 vs 9.2
9.2 vs 9.2
9.2 vs 9.2
9.2 vs 9.2
9.2 vs 9.2
9.2 vs 9.1
9.2 vs 9.1
9.2 vs 8.9
9.2 vs 8.9
9.2 vs 8.8
9.2 vs 8.8
9.2 vs 8.6- 9.2 vs 8.4
- 9.2 vs 8.2
Fit 2 Trip
Protegetuviaje
Allianz Travel Insurance Hong Kong
Tune Protect Thailand
Starr Travelead
Fubon Life Hong Kong
Universal Assistance
e-Insure Taiwan
Bao Minh
AXA BE
Where AXA Schengen Travel is available
- Available
- France
- Licence in France
- ACPR (316 139 500), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does the lowest premium cost?+
Premiums start at €4.90 for the low cost plan, which sits below the €7.93 that most travel cover on the site starts from. The excess on that plan starts at €20, so a claim means paying part of the cost first.
Can I pay the premium monthly?+
Monthly payments are no, so the premium is a single payment made when the policy is bought. Travellers who prefer to spread a travel budget across the year would need a different arrangement, since a single payment covers the €4.90 starting premium.
What does the Basic plan cover?+
The Basic plan provides emergency medical expenses of EUR 30,000 emergency medical expenses (Basic plan). That is the headline ceiling on the entry plan, and anyone planning a trip with heavy medical treatment costs may want a higher plan.
Who is the insurer behind the policy?+
The contract is written by INTER PARTNER ASSISTANCE SA, an insurer headquartered in Belgium, authorised by the ACPR in France under licence 316 139 500. AXA Schengen Travel therefore sells its own cover, with an entity kind of insurer.
Is there an age limit on buying?+
There is No age limit, so children, adults and older travellers can all buy the policy. That makes it usable for family trips where members of different generations travel together, and for travellers who would otherwise be turned away by an upper age cut.
How do I reach help or make a claim?+
Support runs on email, chat and phone, and claims can be started on online, phone and email. Both phone and email are on the list, so help is available outside working hours if something goes wrong abroad.
Sources
- axa-schengen.com checked September 26, 2026
Backs: Provider type, Headquarters, Insurance types, Legal entity, Licences
“Belgium branch of INTER PARTNER ASSISTANCE SA, insurance company registered in France under No: 316 139 500 - RCS Nanterre, authorized by ACPR”
- axa-schengen.com/en/infos/faq checked September 26, 2026
Backs: Claims channels, Support channels
“You can now make an online claim using our dedicated platform”
- axa-schengen.com/en/products/axa-schengen-low-cost checked September 26, 2026
Backs: Age range, Cover limit, Excess from, Monthly payments, Premium from
“No age limit: the freedom to travel doesn't depend on your date of birth”
Compiled from 3 source pages, checked September 26, 2026. We did not open an account.
AXA Schengen Travel
Cheap single-trip Schengen cover bought and paid for in a single payment.