Updated October 17, 2026 · AssureCue Editorial Team
Getsafe vs Max Life Insurance
Getsafe vs Max Life Insurance: the differences
| Compare |  Getsafe |  Max Life Insurance |
|---|---|---|
| Premium from | €2.90 | ₹461 |
| Insurance types | Home, Dental, Life, Health, Travel, Pet, Income protection | Life, Health, Critical illness |
| Provider type | Broker | Insurer |
| Cover limit | Up to 4x the official German vet fee rate | Rs 5 crore sum assured |
| Claims channels | App, Phone, Chat | Online portal, Email, Whatsapp, Branch |
| Excess from | €0 | Not confirmed |
| Age range | Not confirmed | 18 years and above |
Same on both: Monthly payments (Yes).
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Key differences
- Max Life Insurance scores higher overall: 9.3 vs 9.1.
- Founded is lower at Max Life Insurance: 2000 vs 2015.
- Getsafe is available in 1 more country.
- Insurance types: only Getsafe offers Home, Dental, Travel.
- Insurance types: only Max Life Insurance offers Critical illness.
- Claims channels: only Getsafe offers App, Phone, Chat.
- Claims channels: only Max Life Insurance offers Online portal, Email, Whatsapp.
- Support channels: only Getsafe offers Chat.
Our verdict on each
Getsafe
Getsafe suits people in Germany who want one broker for personal lines and a monthly bill rather than a yearly one. Premiums start at €2.90 and monthly payments are available, though the broker model means the cover sits with an insurer, not with Getsafe itself.
Max Life Insurance
Axis Max Life Insurance Limited is the name now used for Max Life Insurance Company, and the company identifies Max Financial Services and Axis Bank as its joint-venture partners. It describes its offering as protection and long-term savings life insurance, distributed through agency and third-party channels. These details explain the insurer’s stated identity and product...
Score breakdown
| Area | Getsafe | Max Life Insurance |
|---|---|---|
| Cost | 9.4HigherPremiums start at €2.90 with an excess of €0, and monthly is monthly only. | 9.2 |
| Offer | 9.5Higher | 9.2 |
| Trust | 8.6 | 9.3Higher |
Pick Getsafe if, pick Max Life Insurance if
Pick Getsafe if offer matter most.
Pick Max Life Insurance if trust matter most.
Where each is licensed and available
| Country | Getsafe | Max Life Insurance |
|---|---|---|
| Germany | Industrie- und Handelskammer Rhein-Neckar D-QYBT-RIQKC-30 | Not confirmed |
| India | Not confirmed | IRDAI (Insurance Regulatory and Development Authority of India) 104 (ARN/Web/13122024) |
Additional countries for Getsafe: 2. Additional countries for Max Life Insurance: 1.
Where they rank in our lists
| Ranking | Getsafe | Max Life Insurance |
|---|---|---|
| Life insurance | 15 of 263 | 8 of 263 |
| Health insurance | 19 of 216 | 10 of 216 |
Every fact side by side
| Fact | Getsafe | Max Life Insurance |
|---|---|---|
| Audience | Expats, Seniors | Expats, Seniors |
| Pricing model | Monthly | Monthly |
| Legal entity | Getsafe Digital GmbH | Axis Max Life Insurance Limited (formerly Max Life Insurance Company Limited) |
| Headquarters | Germany | India |
| Founded | 2015 | 2000Lower |
| Support channels | Email, Phone, Chat, Help centreCovers more | Email, Phone, Help centre |
Where each stands against the rest
| Fact | Getsafe | Max Life Insurance | Median |
|---|---|---|---|
| Excess from | €0below the median | Not confirmed | €50 |
Median across 71 listed insurance providers.
Pros and cons
Getsafe
Pros
- Premiums start at €2.90, below the site median of €8.37.
- The excess starts at €0 on liability cover, so a claim need not reduce a payout.
- Monthly payments are available, and monthly lists monthly as the only payment model.
Cons
- Getsafe is a broker, so you buy cover from an insurer and the policy terms sit outside this site.
- home, dental and life does not list car, renters or landlord cover, so you would need a second provider for those.
- Monthly payments are the only option in monthly, with no annual payment to cut the cost.
Max Life Insurance
Pros
- The company’s about page clearly links the current Axis Max Life Insurance Limited name with the former Max Life Insurance Company name.
- The provider describes both protection and long-term savings life insurance, with agency and third-party distribution channels.
Cons
- The offer is built around the Indian market
- Some reviewers raise concerns about how policies are handled after purchase
Who each suits
Getsafe
Who it suits
- People living in Germany who want one app for home, dental, life, health, travel, pet and income protection.
- Expats and newcomers to Germany, since expats and seniors lists expats and seniors.
- Anyone who prefers a monthly bill and a €0 excess rather than paying a year up front.
Who should look elsewhere
- Drivers and landlords: home, dental and life has no car, renters or landlord lines.
- Anyone wanting annual payments to cut the cost, because monthly is monthly only.
- Buyers who want to contract with an insurer directly, as Getsafe is a broker.
Max Life Insurance
Who it suits
- People in India comparing life insurers by company identity and the provider’s stated protection and long-term savings product scope.
Who should look elsewhere
- Adults under eighteen
- People wanting a single policy type rather than life, health and critical illness cover
Current offers
Max Life Insurance
Current offer
Discount code
Up to 15% Discount on 1 Cr Term Plan: 15% (Rs 1 Cr term plan at Rs 595/Month, reduced from Rs 700)
Prices valid till 30th September 2026; Axis Max Life Smart Term Plan Plus (UIN 104N132V01)
Source, checked September 26, 2026
Discount code
Female Life Discount on Smart Term Plan Plus: 15% flat discount on premium
Applicable throughout the premium payment term for female life insured
Source, checked September 26, 2026
Discount code
0% GST on term insurance plans bought online: 0% GST (18% shown struck through)
On term plans purchased online; 18% GST shown struck through on the product page
Source, checked September 26, 2026
Country by country
| Country | Getsafe | Max Life Insurance |
|---|---|---|
| Austria | Yes | No |
| Germany | Yes | No |
| India | No | Yes |
Questions about each
Getsafe
How much does Getsafe cost?+
Premiums start at €2.90, and the site median across listed brands is €8.37. The €0 excess on liability cover sits at the lower end too, so a liability claim does not come out of your pocket first. Actual price depends on which line you take.
Can I pay monthly instead of yearly?+
Yes, monthly payments are available, and monthly lists monthly as the only payment model. There is no annual option in the same fact, so anyone hoping to pay once a year to save on the total should look elsewhere or ask the insurer directly.
Max Life Insurance
What is the current company name associated with Max Life Insurance?+
The provider identifies Axis Max Life Insurance Limited as formerly known as Max Life Insurance Company Ltd.
Which customers does the insurer target?+
The insurer targets expatriates and older customers, alongside people of working age who want life and health protection. Adults from eighteen upward are the intended group for its products. The mix of audiences means the range covers several stages of life, from working years through to later life, with options that can be combined as needs change over time.
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