Updated September 28, 2026 · AssureCue Editorial Team
Geld.nl vs Genki
Where Geld.nl and Genki differ
| Compare | Geld.nl ReviewSee alternativesSee alternatives |  Genki |
|---|---|---|
| Premium from | €9.62Lower | €189 |
| Insurance types | Auto, Home, Health, Travel, Pet, MotorcycleCovers more | Health, Travel |
| Provider type | Comparison site | Broker |
| Excess from | €0 to €150 | €0 |
| Cover limit | EUR 2,500 - 3,250 per year (pet insurance) | EUR 1,000,000 per person per year (Basic); EUR 3,500,000 (Premium) |
| Age range | Pet insurance: dogs up to 7 years, cats 7 to 11 years | Native: join up to age 55, no age limit once covered; Traveler: join up to age 69 |
| Claims channels | Not confirmed | Online reimbursement claim via website, Direct payment to hospitals, 24/7 assistance hotline, Chat, WhatsApp |
Same on both: Monthly payments (Yes).
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.
Key differences
- Geld.nl scores higher overall: 9.0 vs 8.9.
- Founded is lower at Geld.nl: 1999 vs 2018.
- Premium from is lower at Geld.nl: €9.62 vs €189.
- Insurance types: only Geld.nl offers Auto, Home, Pet.
- Support channels: only Genki offers Community.
Our verdict on each
Geld.nl
Geld.nl is a Dutch comparison site that brings auto, home, health, travel, pet and motorcycle cover into one place, which suits households with more than one policy to line up. Pet cover starts at €9.62 a month, monthly payments are available, and the site lists 494 brands.
Genki
Genki is a German broker for expats, covering health and travel on monthly terms with premiums from €189. It suits people who want hospital costs settled directly and their own treatment reimbursed afterwards, and anyone settling abroad who expects to file claims from a regular monthly budget.
Score breakdown
| Area | Geld.nl | Genki |
|---|---|---|
| Cost | 9.2HigherPet cover starts at €9.62, just above the site figure €8.37, with an excess running €0 to €150. | 9.0Monthly billing with an excess of €0 helps, yet premiums sit well above the site median of €8.37. |
| Offer | 9.3 | 9.4Higher |
| Trust | 8.6Higher | 8.5 |
Licences and countries
| Country | Geld.nl | Genki |
|---|---|---|
| Germany | Not confirmed | |
| Netherlands | Not confirmed |
Additional countries for Geld.nl: 1. Additional countries for Genki: 1.
Feature by feature
| Insurance types | Geld.nl | Genki |
|---|---|---|
| Auto | Yes | No |
| Home | Yes | No |
| Health | Yes | Yes |
| Travel | Yes | Yes |
| Pet | Yes | No |
| Motorcycle | Yes | No |
A third option
KS/AUXILIA has premium from at €5.04, against €9.62 for Geld.nl and €189 for Genki.
KS/AUXILIA reviewWhat we checked
Geld.nl
- geld.nl: 12 facts, checked September 26, 2026
Genki
- genki.world: 14 facts, checked September 26, 2026
How they place
| Ranking | Geld.nl | Genki |
|---|---|---|
| Health insurance | 129 of 216 | 152 of 216 |
| Travel insurance | 182 of 295 | 213 of 295 |
Every fact side by side
| Fact | Geld.nl | Genki |
|---|---|---|
| Audience | Not confirmed | Expats |
| Pricing model | Monthly | Monthly |
| Legal entity | Geld.nl B.V. | Genki UG (haftungsbeschränkt), HRB 106969 Cologne |
| Headquarters | Netherlands | Germany |
| Founded | 1999Lower | 2018 |
| Support channels | Email, Chat, Help centre | Email, Chat, Help centre, CommunityCovers more |
Where each stands against the rest
| Fact | Geld.nl | Genki | Median |
|---|---|---|---|
| Premium from | €9.62above the median | €189highest quarter | €6.02 |
| Excess from | €0 to €150below the median | €0below the median | €50 |
Median across 116 listed insurance providers.
Pros and cons
Geld.nl
Pros
- Auto, home, health, travel, pet and motorcycle policies all sit on one site (auto, home and health).
- Monthly payments are available, and the payment model on the pet line is monthly.
- The excess on pet cover runs €0 to €150, and policies at the lower end ask for none at all.
Cons
- It is a comparison site (comparison site) rather than an insurer, so the policy is underwritten by the provider you pick.
- Support runs on email, chat and help centre, with no phone line among the channels listed.
- Pet cover limits run EUR 2,500 - 3,250 per year (pet insurance), so an expensive year at the vet can pass the ceiling.
Genki
Pros
- Hospitals are paid directly, and a round the clock assistance line, chat and WhatsApp sit alongside the online reimbursement claim (online reimbursement claim via website, direct payment to hospitals and 24/7 assistance hotline).
- Billing is monthly, which suits people who prefer a predictable monthly outgoings figure (monthly).
- Support runs on email, chat and help centre, so help is available without a phone call.
Cons
- The starting price of €189 a month is well above the site median of €8.37.
- monthly is the only payment model, so there is no annual plan to fund upfront.
- Genki is a broker, broker, so the policy is arranged through an intermediary rather than written by Genki itself.
Who each suits
Geld.nl
Who it suits
- Dutch households comparing pet, car, home, health, travel and motorcycle cover in one place.
- Pet owners who want a monthly premium and an excess that runs €0 to €150.
- People who would rather set several quotes side by side than read one provider's wording.
Who should look elsewhere
- Renters or life cover seekers, since Good Sam Insurance Agency lists auto, home and renters and reaches further into those lines.
- Readers judging on a single entry price: bunq's €0 and Euroasia Insurance's UZS 60,000 sit in other markets with other products.
Genki
Who it suits
- Expats and people relocating abroad who want cover that works outside a home country system (expats).
- Travellers who expect to claim often, since hospitals are paid directly and a round the clock assistance line is listed (online reimbursement claim via website, direct payment to hospitals and 24/7 assistance hotline).
- Anyone content to pay above the site median of €8.37 for monthly billing.
Who should look elsewhere
- Anyone wanting a wider line of policies in one place: Good Sam Insurance Agency lists auto, home and renters, well beyond health and travel.
- People chasing the lowest starting price: bonus.ch lists CHF 0.
- Borrowers after credit rather than cover: Oney Préstamos ES quotes from €1,000 on loans.
Current offers
Geld.nl
Current offer
Bonus
Free EUR 20 dining giftcard with a new pet insurance taken out via Geld.nl: EUR 20 dining giftcard
Take out a new pet insurance through Geld.nl; giftcard sent after the provider confirms acceptance
Source, checked September 26, 2026
Bonus
EUR 20 bol gift card with an auto insurance taken out via Geld.nl: EUR 20 bol gift card
Auto insurance application accepted by the insurer; gift card sent by e-mail, usually within one to three months
Source, checked September 26, 2026
Country by country
| Country | Geld.nl | Genki |
|---|---|---|
| Germany | No | Yes |
| Netherlands | Yes | No |
Questions about each
Geld.nl
What is Geld.nl and what does it sell?+
Geld.nl is a Dutch comparison site (comparison site) rather than an insurer. It brings auto, home and health policies onto one platform, so you can request several quotes in one go and then choose which provider to proceed with. The site runs the comparison, the chosen provider writes the policy.
How much does pet insurance cost on Geld.nl?+
Pet cover on Geld.nl starts at €9.62. The payment model on that line is monthly and monthly payments are available, so the premium is spread across the year rather than paid in a single sum. Your own quote depends on the animal and the cover you choose.
Genki
How much does Genki cost a month?+
The entry Genki plan starts at €189, and every policy is billed monthly, so the figure is monthly rather than an annual bill. That is above the site median of €8.37, and Genki ranks 236 of 252 brands on this measure.
Is there an excess to pay before Genki pays out?+
The excess starts at €0, the lowest point on the range, so a claim can go through without you putting money in first. Hospitals can also be paid directly, which removes the need to advance treatment costs and claim them back. Check the plan terms for the excess that applies to your cover.