Updated September 28, 2026 · AssureCue Editorial Team
DFV Deutsche Familienversicherung AG vs Geld.nl
What sets them apart
| Compare |  DFV Deutsche Familienversicherung AG | Geld.nl ReviewSee alternativesSee alternatives |
|---|---|---|
| Premium from | €9.10Lower | €9.62 |
| Insurance types | Dental, Health, Travel, Pet, Home, Income protection | Auto, Home, Health, Travel, Pet, Motorcycle |
| Provider type | Insurer | Comparison site |
| Excess from | €0 to €500 | €0 to €150 |
| Cover limit | DFV-TierkrankenSchutz: 1,000 EUR in first 12 months, 2,000 EUR from month 13, 5,000 EUR from month 25 | EUR 2,500 - 3,250 per year (pet insurance) |
| Age range | No entry age limit for DFV-ZahnSchutz | Pet insurance: dogs up to 7 years, cats 7 to 11 years |
| Claims channels | Mobile app, Online customer portal, Email, Downloadable claim forms | Not confirmed |
Same on both: Monthly payments (Yes).
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Key differences
- DFV Deutsche Familienversicherung AG scores higher overall: 9.2 vs 9.0.
- Founded is lower at Geld.nl: 1999 vs 2007.
- DFV Deutsche Familienversicherung AG is available in 1 more country.
- Premium from is lower at DFV Deutsche Familienversicherung AG: €9.10 vs €9.62.
- Insurance types: only DFV Deutsche Familienversicherung AG offers Dental, Income protection.
- Insurance types: only Geld.nl offers Auto, Motorcycle.
- Support channels: only DFV Deutsche Familienversicherung AG offers Phone.
- Support channels: only Geld.nl offers Chat.
Our verdict on each
DFV Deutsche Familienversicherung AG
DFV Deutsche Familienversicherung AG suits German households that want dental, health, travel, pet, home or income protection under one monthly arrangement, with premiums from €9.10. It scores 6.2 overall, and the monthly model keeps the cash flow predictable for anyone planning cover ahead.
Geld.nl
Geld.nl is a Dutch comparison site that brings auto, home, health, travel, pet and motorcycle cover into one place, which suits households with more than one policy to line up. Pet cover starts at €9.62 a month, monthly payments are available, and the site lists 494 brands.
Score breakdown
| Area | DFV Deutsche Familienversicherung AG | Geld.nl |
|---|---|---|
| Cost | 9.2Premiums start at €9.10 on a monthly model, a little above the site median, €8.37, ranking 137 of 252. | 9.2Pet cover starts at €9.62, just above the site figure €8.37, with an excess running €0 to €150. |
| Offer | 9.4Higher | 9.3 |
| Trust | 9.2Higher | 8.6 |
Availability and regulation
| Country | DFV Deutsche Familienversicherung AG | Geld.nl |
|---|---|---|
| Germany | Not confirmed | |
| Netherlands | Not confirmed |
Additional countries for DFV Deutsche Familienversicherung AG: 2. Additional countries for Geld.nl: 1.
What we checked
DFV Deutsche Familienversicherung AG
- deutsche-familienversicherung.de: 13 facts, checked September 26, 2026
Geld.nl
- geld.nl: 12 facts, checked September 26, 2026
How they place
| Ranking | DFV Deutsche Familienversicherung AG | Geld.nl |
|---|---|---|
| Home insurance | 89 of 273 | 155 of 273 |
| Health insurance | 74 of 216 | 129 of 216 |
| Travel insurance | 118 of 295 | 182 of 295 |
| Pet insurance | 60 of 167 | 89 of 167 |
Every fact side by side
| Fact | DFV Deutsche Familienversicherung AG | Geld.nl |
|---|---|---|
| Pricing model | Monthly | Monthly |
| Legal entity | DFV Deutsche Familienversicherung AG (Amtsgericht Frankfurt am Main HRB 78012) | Geld.nl B.V. |
| Headquarters | Germany | Netherlands |
| Founded | 2007 | 1999Lower |
| Support channels | Email, Phone, Help centre | Email, Chat, Help centre |
Where each stands against the rest
| Fact | DFV Deutsche Familienversicherung AG | Geld.nl | Median |
|---|---|---|---|
| Premium from | €9.10above the median | €9.62above the median | €6.02 |
| Excess from | €0 to €500below the median | €0 to €150below the median | €50 |
Median across 116 listed insurance providers.
Pros and cons
DFV Deutsche Familienversicherung AG
Pros
- Prices start at €9.10 for dental, comfortably under the site upper quartile, €29.72, and monthly payments spread the cost across the year.
- One insurer handles dental, health and travel, so a household can hold dental, health, pet, travel, home and income cover with a single company.
- There is No entry age limit for DFV-ZahnSchutz on the dental plan, so families can add dental cover at any life stage rather than reapplying as members age.
Cons
- The starting premium of €9.10 belongs to the dental product alone, so pet, travel, home and income cover are quoted on separate terms.
- Support runs on email, phone and help centre only, with live chat and a community forum not listed.
- The pet health cover limit starts lower and steps up over the life of the policy, so a claim made early in the policy settles against the smaller cap.
Geld.nl
Pros
- Auto, home, health, travel, pet and motorcycle policies all sit on one site (auto, home and health).
- Monthly payments are available, and the payment model on the pet line is monthly.
- The excess on pet cover runs €0 to €150, and policies at the lower end ask for none at all.
Cons
- It is a comparison site (comparison site) rather than an insurer, so the policy is underwritten by the provider you pick.
- Support runs on email, chat and help centre, with no phone line among the channels listed.
- Pet cover limits run EUR 2,500 - 3,250 per year (pet insurance), so an expensive year at the vet can pass the ceiling.
Who each suits
DFV Deutsche Familienversicherung AG
Who it suits
- Households in Germany that want dental, health, travel, pet, home and income protection from one monthly insurer, with the entry premium at €9.10.
- Policyholders who prefer self service, since claims can be filed by mobile app, online customer portal and email without a call.
- Adults adding dental cover later in life, because No entry age limit for DFV-ZahnSchutz on the dental plan.
Who should look elsewhere
- Anyone wanting motor cover in the same basket: Hiscox UK lists home, renters and landlord, while DFV's own set of dental, health and travel stops at personal lines.
- Shoppers after a bundle of auto, life and home: Good Sam Insurance Agency spans auto, home and renters.
- Readers comparing motor premiums in another market: Euroasia Insurance prices from UZS 60,000.
Geld.nl
Who it suits
- Dutch households comparing pet, car, home, health, travel and motorcycle cover in one place.
- Pet owners who want a monthly premium and an excess that runs €0 to €150.
- People who would rather set several quotes side by side than read one provider's wording.
Who should look elsewhere
- Renters or life cover seekers, since Good Sam Insurance Agency lists auto, home and renters and reaches further into those lines.
- Readers judging on a single entry price: bunq's €0 and Euroasia Insurance's UZS 60,000 sit in other markets with other products.
Current offers
Geld.nl
Current offer
Bonus
Free EUR 20 dining giftcard with a new pet insurance taken out via Geld.nl: EUR 20 dining giftcard
Take out a new pet insurance through Geld.nl; giftcard sent after the provider confirms acceptance
Source, checked September 26, 2026
Bonus
EUR 20 bol gift card with an auto insurance taken out via Geld.nl: EUR 20 bol gift card
Auto insurance application accepted by the insurer; gift card sent by e-mail, usually within one to three months
Source, checked September 26, 2026
Country by country
| Country | DFV Deutsche Familienversicherung AG | Geld.nl |
|---|---|---|
| Austria | Yes | No |
| Germany | Yes | No |
| Netherlands | No | Yes |
Questions about each
DFV Deutsche Familienversicherung AG
What does DFV cost to start with?+
Dental premiums start at €9.10 on the monthly model, and the site median for a starting premium is €8.37. On starting premium, DFV sits at 137 of 252 brands, so the entry price reads as mid table rather than at the floor. Pet, travel and home lines are quoted separately.
Can I pay monthly rather than for a whole year?+
Yes. Monthly payments are available, and monthly is the only payment model listed for the brand, so the account runs month to month rather than annually. That keeps household cash flow steady and spreads the cost of cover across the year instead of requiring a large upfront payment.
Geld.nl
What is Geld.nl and what does it sell?+
Geld.nl is a Dutch comparison site (comparison site) rather than an insurer. It brings auto, home and health policies onto one platform, so you can request several quotes in one go and then choose which provider to proceed with. The site runs the comparison, the chosen provider writes the policy.
How much does pet insurance cost on Geld.nl?+
Pet cover on Geld.nl starts at €9.62. The payment model on that line is monthly and monthly payments are available, so the premium is spread across the year rather than paid in a single sum. Your own quote depends on the animal and the cover you choose.