Updated September 28, 2026 · AssureCue Editorial Team
Churchill vs Gigasure
Churchill vs Gigasure: the differences
| Compare |  Churchill |  Gigasure |
|---|---|---|
| Insurance types | Auto, Home, Pet, Van | Travel, Van |
| Provider type | Insurer | Broker |
| Cover limit | GBP 3,000 vets fees per condition per 12 months | Medical expenses trips abroad: GBP 10,000,000 (Core) to GBP 20,000,000 (Max) |
| Claims channels | Phone, Online | App, Website |
| Premium from | Not confirmed | £36.35 |
| Monthly payments | Yes | Not confirmed |
| Excess from | Not confirmed | £0 to £10,000 |
| Age range | Not confirmed | 18-75 single trip, 18-70 annual multi-trip |
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Key differences
- Churchill scores higher overall: 9.2 vs 8.9.
- Insurance types: only Churchill offers Auto, Home, Pet.
- Insurance types: only Gigasure offers Travel.
- Claims channels: only Churchill offers Phone, Online.
- Claims channels: only Gigasure offers App, Website.
- Support channels: only Gigasure offers Email.
Our verdict on each
Churchill
Churchill covers car, home, pet and van insurance from a single UK insurer, and it suits households and van operators who want one set of policies rather than separate providers. Payments run on a monthly model, and pet cover pays vets fees of GBP 3,000 vets fees per condition per 12 months.
Gigasure
Gigasure suits people in the UK who want travel or van cover alone rather than a full personal lines policy, and car hire excess cover starts at £36.35. It is a broker registered with the Financial Conduct Authority, so the selling firm is named, regulated and checkable.
Score breakdown
| Area | Churchill | Gigasure |
|---|---|---|
| Cost | 9.1Higher | 9.0Entry price of £36.35 for car hire excess sits above the site median, which stands at €8.37. |
| Offer | 8.9 | 9.0Higher |
| Trust | 9.6Higher | 8.8 |
Feature by feature
| Insurance types | Churchill | Gigasure |
|---|---|---|
| Auto | Yes | No |
| Home | Yes | No |
| Travel | No | Yes |
| Pet | Yes | No |
| Van | Yes | Yes |
Availability and regulation
| Country | Churchill | Gigasure |
|---|---|---|
| United Kingdom |
Available in 1 country for both.
Where these facts come from
Churchill
- churchill.com: 8 facts, checked September 26, 2026
- business.churchill.com: 1 fact, checked September 26, 2026
Gigasure
- gigasure.com: 11 facts, checked September 26, 2026
How they place
| Ranking | Churchill | Gigasure |
|---|---|---|
| Car insurance | 99 of 393 | 21 of 393 |
| Van insurance | 11 of 38 | 3 of 38 |
Every fact side by side
| Fact | Churchill | Gigasure |
|---|---|---|
| Audience | Not confirmed | Seniors |
| Pricing model | Monthly | Not confirmed |
| Legal entity | U K Insurance Limited | Gigasure Services Limited |
| Headquarters | United Kingdom | United Kingdom |
| Support channels | Help centre, Chat, Phone | Email, Chat, Phone, Help centreCovers more |
Where each stands against the rest
| Fact | Churchill | Gigasure | Median |
|---|---|---|---|
| Premium from | Not confirmed | £36.35highest quarter | £7.95 |
| Excess from | Not confirmed | £0 to £10,000below the median | £25 |
Median across 51 listed insurance providers.
Pros and cons
Churchill
Pros
- Auto, home, pet and van sit with one provider: auto, home and pet.
- Monthly payments are available, and the monthly model is the only one listed: monthly.
- Support runs on a help centre, chat and phone: help centre, chat and phone.
Cons
- Monthly payments are the only pricing model, so there is no annual option: monthly.
- Claims run on phone and online only: phone and online.
- The range stops at the four lines in auto, home and pet, with no travel, life or health policies listed.
Gigasure
Pros
- Excess on car hire excess cover runs £0 to £10,000, so a traveller chooses how much of the rental charge to carry instead of accepting a fixed figure.
- Claims are filed through the app and website and support runs on email, chat and phone, giving policyholders live and written routes inside the same provider.
- The FCA registration 1005421 sits on a broker, so the firm taking the instruction is named and checkable by the customer.
Cons
- The catalogue is travel and van, so anyone wanting home, motor or life in the same place has to move to another provider.
- On entry price Gigasure ranks 199 of 252 across the site, so the starting figure sits high in a list sorted from the lowest premium.
- The 5.1 overall score is a middling one, and its 5.1 cost part is the same, so the price case is the part that needs arguing.
Who each suits
Churchill
Who it suits
- Families who want auto, home, pet and van policies under one insurer: auto, home and pet.
- Drivers who spread car cover across the year, since the monthly model is the only one on offer: monthly.
- Policyholders who want to reach help by help centre, chat or phone: help centre, chat and phone.
Who should look elsewhere
- Good Sam Insurance Agency suits anyone after life, health or travel policies, which sit in auto, home and renters but not in Churchill's auto, home and pet.
- Hiscox UK fits renters and landlord cover seekers, which it lists at home, renters and landlord while Churchill's auto, home and pet does not run to those lines.
Gigasure
Who it suits
- Travellers inside the 18-75 single trip, 18-70 annual multi-trip bands, whether they are booking a single trip or an annual multi-trip policy.
- Anyone taking a car hire excess policy who wants the excess set themselves, with options running £0 to £10,000.
- Van owners who want travel and van held by the same broker, given the range is travel and van.
Who should look elsewhere
- Shoppers after auto, home or pet in the same place: Good Sam Insurance Agency lists auto, home and renters.
- Readers comparing a UK budget with another market: EuroAsia Insurance is priced at UZS 60,000 in Uzbek soum, which does not line up with a UK travel or van figure.
Current offers
Churchill
Current offer
Discount code
30% off pet insurance when you buy online: 30% off first 12 months
Introductory discount applied over the first 12 months; online purchase only
Source, checked September 26, 2026
Discount code
Multi-pet discount: 10% discount
Apply online for a multi-pet policy to insure up to three cats and dogs on one policy; also available for up to 10 pets
Source, checked September 26, 2026
Country by country
| Country | Churchill | Gigasure |
|---|---|---|
| United Kingdom | Yes | Yes |
Questions about each
Churchill
What kinds of insurance does Churchill sell?+
Churchill sells auto, home, pet and van insurance: auto, home and pet. That mix suits households and small businesses running a van, since a single provider covers the car, the house, the pet and the working vehicle. Renters, landlord and travel lines are not in the range.
Can I pay Churchill monthly or annually?+
Monthly payments are available, and the monthly model is the only one listed: monthly. There is no annual option among the pricing models, so the cost is spread across the year and set again at renewal rather than fixed in advance for the whole term.
Gigasure
What does Gigasure actually sell?+
Gigasure is a focused personal lines broker and its range is travel and van, travel and van, with nothing else sitting alongside them. A shopper after a full household bundle is looking at a different kind of provider. Both lines sit inside the same brand, which keeps quoting and claims in the same place.
How much does car hire excess insurance cost?+
The entry figure is £36.35 for car hire excess cover, and the excess a traveller accepts on that policy runs £0 to £10,000. How much of the rental company's charge you agree to carry is the decision behind the quote, so £36.35 reads as the floor of the price rather than a typical bill.