Updated September 28, 2026 · AssureCue Editorial Team
DFV Deutsche Familienversicherung AG vs Now Health International
DFV Deutsche Familienversicherung AG vs Now Health International: the differences
| Compare |  DFV Deutsche Familienversicherung AG | Now Health International ReviewSee alternativesSee alternatives |
|---|---|---|
| Premium from | €9.10 | SGD 45 |
| Insurance types | Dental, Health, Travel, Pet, Home, Income protectionCovers more | Health |
| Cover limit | DFV-TierkrankenSchutz: 1,000 EUR in first 12 months, 2,000 EUR from month 13, 5,000 EUR from month 25 | SGD 1.3M annual maximum (SimpleCare CORE) |
| Claims channels | Mobile app, Online customer portal, Email, Downloadable claim forms | Online, Mobile app |
| Excess from | €0 to €500 | Not confirmed |
| Age range | No entry age limit for DFV-ZahnSchutz | Not confirmed |
Same on both: Provider type (Insurer), Monthly payments (Yes).
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.
Key differences
- DFV Deutsche Familienversicherung AG scores higher overall: 9.2 vs 9.1.
- Now Health International is licensed in 5 more countries.
- Now Health International is available in 6 more countries.
- Insurance types: only DFV Deutsche Familienversicherung AG offers Dental, Travel, Pet.
- Claims channels: only DFV Deutsche Familienversicherung AG offers Online customer portal, Email, Downloadable claim forms.
- Claims channels: only Now Health International offers Online.
Our verdict on each
DFV Deutsche Familienversicherung AG
DFV Deutsche Familienversicherung AG suits German households that want dental, health, travel, pet, home or income protection under one monthly arrangement, with premiums from €9.10. It scores 6.2 overall, and the monthly model keeps the cash flow predictable for anyone planning cover ahead.
Now Health International
Now Health International is an insurer aimed at expats, families, students and companies, and its value sits in how the account runs: monthly payments, claims online or by app, and cover that caps at SGD 1.3M annual maximum (SimpleCare CORE). Price is the first thing to check against the alternatives.
Score breakdown
| Area | DFV Deutsche Familienversicherung AG | Now Health International |
|---|---|---|
| Cost | 9.2HigherPremiums start at €9.10 on a monthly model, a little above the site median, €8.37, ranking 137 of 252. | 8.8 |
| Offer | 9.4Higher | 8.6 |
| Trust | 9.2 | 9.6Higher |
What each covers
| Insurance types | DFV Deutsche Familienversicherung AG | Now Health International |
|---|---|---|
| Home | Yes | No |
| Health | Yes | Yes |
| Travel | Yes | No |
| Pet | Yes | No |
| Dental | Yes | No |
| Income protection | Yes | No |
Where they rank in our lists
| Ranking | DFV Deutsche Familienversicherung AG | Now Health International |
|---|---|---|
| Health insurance | 74 of 216 | 111 of 216 |
Where each is licensed and available
| Country | DFV Deutsche Familienversicherung AG | Now Health International |
|---|---|---|
| Bermuda | Not confirmed | |
| Germany | Not confirmed | |
| Hong Kong | Not confirmed | |
| Malta | Not confirmed | |
| Singapore | Not confirmed | |
| United Arab Emirates | Not confirmed | |
| United Kingdom | Not confirmed |
Additional countries for DFV Deutsche Familienversicherung AG: 2. Additional countries for Now Health International: 8.
Sources behind this comparison
DFV Deutsche Familienversicherung AG
- deutsche-familienversicherung.de: 13 facts, checked September 26, 2026
Now Health International
- now-health.com: 11 facts, checked September 26, 2026
Every fact side by side
| Fact | DFV Deutsche Familienversicherung AG | Now Health International |
|---|---|---|
| Audience | Not confirmed | Expats |
| Pricing model | Monthly | Monthly |
| Legal entity | DFV Deutsche Familienversicherung AG (Amtsgericht Frankfurt am Main HRB 78012) | Now Health International (Asia Pacific) Limited |
| Headquarters | Germany | Hong Kong |
| Founded | 2007 | Not confirmed |
| Support channels | Email, Phone, Help centre | Email, Phone, Help centre |
Business insurance
| Fact | DFV Deutsche Familienversicherung AG | Now Health International |
|---|---|---|
| Industries | Not confirmed | Expats, families, students, companies |
Where each stands against the rest
| Fact | DFV Deutsche Familienversicherung AG | Now Health International | Median |
|---|---|---|---|
| Excess from | €0 to €500below the median | Not confirmed | €50 |
Median across 71 listed insurance providers.
Pros and cons
DFV Deutsche Familienversicherung AG
Pros
- Prices start at €9.10 for dental, comfortably under the site upper quartile, €29.72, and monthly payments spread the cost across the year.
- One insurer handles dental, health and travel, so a household can hold dental, health, pet, travel, home and income cover with a single company.
- There is No entry age limit for DFV-ZahnSchutz on the dental plan, so families can add dental cover at any life stage rather than reapplying as members age.
Cons
- The starting premium of €9.10 belongs to the dental product alone, so pet, travel, home and income cover are quoted on separate terms.
- Support runs on email, phone and help centre only, with live chat and a community forum not listed.
- The pet health cover limit starts lower and steps up over the life of the policy, so a claim made early in the policy settles against the smaller cap.
Now Health International
Pros
- Monthly payments are available, so the cost spreads across the month rather than landing as an upfront annual payment.
- Claims start online and mobile app, which suits anyone who wants to handle a claim from a phone.
- It is an insurer rather than a broker or comparison site, so the underwriter is the counterparty on the policy.
Cons
- Health is the only cover type, health, so there is no home, life or travel policy to add in the same account.
- A starting premium of SGD 45 against a site midpoint of €8.37 makes cost the weak point.
- Claims run on online and mobile app only, so anyone who prefers paper or in-person handling has fewer options.
Who each suits
DFV Deutsche Familienversicherung AG
Who it suits
- Households in Germany that want dental, health, travel, pet, home and income protection from one monthly insurer, with the entry premium at €9.10.
- Policyholders who prefer self service, since claims can be filed by mobile app, online customer portal and email without a call.
- Adults adding dental cover later in life, because No entry age limit for DFV-ZahnSchutz on the dental plan.
Who should look elsewhere
- Anyone wanting motor cover in the same basket: Hiscox UK lists home, renters and landlord, while DFV's own set of dental, health and travel stops at personal lines.
- Shoppers after a bundle of auto, life and home: Good Sam Insurance Agency spans auto, home and renters.
- Readers comparing motor premiums in another market: Euroasia Insurance prices from UZS 60,000.
Now Health International
Who it suits
- Expats and relocating families, the expats the brand is built around.
- People comfortable paying on a monthly basis and filing claims on online and mobile app.
- Companies covering expat staff, one of the Expats, families, students, companies it lists.
Who should look elsewhere
- Households wanting several lines in one account: Good Sam Insurance Agency covers auto, home and renters.
- Buyers who only want the smallest entry premium: bonus.ch lists CHF 0.
- Anyone after a lending product rather than cover, where Oney Préstamos ES lists amounts of €1,000.
Country by country
| Country | DFV Deutsche Familienversicherung AG | Now Health International |
|---|---|---|
| Austria | Yes | No |
| Bermuda | No | Yes |
| China | No | Yes |
| Germany | Yes | No |
| Hong Kong | No | Yes |
| Indonesia | No | Yes |
| Malta | No | Yes |
| Singapore | No | Yes |
8 of 10 countries where either is available.
Questions about each
DFV Deutsche Familienversicherung AG
What does DFV cost to start with?+
Dental premiums start at €9.10 on the monthly model, and the site median for a starting premium is €8.37. On starting premium, DFV sits at 137 of 252 brands, so the entry price reads as mid table rather than at the floor. Pet, travel and home lines are quoted separately.
Can I pay monthly rather than for a whole year?+
Yes. Monthly payments are available, and monthly is the only payment model listed for the brand, so the account runs month to month rather than annually. That keeps household cash flow steady and spreads the cost of cover across the year instead of requiring a large upfront payment.
Now Health International
How much does Now Health International cost?+
Premiums start at SGD 45 for the entry plan, and monthly payments are available, so the first payment is lighter than an annual one. Against the rest of the site, that starting figure sits above the €8.37 midpoint, which is part of why cost scores 2.4.
Who is Now Health International aimed at?+
Its audience is expats, and the industries it names are expats, families, students and companies. It is an insurer rather than a broker or comparison site, so the underwriter sits behind the policy. Headquarters are in Hong Kong.