Updated September 28, 2026 · AssureCue Editorial Team
K&H Bank vs Linxea
What sets them apart
| Compare |  K&H Bank |  Linxea |
|---|---|---|
| Premium from | HUF 409 | €25 |
| Insurance types | Auto, Home, Travel, LifeCovers more | Life |
| Provider type | Insurer | Broker |
| Claims channels | Online, Email, Phone | Phone, Email, Post |
| Monthly payments | Not confirmed | Yes |
| Age range | Not confirmed | 18+ |
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Key differences
- K&H Bank scores higher overall: 9.5 vs 8.9.
- Founded is lower at K&H Bank: 1987 vs 2001.
- Insurance types: only K&H Bank offers Auto, Home, Travel.
- Claims channels: only K&H Bank offers Online.
- Claims channels: only Linxea offers Post.
- Support channels: only Linxea offers Chat, Community.
Our verdict on each
K&H Bank
K&H Bank underwrites its own policies as an insurer, with auto, home, travel and life cover and a starting premium of HUF 409. It suits Hungarian households that want several policies from the same provider, and readers who prefer the insurer itself to a broker.
Linxea
Linxea suits expats in France who want a life policy with monthly payments and a wide support choice. Fees start at €25, which sits above the €8.37 across the ranking, so the account runs on price rather than entry cost.
Score breakdown
| Area | K&H Bank | Linxea |
|---|---|---|
| Cost | 9.7Higher | 8.8Fees start at €25, above the €8.37 and the €7.95 in this ranking. |
| Offer | 9.1 | 9.1 |
| Trust | 9.5Higher | 8.9 |
Where they rank in our lists
| Ranking | K&H Bank | Linxea |
|---|---|---|
| Life insurance | 38 of 263 | 3 of 263 |
Side by side, item by item
| Insurance types | K&H Bank | Linxea |
|---|---|---|
| Auto | Yes | No |
| Home | Yes | No |
| Life | Yes | Yes |
| Travel | Yes | No |
What we checked
K&H Bank
- web.archive.org: 5 facts, checked September 26, 2026
- en.wikipedia.org: 2 facts, checked September 26, 2026
- hu.wikipedia.org: 1 fact, checked September 26, 2026
Linxea
- linxea.com: 12 facts, checked September 26, 2026
Every fact side by side
| Fact | K&H Bank | Linxea |
|---|---|---|
| Audience | Not confirmed | Expats |
| Pricing model | Not confirmed | Monthly |
| Legal entity | K&H Bank Zrt. | LINXEA, societe par actions simplifiee, RCS Paris 478 958 762 |
| Headquarters | Hungary | France |
| Founded | 1987Lower | 2001 |
| Support channels | Phone, Email, Help centre | Phone, Chat, Email, Help centre, CommunityCovers more |
Pros and cons
K&H Bank
Pros
- Underwrites as an insurer rather than a broker, so auto, home and travel cover comes from the same provider.
- Claims can be opened on online, email and phone, so you are not tied to a single route.
- Support runs on phone, email and help centre, with a help centre as well as phone and email.
Cons
- Cover stops at auto, home and travel, so health, pet and motorcycle policies need another provider.
- Support runs on phone, email and help centre only, with no live chat listed.
- The starting premium of HUF 409 places it at 35 of 252 brands on price, well away from the low end.
Linxea
Pros
- Monthly payments are available, which most providers in this ranking also offer.
- Support runs on phone, chat and email, wider than the median provider in this ranking.
- Linxea is a broker, listed in the Orias register under 07 031 073.
Cons
- Fees start at €25, above the €7.95 for this ranking.
- Only life insurance is offered, narrower than auto, home and renters.
- The entry age starts at 18+, so younger savers cannot open an account.
Who each suits
K&H Bank
Who it suits
- Households in HU that want auto, home, travel and life policies from the same insurer.
- People who would rather deal with the insurer directly, since K&H Bank is an insurer and not a broker.
- Existing banking customers of K&H Bank Zrt. who prefer their money and their policies to sit with the same institution.
Who should look elsewhere
- Anyone after health, pet or motorcycle cover: Good Sam Insurance Agency lists auto, home and renters.
- Price-led shoppers at the low end: bunq quotes a premium from €0.
- Readers who want a far higher entry point in local terms: Euroasia Insurance lists UZS 60,000.
Linxea
Who it suits
- Expats living in France who want a life policy with monthly payments
- Adults who prefer broker advice rather than a direct insurer
- People who want help by phone, chat, email and a help centre
Who should look elsewhere
- Anyone wanting auto, home, health or travel cover alongside life, where Good Sam Insurance Agency covers more ground
- Anyone looking for the lowest entry fee, since bonus.ch starts at CHF 0
- Borrowers comparing loan amounts, since Oney Préstamos ES quotes €1,000
Current offers
K&H Bank
Current offer
Discount code
Mandatory third-party motor insurance (kötelező biztosítás) online discount: up to 30%
Shown on the insurance page calculator; quote 'kötelező biztosítás akár 30% kedvezménnyel!'
Source, checked September 26, 2026
Discount code
K&H home insurance (lakásbiztosítás) online discount: up to 60%
Online purchase, home or house plus contents cover; quote 'K&H lakásbiztosítás akár 60% kedvezménnyel online!'
Source, checked September 26, 2026
Discount code
Casco discount for annual premium payment: 10%
Casco motor insurance when paid annually; quote '10% kedvezmény éves díjfizetés esetén'
Source, checked September 26, 2026
Discount code
K&H travel insurance premium discounts: 30% child, 10% family, 10% group
30% for under-18s travelling with an adult; additional 10% for 1-5 children with 1-3 adults; 10% per person for groups of 10+ for up to 30 days; group discount cannot be combined with family or child discount
Source, checked September 26, 2026
Linxea
Current offer
Bonus
100 EUR welcome gift for opening a Linxea Spirit 2 contract for a minor child: 100 EUR
Opening a Linxea Spirit 2 contract for a minor child, under the conditions of the welcome offer
Source, checked September 26, 2026
Bonus
Boost Suravenir Opportunites 2 yield bonus on Linxea Avenir 2 (2026-2027): +1.50% net (target 4.50% net)
From 15/09/2026 to 31/12/2026, minimum 20,000 EUR deposit in free management split between the Suravenir Opportunites 2 euro fund and unit accounts; +1.00% net if at least 30% in non-guaranteed unit accounts, +1.50% net if at least 50%; excludes programmed deposits and Pacte transfers
Source, checked September 26, 2026
Country by country
| Country | K&H Bank | Linxea |
|---|---|---|
| France | No | Yes |
| Hungary | Yes | No |
Questions about each
K&H Bank
What does the cover start at?+
The entry point is HUF 409. On this comparison that price ranks at position 35 of the 252 brands ranked on premium from, so treat K&H Bank as a mid-range starting price rather than a budget price. Your own quote depends on the policy you pick.
What kinds of insurance does it sell?+
K&H Bank sells auto, home and travel cover, which is the bulk of what most households need from a personal insurer. Health, pet and motorcycle policies sit outside that range, so those would need a different provider.
Linxea
What does a Linxea policy cost to start?+
The entry point is €25, and monthly payments are available if you would rather spread the commitment. For context, the median starting fee across this site is €8.37, and Linxea ranks at 183 out of 252 brands on this measure. So the starting figure is above the middle of the pack rather than at the budget end.
Can I pay a Linxea policy monthly?+
Yes. Monthly payments are offered, and monthly describes the payment structure. Most brands in this life insurance ranking also offer monthly payments, so this is a common feature rather than a differentiator. It still matters for cash flow, since it turns one yearly commitment into smaller sums spread through the year.
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