Updated September 28, 2026 · AssureCue Editorial Team
AllClear Travel Insurance AU vs Squaremouth
Where AllClear Travel Insurance AU and Squaremouth differ
| Compare |  AllClear Travel Insurance AU |  Squaremouth |
|---|---|---|
| Provider type | Broker | Comparison site |
| Excess from | A$0 | $0 |
| Cover limit | Unlimited medical emergency expenses and repatriation (Gold Plus and Gold); $10,000 cancellation cover | $50,000 emergency medical and $100,000 medical evacuation |
| Claims channels | Online portal, Phone, Email, PostCovers more | Phone |
| Age range | No upper age limit | 18+ |
| Premium from | Not confirmed | $46 |
Same on both: Insurance types (Travel).
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Key differences
- AllClear Travel Insurance AU scores higher overall: 9.2 vs 8.7.
- Founded is lower at AllClear Travel Insurance AU: 2000 vs 2003.
- Claims channels: only AllClear Travel Insurance AU offers Online portal, Email, Post.
Our verdict on each
AllClear Travel Insurance AU
Cover is arranged as a broker, so the policy contract sits with the underwriter, not the broker.
Squaremouth
Squaremouth suits older travellers who want one place to price up travel cover and a plan with an excess of $0. Premiums start at $46, well above the travel market median of €7.93, so the breadth, not the entry price, is the draw.
Score breakdown
| Area | AllClear Travel Insurance AU | Squaremouth |
|---|---|---|
| Cost | 9.6HigherCost rests on the excess, which starts at AUD 0, and on the limits attached to the Gold tier. | 9.0Entry premium $46 places Squaremouth at 198 of 252 brands ranked, above the travel median €7.93. |
| Offer | 9.0Higher | 8.5 |
| Trust | 8.9Higher | 8.5 |
Positions in our rankings
| Ranking | AllClear Travel Insurance AU | Squaremouth |
|---|---|---|
| Travel insurance | 19 of 295 | 259 of 295 |
Where each is licensed and available
| Country | AllClear Travel Insurance AU | Squaremouth |
|---|---|---|
| Australia | Not confirmed | |
| United States | Not confirmed |
Additional countries for AllClear Travel Insurance AU: 1. Additional countries for Squaremouth: 1.
Sources behind this comparison
AllClear Travel Insurance AU
- allcleartravel.com.au: 11 facts, checked September 26, 2026
Squaremouth
- squaremouth.com: 12 facts, checked September 26, 2026
Every fact side by side
| Fact | AllClear Travel Insurance AU | Squaremouth |
|---|---|---|
| Audience | Seniors | Seniors |
| Legal entity | AllClear Insurance Services Pty Ltd (ACN 165 270 066) | Squaremouth LLC, a division of Specialty Program Group LLC |
| Headquarters | Australia | United States |
| Founded | 2000Lower | 2003 |
| Support channels | Email, Phone, Help centre | Phone, Email, Help centre |
Where each stands against the rest
| Fact | AllClear Travel Insurance AU | Squaremouth | Median |
|---|---|---|---|
| Premium from | Not confirmed | $46highest quarter | $16.09 |
Median across 61 listed insurance providers.
Pros and cons
AllClear Travel Insurance AU
Pros
- Open age range: No upper age limit, on a brand built around seniors.
- Unlimited medical emergency and repatriation costs on Gold Plus and Gold policies.
- Claims can start through online portal, phone and email, giving a stranded traveller a phone route.
Cons
- The insurance types listed are travel, so there is no other line to bundle with a trip.
- It is a broker rather than the risk carrier, so the contract runs with the underwriter's licence.
- Pre-claim help runs on email, phone and help centre, with no live chat in the mix.
Squaremouth
Pros
- Premium from $46 shown openly, so you can see the entry point before you spend time on quotes
- An excess of $0 on the plans it lists, which trims the cost of a small claim
- Support runs on phone, email and help centre, and claims start on phone
Cons
- Insurance types are limited to travel, so home, auto or life cover sits elsewhere
- The entry premium of $46 sits well above the travel median of €7.93
- Claims run on phone only, so a call is the single listed route for a claim
Who each suits
AllClear Travel Insurance AU
Who it suits
- Travellers past the usual age ceiling on standard trip cover, since the policy applies No upper age limit.
- Seniors who value unlimited medical and repatriation costs on Gold and Gold Plus.
- Travellers who would rather raise a claim by online portal, phone and email than sit on one waiting list.
Who should look elsewhere
- Anyone wanting motor, home or life cover in the same place: Good Sam Insurance Agency sells auto, home and renters.
- Travellers who want gadget cover next to the trip: EuroAsia Insurance lists auto, home and travel.
- Households adding pet or health cover to the same shop: bonus.ch covers auto, home and life.
Squaremouth
Who it suits
- Older adults planning a trip who want travel plans side by side
- Travellers who prefer paying nothing out of pocket when a claim is settled
- Households holding several policies elsewhere who just need the travel piece sorted
Who should look elsewhere
- Anyone looking for a single site to cover home, auto or life as well, where Good Sam Insurance Agency already spans auto, home and renters
- Shoppers whose priority is the very lowest price, since $46 lands above the travel median of €7.93
- Readers outside the US market, since the head office is in US and the licence held is 0L09546
Country by country
| Country | AllClear Travel Insurance AU | Squaremouth |
|---|---|---|
| Australia | Yes | No |
| United States | No | Yes |
Questions about each
AllClear Travel Insurance AU
What will a single-trip policy cost?+
A single-trip policy is quoted for the trip rather than sold at one set price, so the useful benchmark is the market. Premiums for travel cover across the site sit at €8.37, and the travel ranking median is €7.93. Get a quote for your dates, destinations and party before weighing the tiers.
Is AllClear an insurer or a broker?+
AllClear is a broker. The policy itself sits with the underwriter Europ Assistance Australia, which holds an Australian Securities and Investments Commission licence in Australia, AFSL 552106, and AllClear is its authorised representative under AR 1311154.
Squaremouth
How much does travel cover from Squaremouth cost?+
Premium from $46 is the published entry point, though a real quote depends on the trip and the plan you pick. For context, the median starting premium across travel brands here is €7.93, so you are looking above the middle of the market rather than at the floor.
Do I pay an excess if I make a claim?+
The plans Squaremouth lists carry an excess from $0, which means the listed cover can settle without you putting money in first. That matters most for smaller medical bills, where a fixed excess would otherwise eat into the payout.