Updated September 30, 2026 · AssureCue Editorial Team
AA Breakdown vs TravelSecure
Where AA Breakdown and TravelSecure differ
| Compare |  AA Breakdown |  TravelSecure |
|---|---|---|
| Premium from | £5.49 | €5 |
| Insurance types | Breakdown, Auto, Home, Travel, Van, MotorcycleCovers more | Travel |
| Monthly payments | YesHas it | No |
| Excess from | £0 | €25 |
| Claims channels | Phone, App, Online | Online, Email |
| Cover limit | GBP 535 per claim for Parts and Garage Cover | Not confirmed |
Same on both: Provider type (Insurer).
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Key differences
- AA Breakdown scores higher overall: 9.5 vs 9.0.
- Monthly payments: only AA Breakdown.
- Insurance types: only AA Breakdown offers Breakdown, Auto, Home.
- Claims channels: only AA Breakdown offers Phone, App.
- Claims channels: only TravelSecure offers Email.
Our verdict on each
AA Breakdown
AA Breakdown suits drivers and households in Great Britain who want roadside help sold by the insurer that carries the risk. Personal cover starts at £5.49 on a monthly policy, with a claim line that does not begin with a charge.
TravelSecure
TravelSecure suits seniors planning travel cover through an insurer structure with direct underwriting and phone based help. Premiums start at €5 with excess at €25 and Monthly payments unavailable, so you pay per trip or per term in full before you travel.
Score breakdown
| Area | AA Breakdown | TravelSecure |
|---|---|---|
| Cost | 9.3HigherPremium from £5.49 sits below the €23.33 median for breakdown cover on the site. | 8.8Starting premiums at €5 keep entry costs modest for travel cover. |
| Offer | 9.5Higher | 8.4Focused travel cover through insurer keeps the offer narrow and clear. |
| Trust | 9.7Higher | 9.6Direct insurer status through insurer supports trust in claims handling. |
Side by side, item by item
| Insurance types | AA Breakdown | TravelSecure |
|---|---|---|
| Auto | Yes | No |
| Home | Yes | No |
| Travel | Yes | Yes |
| Motorcycle | Yes | No |
| Van | Yes | No |
| Breakdown | Yes | No |
Where they rank in our lists
| Ranking | AA Breakdown | TravelSecure |
|---|---|---|
| Travel insurance | 74 of 295 | 6 of 295 |
Where these facts come from
AA Breakdown
- theaa.com: 12 facts, checked September 26, 2026
TravelSecure
- travelsecure.de: 7 facts, checked September 29, 2026
Every fact side by side
| Fact | AA Breakdown | TravelSecure |
|---|---|---|
| Audience | Not confirmed | Seniors |
| Pricing model | Monthly | Not confirmed |
| Legal entity | Automobile Association Insurance Services Limited | Not confirmed |
| Headquarters | United Kingdom | Not confirmed |
| Founded | 1905 | Not confirmed |
| Support channels | Phone, Chat, Email, Help centre | Not confirmed |
Pros and cons
AA Breakdown
Pros
- The excess starts at £0, so a covered claim does not open with a charge to meet.
- Cover is written by an insurer, insurer, with the Financial Conduct Authority named as the regulator in Great Britain.
- Monthly payments are available, so the cost can be spread rather than paid as a single sum.
Cons
- For Parts and Garage Cover the limit stops at GBP 535 per claim for Parts and Garage Cover, so a large repair can exceed what the policy pays.
- Personal cover starts at £5.49, and that figure is an entry point rather than a quote, so the premium a particular driver pays can sit above it.
- breakdown, auto and home does not reach life, health or pet lines, so anyone wanting those alongside the car needs a second provider; Good Sam Insurance Agency covers them through auto, home and renters.
TravelSecure
Pros
- Premiums start at €5, which keeps entry pricing accessible for travel cover.
- Excess starts at €25, giving a clear retention figure before you commit.
- Insurer status through insurer keeps underwriting and claims under the same carrier.
Cons
- Monthly payments are unavailable, so you cannot spread costs across the term.
- Cover centres on travel, so you cannot bundle other household risks in the same place.
- Support runs on phone and help centre only, so you cannot use live chat or email for help.
Who each suits
AA Breakdown
Who it suits
- Drivers in Great Britain who want roadside help on a monthly premium with an excess that starts at £0.
- Households that already hold AA motor, home, travel, van or motorcycle cover and want breakdown added under the same insurer.
- Readers who prefer a named insurer with the Financial Conduct Authority on the record rather than a broker choosing the underwriter.
Who should look elsewhere
- Anyone after life, health or pet cover in the same place, which Good Sam Insurance Agency covers through auto, home and renters.
- Readers who judge on the entry premium alone, where bunq lists €0 and EuroAsia Insurance lists UZS 60,000, neither priced for this Great Britain market.
TravelSecure
Who it suits
- Seniors who want dedicated travel cover with phone support and clear starting premiums.
- Travellers who prefer an insurer model and are comfortable paying the term in full.
Who should look elsewhere
- Travellers who want to spread costs should consider AXA, as Monthly payments are unavailable with TravelSecure.
- Travellers who want intermediary choice should consider Explorer Travel Insurance, as TravelSecure acts as an insurer rather than a broker.
Current offers
AA Breakdown
Current offer
First period offer
Up to 40% off breakdown cover packages: 40% off the first year for new customers
New AA breakdown customers who are UK residents, first year only, buying Roadside Assistance plus one (40%), two (35%) or three (30%) of National Recovery, At Home and Onward Travel; sale 25 September 2026 to 11.59pm on 30 September 2026; not available with Roadside Assistance alone, Parts & Garage Cover, Key Cover, Commercial Use or Tyre Cover
Source, checked September 26, 2026
Country by country
| Country | AA Breakdown | TravelSecure |
|---|---|---|
| Germany | No | Yes |
| United Kingdom | Yes | No |
Questions about each
AA Breakdown
What does AA Breakdown cost to get started?+
Personal breakdown cover starts at £5.49, and monthly payments are available, so the premium can be paid in regular instalments rather than as a single sum. The excess starts at £0, which means a covered claim does not open with a charge for you to meet.
Is AA Breakdown an insurer or a broker?+
AA Breakdown is listed as an insurer, insurer, rather than a broker or a comparison site. That means the firm carries the breakdown risk on its own policy, so the company holding the premium is the company paying the claim, with no intermediary choosing the underwriter.
TravelSecure
What does TravelSecure travel cover cost to start?+
Premiums start at €5 for travel cover, with excess at €25. Monthly payments are unavailable, so you pay for the selected term in full. Check the chosen tariff before you commit, as the payable amount varies with trip length and options.
How does the excess work on a claim?+
Excess starts at €25 on the relevant travel tariff. You carry that share of each valid claim, while the insurer carries the balance under the terms. Review the excess that applies to cancellation, medical and baggage sections before you buy.
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