Updated October 17, 2026 · AssureCue Editorial Team
DELA Lebensversicherungen vs Max Life Insurance
Where DELA Lebensversicherungen and Max Life Insurance differ
| Compare |  DELA Lebensversicherungen |  Max Life Insurance |
|---|---|---|
| Premium from | €2.65 | ₹461 |
| Insurance types | Life | Life, Health, Critical illnessCovers more |
| Cover limit | 3,000 - 20,000 EUR (Sterbegeldversicherung sorgenfrei Leben) | Rs 5 crore sum assured |
| Claims channels | Online death report form, Phone, Email | Online portal, Email, Whatsapp, Branch |
| Age range | Not confirmed | 18 years and above |
Same on both: Provider type (Insurer), Monthly payments (Yes).
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Key differences
- Founded is lower at DELA Lebensversicherungen: 1937 vs 2000.
- Insurance types: only Max Life Insurance offers Health, Critical illness.
- Claims channels: only DELA Lebensversicherungen offers Online death report form, Phone.
- Claims channels: only Max Life Insurance offers Online portal, Whatsapp, Branch.
Our verdict on each
DELA Lebensversicherungen
DELA Lebensversicherungen is a Dutch insurer selling life cover, including a fixed death benefit policy, and suits people who want a simple policy paid monthly rather than a lump sum. Premiums start at €2.65 on the term life product, and the death benefit runs 3,000 - 20,000 EUR (Sterbegeldversicherung sorgenfrei Leben).
Max Life Insurance
Axis Max Life Insurance Limited is the name now used for Max Life Insurance Company, and the company identifies Max Financial Services and Axis Bank as its joint-venture partners. It describes its offering as protection and long-term savings life insurance, distributed through agency and third-party channels. These details explain the insurer’s stated identity and product...
Score breakdown
| Area | DELA Lebensversicherungen | Max Life Insurance |
|---|---|---|
| Cost | 9.3HigherIts term life product starts at €2.65, below Linxea's €25. | 9.2 |
| Offer | 8.8 | 9.2Higher |
| Trust | 9.6Higher | 9.3 |
Choosing between them
Pick DELA Lebensversicherungen if trust matter most.
Pick Max Life Insurance if offer and insurance types matter most.
Availability and regulation
| Country | DELA Lebensversicherungen | Max Life Insurance |
|---|---|---|
| India | Not confirmed | IRDAI (Insurance Regulatory and Development Authority of India) 104 (ARN/Web/13122024) |
Additional countries for DELA Lebensversicherungen: 1. Additional countries for Max Life Insurance: 1.
How they place
| Ranking | DELA Lebensversicherungen | Max Life Insurance |
|---|---|---|
| Life insurance | 71 of 263 | 8 of 263 |
Every fact side by side
| Fact | DELA Lebensversicherungen | Max Life Insurance |
|---|---|---|
| Audience | Not confirmed | Expats, Seniors |
| Pricing model | Monthly | Monthly |
| Legal entity | DELA Natura- en levensverzekeringen N.V. | Axis Max Life Insurance Limited (formerly Max Life Insurance Company Limited) |
| Headquarters | Netherlands | India |
| Founded | 1937Lower | 2000 |
| Support channels | Email, Phone, Help centre | Email, Phone, Help centre |
Pros and cons
DELA Lebensversicherungen
Pros
- Monthly payments are available and the listed payment model is monthly, so premiums spread across the year
- Support runs on email, phone and help centre, and claims run on online death report form, phone and email
- The death benefit plan pays a set 3,000 - 20,000 EUR (Sterbegeldversicherung sorgenfrei Leben), so the amount is agreed before anyone dies
Cons
- The insurance types listed are life, so life cover is the only category on offer
- The listed payment model is monthly, so budgeting by year is not offered
Max Life Insurance
Pros
- The company’s about page clearly links the current Axis Max Life Insurance Limited name with the former Max Life Insurance Company name.
- The provider describes both protection and long-term savings life insurance, with agency and third-party distribution channels.
Cons
- The offer is built around the Indian market
- Some reviewers raise concerns about how policies are handled after purchase
Who each suits
DELA Lebensversicherungen
Who it suits
- Anyone arranging a death benefit for a partner, since the sorgenfrei Leben policy pays 3,000 - 20,000 EUR (Sterbegeldversicherung sorgenfrei Leben)
- Readers who prefer paying a monthly amount, since monthly payments are available and the listed model is monthly
- People who want a Dutch insurer writing their own cover, since DELA is listed as an insurer at insurer and is based in the Netherlands
Who should look elsewhere
- Good Sam Insurance Agency suits anyone who wants several policies together, since it lists auto, home and renters rather than life cover alone
- Linxea suits a larger budget, since its life cover starts at €25 against DELA's €2.65
- Oney is a different comparison, with a starting figure of €1,000 against DELA's €2.65
Max Life Insurance
Who it suits
- People in India comparing life insurers by company identity and the provider’s stated protection and long-term savings product scope.
Who should look elsewhere
- Adults under eighteen
- People wanting a single policy type rather than life, health and critical illness cover
Current offers
Max Life Insurance
Current offer
Discount code
Up to 15% Discount on 1 Cr Term Plan: 15% (Rs 1 Cr term plan at Rs 595/Month, reduced from Rs 700)
Prices valid till 30th September 2026; Axis Max Life Smart Term Plan Plus (UIN 104N132V01)
Source, checked September 26, 2026
Discount code
Female Life Discount on Smart Term Plan Plus: 15% flat discount on premium
Applicable throughout the premium payment term for female life insured
Source, checked September 26, 2026
Discount code
0% GST on term insurance plans bought online: 0% GST (18% shown struck through)
On term plans purchased online; 18% GST shown struck through on the product page
Source, checked September 26, 2026
Country by country
| Country | DELA Lebensversicherungen | Max Life Insurance |
|---|---|---|
| Germany | Yes | No |
| India | No | Yes |
Questions about each
DELA Lebensversicherungen
How much does DELA Lebensversicherungen cost?+
The term life product starts at €2.65, and the death benefit plan is a separate cover on the same site. For comparison, Linxea's life cover starts at €25, which puts DELA at the cheaper end of the brands ranked on starting premium. Oney's figure of €1,000 belongs to a different market.
What does the death benefit policy pay out?+
The sorgenfrei Leben death benefit policy is set at 3,000 - 20,000 EUR (Sterbegeldversicherung sorgenfrei Leben), so the amount a household receives is agreed in the contract rather than decided after a claim. It is sold alongside the term life cover, which handles the larger payout for dependants.
Max Life Insurance
What is the current company name associated with Max Life Insurance?+
The provider identifies Axis Max Life Insurance Limited as formerly known as Max Life Insurance Company Ltd.
Which customers does the insurer target?+
The insurer targets expatriates and older customers, alongside people of working age who want life and health protection. Adults from eighteen upward are the intended group for its products. The mix of audiences means the range covers several stages of life, from working years through to later life, with options that can be combined as needs change over time.
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