Updated September 28, 2026 · AssureCue Editorial Team
Healthy Paws Pet Insurance vs Lassie
Where Healthy Paws Pet Insurance and Lassie differ
| Compare | Healthy Paws Pet Insurance ReviewSee alternativesSee alternatives |  Lassie |
|---|---|---|
| Provider type | Insurer | Broker |
| Excess from | $100 to $5,000 | €0 |
| Cover limit | Unlimited annual coverage (no annual or lifetime limit) | 160 000 SEK per year (Gold veterinary care insurance) |
| Claims channels | Online portal, Mobile app | App, Email, Direct settlement |
| Age range | 8 weeks to under 14 years (pet age) | from 6 weeks, no upper age limit |
| Premium from | $24 | Not confirmed |
Same on both: Insurance types (Pet), Monthly payments (Yes).
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Key differences
- Healthy Paws Pet Insurance scores higher overall: 9.0 vs 8.9.
- Lassie is available in 2 more countries.
- Claims channels: only Healthy Paws Pet Insurance offers Online portal, Mobile app.
- Claims channels: only Lassie offers App, Email, Direct settlement.
Our verdict on each
Healthy Paws Pet Insurance
Healthy Paws Pet Insurance suits pet owners who want accident and illness cover that pays out without an annual ceiling, and who are happy to claim from a phone. Cover starts at $24 a month, billed monthly, with an excess you choose from $100 to $5,000.
Lassie
Lassie is a Swedish pet cover broker rather than an insurer, so claims are handled by the insurer behind each policy. It suits owners who pay monthly and cover pets whose age runs from 6 weeks, no upper age limit, with the pet ranking median starting price of €8.88 as the market yardstick.
Score breakdown
| Area | Healthy Paws Pet Insurance | Lassie |
|---|---|---|
| Cost | 8.8Cover starts at $24 a month, above the pet ranking median of €8.88, and the excess is yours to set. | 9.4HigherExcess starts at €0 and monthly payments are available, with pet ranking median starting price of €8.88. |
| Offer | 8.4 | 9.0Higher |
| Trust | 9.6Higher | 8.4 |
Availability and regulation
| Country | Healthy Paws Pet Insurance | Lassie |
|---|---|---|
| Germany | Not confirmed | |
| Sweden | Not confirmed | Finansinspektionen 58940 |
Additional countries for Healthy Paws Pet Insurance: 1. Additional countries for Lassie: 3.
What we checked
Healthy Paws Pet Insurance
- nerdwallet.com: 10 facts, checked September 26, 2026
Lassie
- lassie.co: 8 facts, checked September 26, 2026
- de.lassie.co: 3 facts, checked September 26, 2026
How they place
| Ranking | Healthy Paws Pet Insurance | Lassie |
|---|---|---|
| Pet insurance | 90 of 167 | 110 of 167 |
Every fact side by side
| Fact | Healthy Paws Pet Insurance | Lassie |
|---|---|---|
| Pricing model | Monthly | Monthly |
| Legal entity | Not confirmed | Lassie AB |
| Headquarters | United States | Sweden |
| Founded | Not confirmed | 2020 |
| Support channels | Not confirmed | Email, Chat, Phone, Help centre |
Where each stands against the rest
| Fact | Healthy Paws Pet Insurance | Lassie | Median |
|---|---|---|---|
| Premium from | $24above the median | Not confirmed | $16.09 |
Median across 61 listed insurance providers.
Pros and cons
Healthy Paws Pet Insurance
Pros
- Annual cover carries no yearly or lifetime ceiling, so an expensive treatment does not run into a cap, under Unlimited annual coverage (no annual or lifetime limit)
- The excess is your choice, $100 to $5,000, so you can trade the monthly cost against what each claim leaves you
- Claims run through online portal and mobile app, so a claim can be filed and followed from a phone without posting paperwork
Cons
- The excess can be set as high as $100 to $5,000, which leaves a large share of every settled claim with you
- Claims go through online portal and mobile app only, so there is no other listed route to file or follow a claim
- The premium from $24 sits above the pet ranking median of €8.88, so the entry price is not the smallest on the market
Lassie
Pros
- Cover starts from 6 weeks, no upper age limit, so a young pet can be insured early and an older pet stays eligible as it ages.
- Claims run through app, email and direct settlement, and direct settlement lets the vet bill the insurer rather than the owner paying and claiming later.
- The Gold veterinary care level sets a yearly treatment ceiling of 160 000 SEK per year (Gold veterinary care insurance).
Cons
- Pet cover is the only line in pet, so any other policy needs a separate provider.
- Lassie is a broker, so claims are settled by the insurer behind the policy rather than by Lassie.
- Monthly is the only payment model in monthly, so an annual payment option is not offered.
Who each suits
Healthy Paws Pet Insurance
Who it suits
- Pet owners who expect surgery or a long course of treatment and want cover with no yearly ceiling
- Owners who are happy to file claims on a phone through the online portal or the app
- People who prefer paying monthly rather than committing to a full year of cover up front
Who should look elsewhere
- Chasers of the lowest entry price should look at ComparaJa, from €0, and bonus.ch, from CHF 0, since both start below $24
- Owners who want a wider basket than pets: Good Sam Insurance Agency sells pet cover among many other lines, auto, home and renters
- Owners who would rather not choose an excess themselves, since the top of $100 to $5,000 leaves a large share of the bill with them
Lassie
Who it suits
- Pet owners who would rather settle the cost each month than pay for a full period up front.
- Owners of puppies and older pets, since cover starts from 6 weeks, no upper age limit and pets stay eligible as they age.
- People comfortable with a broker placing the policy, as Lassie is a broker and does not write the cover itself.
Who should look elsewhere
- Households wanting pet cover next to home, auto or renters cover, since Good Sam Insurance Agency lists those lines in auto, home and renters.
- Owners who want dental or motorcycle cover compared alongside pet, since ComparaJa lists those lines in auto, life and health.
Current offers
Lassie
Current offer
Discount code
50% off for puppies and kittens for 6 months: 50% discount for 6 months
All puppies and kittens under six months of age get 50% off their veterinary care insurance for the first six months
Source, checked September 26, 2026
Bonus
Tractive GPS and health tracker for 0 kr: 0 SEK (normal price up to 799 kr)
Requires a Tractive subscription from 90 kr/month with a one-year commitment paid annually
Source, checked September 26, 2026
Discount code
Multi-pet discount up to 20%: Up to 20% off
10% for two pets, 15% for three pets, 20% for four or more
Source, checked September 26, 2026
Bonus
Up to 500 kr yearly points discount: Up to 500 SEK per dog, 250 SEK per cat
Points from courses and health tasks in the app convert into a discount on the pet insurance for one insurance year
Source, checked September 26, 2026
Country by country
| Country | Healthy Paws Pet Insurance | Lassie |
|---|---|---|
| France | No | Yes |
| Germany | No | Yes |
| Sweden | No | Yes |
| United States | Yes | No |
Questions about each
Healthy Paws Pet Insurance
What does Healthy Paws Pet Insurance cost each month?+
Cover starts at $24 a month, and the payment can be taken monthly rather than as a yearly sum. That starting point sits above the pet ranking median of €8.88, so owners on a tight budget may find cheaper entry points among other pet insurers.
What is the excess, and who decides it?+
You decide, and $100 to $5,000 shows the selectable range. A lower excess means a higher monthly premium but less to pay when a claim settles. A higher excess keeps the monthly cost down and leaves a bigger share of each bill with you.
Lassie
What does pet cover cost with Lassie?+
The excess starts at €0 on dog health insurance. Across the pet ranking the median starting price is €8.88, with the upper quartile reaching €32.43. Cost therefore moves with breed, age and the cover level chosen.
Is Lassie an insurer or a broker?+
Lassie is a broker, so it places cover with insurers rather than carrying the risk itself. The insurer named on the policy is the party that settles the claim, while Lassie handles the arrangement around it.