Loveit Coverit review

Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Loveit Coverit suits UK customers who want a phone or gadget covered on a monthly cycle, and the policy excess runs £30 to £175 on a claim. The brand is an insurer rather than a broker, with travel and gadget cover and a score of 6.8.

Key facts

Best for
Monthly phone and gadget cover for UK customers who want the cost spread over a month.
Premium from
£1.65 (Source, checked September 26, 2026)
Insurance types
Travel, Gadget (Source, checked September 26, 2026)
Provider type
Insurer (Source, checked September 26, 2026)
Monthly payments
Yes (Source, checked September 26, 2026)
Excess from
£30 to £175 (Source, checked September 26, 2026)
Claims channels
Online claim form, Email, Phone (Source, checked September 26, 2026)
Legal entity
Pier Insurance Managed Services Limited (Source, checked September 26, 2026)
Headquarters
United Kingdom (Source, checked September 26, 2026)
Founded
2016 (Source, checked September 26, 2026)
Support channels
Email, Phone, Help-centre (Source, checked September 26, 2026)
Pricing model
Monthly
Official website
loveitcoverit.com

Apps and profiles

Elsewhere
TrustpilotLinkedInXinstagram.com

Pros and cons

Pros

  • Monthly payments are available, so cover is paid month by month rather than in a single sum.
  • Claims can be started through online claim form, email and phone.
  • Support runs on email, phone and help centre, including a help centre for policy questions.
  • Cover is underwritten by Pier Insurance Managed Services Limited, a UK company founded in 2016.

Cons

  • Cover is confined to travel and gadget, so homes, pets, health and vehicles sit outside the range.
  • Support is limited to email, phone and help centre, with no live chat among the options.
  • The pricing model is monthly, so there is no yearly payment option to weigh against it.
Loveit Coverit

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Scored 9.0 / 10 by AssureCue.

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Who it suits

  • People covering a phone or gadget who want to pay month by month
  • UK customers who would rather claim by phone, email or an online claim form
  • Travellers taking out a trip policy alongside gadget cover

Who should look elsewhere

  • Anyone wanting home, pet, health or vehicle cover in a single place, where Good Sam Insurance Agency lists auto, home and renters
  • Buyers working to a budget set at UZS 60,000, since Euroasia Insurance sits at a different price level
  • Readers who want a Swiss quote to compare, since bonus.ch lists premiums starting at CHF 0

How your money is protected

Loveit Coverit is an insurer, so cover is underwritten by the company itself rather than placed through a broker. It is authorised by the Financial Conduct Authority under reference 311798, and its Prudential Regulation Authority and Financial Conduct Authority reference is 202846. Customers in the UK deal with a regulated insurer on both counts.

How Loveit Coverit compares

Where Loveit Coverit is available

Available
Germany, Ireland, United Kingdom
Licence in United Kingdom
Financial Conduct Authority (311798), checked September 26, 2026
Licence in United Kingdom
Prudential Regulation Authority and Financial Conduct Authority (202846), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does Loveit Coverit cost each month?+

Phone and gadget cover starts at £1.65 a month, and monthly payments are available, so the amount is paid each month rather than as a single annual sum. The pricing model listed is monthly, so quotes for this brand follow a monthly cycle.

Is Loveit Coverit regulated in the UK?+

The brand is an insurer rather than a broker, so cover is underwritten by the company itself. It is authorised by the Financial Conduct Authority under reference 311798, and its Prudential Regulation Authority and Financial Conduct Authority reference is 202846.

What excess do I pay on a phone or gadget claim?+

The policy excess runs £30 to £175 on phone and gadget cover. Readers weighing cost against what they contribute to a claim should compare the monthly premium with this range before choosing a tier.

How do I make a claim with Loveit Coverit?+

Claims can be started through online claim form, email and phone, which covers an online claim form, email and phone. A phone claim suits anyone who would rather talk the loss through, while the online form and email suit people who want to submit details in their own time.

How can I get help from Loveit Coverit?+

Support runs on email, phone and help centre, so help comes by phone, email or a help centre. A phone line covers urgent questions, and the help centre gives self-service answers for policy details such as excesses and limits.

What does Loveit Coverit actually insure?+

The insurance types listed are travel and gadget, so the range is narrow: travel policies alongside phone and gadget cover. Readers who want home, pet or vehicle cover in a single place would find a wider list at Good Sam Insurance Agency, which covers auto, home and renters.

Can I pay monthly rather than in a single payment?+

Monthly payments are available, and the pricing model is monthly, so a phone or gadget policy is paid in monthly instalments. That suits readers who would rather spread the cost than commit to a larger single payment for a device they may replace during the cover period.

Who is behind the Loveit Coverit policy?+

The legal entity on the policy is Pier Insurance Managed Services Limited, based in the United Kingdom and founded in 2016. The company underwrites the cover itself, so the contract runs between the customer and that insurer rather than with a comparison site.

Sources

Compiled from 7 source pages, checked September 26, 2026. We did not open an account.

Loveit Coverit

Loveit Coverit

Monthly phone and gadget cover for UK customers who want the cost spread over a month.

9.0/10See alternatives

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