Just Travel Cover review

Updated September 30, 2026 · AssureCue Editorial Team · Facts checked September 30, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.

Our verdict

Just Travel Cover suits seniors who want dedicated travel cover from a long standing broker with medical protection at Emergency medical expenses up to GBP 15m. Claims run by phone and online while support spans phone, chat and help centre, with excess set at £0 for added appeal.

Key facts

Best for
Seniors seeking travel cover with high medical protection
Insurance types
Travel (Source, checked September 30, 2026)
Provider type
Broker (Source, checked September 30, 2026)
Excess from
£0 (Source, checked September 30, 2026)
Cover limit
Emergency medical expenses up to GBP 15m (Source, checked September 30, 2026)
Claims channels
Phone, Online (Source, checked September 30, 2026)
Age range
No upper age limit (Source, checked September 30, 2026)
Legal entity
Just Insurance Agents Limited (Source, checked September 30, 2026)
Headquarters
United Kingdom (Source, checked September 30, 2026)
Founded
1999 (Source, checked September 30, 2026)
Support channels
Phone, Chat, Help-centre (Source, checked September 30, 2026)
Audience
Seniors
Official website
justtravelcover.com

Apps and profiles

Elsewhere
Xfacebook.cominstagram.comyoutube.com

Pros and cons

Pros

  • Medical protection at Emergency medical expenses up to GBP 15m for emergency expenses abroad
  • Excess at £0 reduces upfront cost on covered claims
  • Entry shaped by No upper age limit supports seniors seeking seniors
  • Support through phone, chat and help centre plus claims by phone and online

Cons

  • Cover stays on travel, so LV= suits travellers wanting household cover alongside travel.
  • Support runs on phone, chat and help centre only, so travellers wanting email help may prefer Allianz Malaysia.
Just Travel Cover

Ready to try Just Travel Cover?

Scored 9.1 / 10 by AssureCue.

See alternatives

Who it suits

  • Seniors seeking age access travel cover may prefer Just Travel Cover over LV=, which spreads across household lines.
  • Travellers prioritising high medical cover may prefer Just Travel Cover over Allianz Malaysia, which spreads across many household and motor lines.

Who should look elsewhere

  • Travellers wanting bundled household and motor cover may prefer LV=, which lists travel alongside auto, home, pet and life rather than travel alone.
  • Travellers wanting broad health and protection cover may prefer die Bayerische, which lists travel alongside health, dental and income protection.

What the policy covers

Just Travel Cover arranges travel cover centred on travel, with emergency medical protection described as Emergency medical expenses up to GBP 15m. Access is shaped by No upper age limit, which is helpful for older travellers who often face age caps elsewhere. The focus stays on trip protection abroad, with medical cover as the central element rather than bundled household or motor protection. Travellers who value high medical limits and age access may find this shape appealing, while travellers seeking broad household cover may look elsewhere.

Regulation

Just Travel Cover operates under licence 610022 from the Financial Conduct Authority. It acts as broker, meaning it arranges cover provided by insurers rather than carrying insurance risk itself. That structure is common for specialist travel distributors, with the broker handling distribution, disclosure and customer support while the insurer handles underwriting and claim settlement under policy terms.

Safety and regulation

From a safety view, the relevant points are status as broker and oversight under licence 610022. Broker status means traveller money and risk handling follow broker and insurer arrangements set out in policy documents. Financial Conduct Authority oversight sets standards for fair treatment, clear disclosure, complaints handling and access to redress where terms allow.

Who runs it

The business behind the brand is Just Insurance Agents Limited, shown by Just Insurance Agents Limited, based in the United Kingdom shown by GB. It dates to 1999, giving a long record in travel distribution. Customer contact runs through phone, chat and help centre, covering calls, live messaging and self help material. Oversight is shown by 610022, which places the broker under Financial Conduct Authority standards for distribution and service.

How Just Travel Cover compares

Where Just Travel Cover is available

Available
Guernsey, Isle of Man, Jersey, United Kingdom
Licence in United Kingdom
Financial Conduct Authority (610022), checked September 30, 2026

Countries from the brand (Source, checked September 30, 2026)

Frequently asked questions

What does Just Travel Cover cover?+

Just Travel Cover focuses on travel cover with medical protection described as Emergency medical expenses up to GBP 15m. The cover is arranged for trip travel and suits travellers who prioritise emergency medical protection abroad over bundled household or motor protection.

What excess applies to a claim?+

Excess is set at £0, which means travellers do not face an upfront deduction when a covered claim is accepted under the policy terms. Policy wording still applies to each claim type, so travellers should read limits and exclusions before travel.

Is there an upper age limit?+

The age position is stated as No upper age limit, which supports older travellers seeking cover. Pricing and medical screening still depend on destination, trip length and declared health, so travellers should confirm terms during the quote path.

Is Just Travel Cover an insurer or a broker?+

Just Travel Cover acts as a broker described as broker, not as the insurer carrying the risk. The broker arranges cover with insurers and supports the quote, purchase and after sales process for travellers.

Who regulates Just Travel Cover?+

Authorisation is shown by licence 610022 from the Financial Conduct Authority in the United Kingdom. That licence means the broker must meet conduct, disclosure and complaints handling standards for travellers arranging cover.

How do support and claims work?+

Support is available through phone, chat and help centre, giving travellers choice across calls, live messaging and self help guides. Claims can be started by phone and online, which helps travellers report events and track documents while away.

Who is Just Travel Cover suitable for?+

The audience focus includes seniors, so older travellers seeking travel cover may find the quote path relevant. Travellers wanting wider household, motor or pet cover may prefer LV= or die Bayerische for broader choice.

Sources

Compiled from 6 source pages, checked September 30, 2026. We did not open an account.

Not confirmed yet: Premium from, Monthly payments.

Just Travel Cover

Just Travel Cover

Seniors seeking travel cover with high medical protection

9.1/10See alternatives

Your cookie choices

We use necessary cookies to make this site work. With your permission, analytics cookies help us understand usage and marketing cookies support advertising.

You can reject non-essential cookies and still use the site. Change your choices anytime in Cookie settings.

Cookie policy
Cookie settings