Updated September 29, 2026 · AssureCue Editorial Team
dotsure.co.za vs Pets Best
dotsure.co.za vs Pets Best: the differences
| Compare |  dotsure.co.za |  Pets Best |
|---|---|---|
| Premium from | ZAR 99 | $6 |
| Insurance types | Pet, Auto, Home, Motorcycle, LifeCovers more | Pet |
| Provider type | Insurer | Mga |
| Excess from | ZAR 2,000 | $100 to $1,000 |
| Claims channels | Online Manage Portal, Phone, Email | Online, Mobile app, Customer portal, Phone, Email, Fax, Mail |
| Age range | Drivers 20 to 80 years old | 7 weeks and older, no upper age limit |
| Cover limit | Not confirmed | USD 5,000 to unlimited per annual policy term |
Same on both: Monthly payments (Yes).
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Key differences
- dotsure.co.za scores higher overall: 9.3 vs 8.9.
- Pets Best is available in 2 more countries.
- Insurance types: only dotsure.co.za offers Auto, Home, Motorcycle.
- Claims channels: only dotsure.co.za offers Online Manage Portal.
- Claims channels: only Pets Best offers Online, Mobile app, Customer portal.
Our verdict on each
dotsure.co.za
Dotsure is a South African insurer that writes pet, car, home, motorcycle and life cover, paid monthly, with car policies open to drivers in the Drivers 20 to 80 years old band. It suits households wanting a single insurer across several lines, and veterinary practices needing professional and public liability.
Pets Best
It suits people who pay monthly rather than committing up front, and cover limits run USD 5,000 to unlimited per annual policy term per annual policy term.
Score breakdown
| Area | dotsure.co.za | Pets Best |
|---|---|---|
| Cost | 9.0Pet cover starts at ZAR 99; the site's median starting premium is €8.37, and pet excess begins at ZAR 2,000. | 9.0Starting premium of $6 sits under the pet ranking median €8.88, and payments are monthly. |
| Offer | 9.2Higher | 9.1 |
| Trust | 9.6Higher | 8.6 |
Where they rank in our lists
| Ranking | dotsure.co.za | Pets Best |
|---|---|---|
| Pet insurance | 50 of 167 | 114 of 167 |
What each covers
| Insurance types | dotsure.co.za | Pets Best |
|---|---|---|
| Auto | Yes | No |
| Home | Yes | No |
| Life | Yes | No |
| Pet | Yes | Yes |
| Motorcycle | Yes | No |
Sources behind this comparison
dotsure.co.za
- dotsure.co.za: 11 facts, checked September 26, 2026
Pets Best
- petsbest.com: 14 facts, checked September 26, 2026
Every fact side by side
| Fact | dotsure.co.za | Pets Best |
|---|---|---|
| Audience | Not confirmed | Seniors |
| Pricing model | Monthly | Monthly |
| Legal entity | Dotsure Limited (Registration number 2006/000723/06) | Pets Best Insurance Services, LLC |
| Headquarters | South Africa | United States |
| Founded | Not confirmed | 2005 |
| Support channels | Phone, Email, Help centre | Phone, Email, Help centre |
Business insurance
| Fact | dotsure.co.za | Pets Best |
|---|---|---|
| Cover types | Professional indemnity, Public liability | Not confirmed |
| Industries | Veterinary practices | Not confirmed |
Pros and cons
dotsure.co.za
Pros
- A single insurer writes pet, auto and home cover, so every policy sits in the same relationship.
- Monthly payments are available, and the payment model is listed as monthly.
- Claims run on online Manage Portal, phone and email.
Cons
- An excess of ZAR 2,000 sits in front of a pet claim, so small bills may not be worth claiming.
- Support runs on phone, email and help centre only.
- Business cover is written for Veterinary practices and limited to professional indemnity and public liability.
Pets Best
Pros
- Cover starts at 7 weeks and older, no upper age limit, and seniors are a listed audience.
- Claims can start through online, mobile app and customer portal, giving several routes on the same policy.
- Support questions run on phone, email and help centre.
Cons
- The policy is underwritten by third parties rather than the agency: American Pet Insurance Company (12190) and MS Transverse Insurance Company (21075).
- An excess of $100 to $1,000 is deducted from a payout, so small veterinary bills lose more of the sum.
- Pet cover is the only line in pet, so home, auto or travel sit elsewhere.
Who each suits
dotsure.co.za
Who it suits
- South African households already holding pet, car, home, motorcycle or life policies.
- Owners who prefer spreading the cost monthly, since the payment model is monthly.
- Veterinary practices looking for professional indemnity and public liability.
Who should look elsewhere
- Readers who want a lower starting premium: bunq lists a starting premium of €0, against ZAR 99 for Dotsure pet cover.
- Anyone wanting health, renters and travel in the same basket: Good Sam Insurance Agency lists auto, home and renters.
Pets Best
Who it suits
- Cat and dog owners in the US who want monthly payments and a low entry premium.
- Owners of older pets, since cover starts at 7 weeks and older, no upper age limit.
- People who want a choice of claim route, with claims possible through online, mobile app and customer portal.
Who should look elsewhere
- Households wanting home, auto or travel from a single provider: Good Sam Insurance Agency lists auto, home and renters.
- Readers quoting in the Swiss market, where bonus.ch lists from CHF 0.
- Portuguese shoppers, who can compare through ComparaJa from €0.
Current offers
dotsure.co.za
Current offer
Discount code
15% multi-pet discount on pet insurance premium: 15% off premium
Insure more than one pet on the same policy
Source, checked September 26, 2026
Discount code
20% lifetime discount when buying car insurance online: 20% off premium
Car insurance purchased online
Source, checked September 26, 2026
Country by country
| Country | dotsure.co.za | Pets Best |
|---|---|---|
| Canada | No | Yes |
| Puerto Rico | No | Yes |
| South Africa | Yes | No |
| United States | No | Yes |
Questions about each
dotsure.co.za
How much does pet cover cost?+
Pet cover starts at ZAR 99, and monthly payments are available, so the premium is spread over the year instead of a yearly bill. Across the brands on the site the median starting premium is €8.37, so this figure sits well above the middle of the market.
What is the excess on a pet policy?+
The pet excess starts at ZAR 2,000, the part of a vet bill you cover before the policy pays. Raising it lowers the monthly premium, so the sensible figure depends on how often you expect to claim and what you can put aside.
Pets Best
What does pet cover cost each month?+
Monthly payments are available and cover starts at $6 a month, so a policy can be taken for a single month rather than a full year. That entry figure sits below the median of €8.88 across the pet insurance brands tracked here.
What excess applies when a claim is paid?+
An excess of $100 to $1,000 is taken off a payout before the owner is paid, so a small veterinary bill can be swallowed by it. The excess sits separately from the cover limit, which runs USD 5,000 to unlimited per annual policy term per annual policy term.