Updated September 28, 2026 · AssureCue Editorial Team
Confused.com vs Tesco Insurance
Confused.com
Higher score in this comparison
Tesco Insurance
Confused.com vs Tesco Insurance: the differences
| Compare | Confused.comReviewSee alternativesSee alternatives | Tesco InsuranceReviewSee alternativesSee alternatives |
|---|---|---|
| Premium from | £7.15 | £5Lower |
| Insurance types | Auto, Home, Renters, Life, Health, Travel, Pet, Motorcycle, Van, Breakdown, Landlord, Critical illness, Income protection, Gadget, Home emergencyCovers more | Auto, Home, Renters, Pet, Travel, Life, Breakdown, Home emergency, Gadget, Critical illness |
| Provider type | Comparison site | Broker |
| Cover limit | Up to £4,000 pet vet treatment cover | Life cover up to GBP 5,000,000 |
| Age range | 17-70+ | 18-77 (Life Insurance); drivers 21 and over (Car Insurance) |
| Excess from | Not confirmed | £0 |
| Claims channels | Not confirmed | Phone, Online account, Vet Pawtal |
Same on both: Monthly payments (Yes).
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.
Key differences
- Confused.com is available in 3 more countries.
- Premium from is lower at Tesco Insurance: £5 vs £7.15.
- Insurance types: only Confused.com offers Health, Motorcycle, Van.
- Support channels: only Confused.com offers Email, Chat, Community.
- Support channels: only Tesco Insurance offers Phone.
Our verdict on each
Confused.com
Confused.com suits UK households who would rather compare many lines of cover than settle with a single provider, and it works well for seniors shopping pet or car cover. Pet premiums start at £7.15, monthly payments are available, and pet cover includes Up to £4,000 pet vet treatment cover.
Tesco Insurance
Tesco Insurance suits people who want one GB provider holding many personal policies, from car and home to pet and life cover, with premiums from £5. It is a broker, not an insurer, and monthly payments are available, so the account is set up through one provider.
Score breakdown
| Area | Confused.com | Tesco Insurance |
|---|---|---|
| Cost | 9.0Pet premiums start at £7.15, under the site median of €8.37, and monthly payments keep the outlay spread. | 9.3HigherLife premiums start at £5 against a site median of €8.37, and car excess starts at £0. |
| Offer | 9.9Higher | 9.1 |
| Trust | 8.6 | 8.8Higher |
What each covers
| Insurance types | Confused.com | Tesco Insurance |
|---|---|---|
| Auto | Yes | Yes |
| Home | Yes | Yes |
| Renters | Yes | Yes |
| Life | Yes | Yes |
| Health | Yes | No |
| Travel | Yes | Yes |
| Pet | Yes | Yes |
| Motorcycle | Yes | No |
| Van | Yes | No |
| Breakdown | Yes | Yes |
| Landlord | Yes | No |
| Critical illness | Yes | Yes |
| Income protection | Yes | No |
| Gadget | Yes | Yes |
| Home emergency | Yes | Yes |
Availability and regulation
| Country | Confused.com | Tesco Insurance |
|---|---|---|
| United Kingdom | Financial Conduct Authority 916665 | Financial Conduct Authority 186022 |
Available in 1 country for both. Additional countries for Confused.com: 3.
If neither fits
Service Box has premium from at £3.27, against £7.15 for Confused.com and £5 for Tesco Insurance.
Service Box reviewWhat we checked
Confused.com
- confused.com: 12 facts, checked September 26, 2026
Tesco Insurance
- tescoinsurance.com: 11 facts, checked September 26, 2026
- tescobank.com: 2 facts, checked September 26, 2026
How they place
| Ranking | Confused.com | Tesco Insurance |
|---|---|---|
| Car insurance | 135 of 375 | 161 of 375 |
| Home insurance | 123 of 273 | 147 of 273 |
| Renters and contents insurance | 37 of 78 | 46 of 78 |
| Life insurance | 122 of 263 | 147 of 263 |
| Travel insurance | 150 of 295 | 166 of 295 |
| Pet insurance | 70 of 167 | 82 of 167 |
| Breakdown cover | 30 of 53 | 33 of 53 |
| Critical illness cover | 30 of 65 | 36 of 65 |
Every fact side by side
| Fact | Confused.com | Tesco Insurance |
|---|---|---|
| Audience | Seniors | Seniors |
| Pricing model | Monthly | Monthly |
| Legal entity | Inspop.com Limited | Tesco Personal Finance Ltd |
| Headquarters | United Kingdom | United Kingdom |
| Founded | 2002 | Not confirmed |
| Support channels | Email, Chat, Help centre, Community | Phone, Help centre |
Where each stands against the rest
| Fact | Confused.com | Tesco Insurance | Median |
|---|---|---|---|
| Premium from | £7.15below the median | £5below the median | £8.98 |
| Excess from | Not confirmed | £0below the median | £25 |
Median across 56 listed insurance providers.
Pros and cons
Confused.com
Pros
- Cover types run across auto, home and renters, so several lines sit in the same place.
- Registered with the Financial Conduct Authority in the UK under 916665.
- Monthly payments are available, with monthly the payment model listed.
Cons
- Support runs on email, chat and help centre only, with no phone line.
- Vet treatment cover is capped at Up to £4,000 pet vet treatment cover.
- Car insurance quotes are limited to 17-70+.
Tesco Insurance
Pros
- One provider covers a wide personal range: auto, home and renters includes auto, home, renters, pet, travel, life, breakdown, home emergency, gadget and critical illness.
- Monthly payments are available, and pet cover runs on a monthly model, so premiums can be spread rather than paid upfront.
- Life cover reaches Life cover up to GBP 5,000,000, which is a generous ceiling for anyone protecting dependants.
Cons
- Tesco Insurance is a broker by its own description (broker), so the contract of cover sits with the insurer named in the policy document and the risk is carried there rather than by the brand handling the sale.
- Support runs on phone and help centre only, so there is no email or live chat route for policy questions.
- Car policies are limited to drivers 18-77 (Life Insurance); drivers 21 and over (Car Insurance), which excludes younger drivers from the most expensive product.
Who each suits
Confused.com
Who it suits
- UK households holding more than a single kind of policy who want quotes in the same place
- Seniors, listed as the audience under seniors
- Drivers within 17-70+ who prefer monthly payments
Who should look elsewhere
- Good Sam Insurance Agency, if you want cover handled by an agency across auto, home and renters rather than through a comparison site
- bunq, if what you need is an account with pricing at €0 rather than insurance cover
- Euroasia Insurance, if a single market insurer starting at UZS 60,000 suits you better than a UK comparison site
Tesco Insurance
Who it suits
- Households in GB who want car, home, renters, pet and travel cover arranged through one provider.
- Drivers and life cover customers at the upper end of 18-77 (Life Insurance); drivers 21 and over (Car Insurance) who value a high life cover ceiling.
- Anyone who prefers monthly payments over a single annual premium.
Who should look elsewhere
- Motorcycle and van riders, since the range listed in auto, home and renters has no motorbike or van policy.
- Business buyers needing public liability or employers liability, which sit outside auto, home and renters.
- Drivers below the car age floor in 18-77 (Life Insurance); drivers 21 and over (Car Insurance), who cannot be covered on car insurance.
Current offers
Confused.com
Current offer
Bonus
Get £20 to spend with 100+ brands plus year-round hot drinks: £20 eGift card
Single annual policy. Qualifying products. App only. Maximum claim limit. One regular hot drink per month for a year, only available via the Confused.com app. T&Cs apply.
Source, checked September 26, 2026
Bonus
Get a total of £47 in rewards when you buy car insurance: £47 (£20 to spend plus 12 Greggs hot drinks)
Single annual policy. App required to claim reward. 12 free Greggs regular hot drinks, based on average £2.25 per drink.
Source, checked September 26, 2026
Bonus
Beat your renewal guarantee: Difference in price plus £20
Buy a like-for-like car, home or van insurance policy through Confused.com and we are not cheaper than your renewal price
Source, checked September 26, 2026
Tesco Insurance
Current offer
Discount code
Save 10% on Car Insurance with Clubcard: 10% off
Clubcard members, new and renewing customers, Bronze, Silver or Gold Car Insurance bought online direct or via price comparison sites, does not apply to add-ons or optional extras, drivers aged 21 and over.
Source, checked September 26, 2026
Discount code
10% Multi Car discount: 10% off
Clubcard members insuring a minimum of 2 cars at the same home address, bought online direct from Tesco Insurance, not available via phone or price comparison or cashback websites, excludes optional extras, subject to minimum premiums.
Source, checked September 26, 2026
Discount code
10% off Travel Insurance with Clubcard: 10% off
Clubcard members buying or renewing directly, excludes Excess Waiver, Gadget Cover and Golf Cover add-ons, available on price comparison websites and direct from Tesco Insurance.
Source, checked September 26, 2026
Bonus
The Big Win - up to £150 Tesco Gift Card with Tesco Life Insurance: £25 to £150 Tesco Gift Card depending on monthly premium
New Tesco Life Insurance plans applied for from 1 July to 30 November 2026, must pay the first 6 consecutive monthly premiums, one gift card per policy, e-gift card issued by CashStar by email, usable in UK Tesco stores only.
Source, checked September 26, 2026
Bonus
Little Life Helps - Tesco shopping coupons: Up to 5 coupons, including £15 off your shop and £5 off fruit and veg
Tesco app on your mobile phone and opted in to marketing, coupons issued automatically in the Tesco app for one year from the first coupon, up to 5 coupons.
Source, checked September 26, 2026
Country by country
| Country | Confused.com | Tesco Insurance |
|---|---|---|
| Guernsey | Yes | No |
| Isle of Man | Yes | No |
| Jersey | Yes | No |
| United Kingdom | Yes | Yes |
Questions about each
Confused.com
How much does cover start at?+
Pet insurance premiums start at £7.15, listed in pounds sterling. The quote you see depends on the cover type, the details you enter and the provider it comes from, so the starting figure is a starting point rather than a price you are charged. Monthly payments are available, so the amount can be spread across the year.
Is Confused.com regulated?+
The site is authorised by the Financial Conduct Authority in the UK and its licence is registered under 916665. As a comparison site it is not the insurer on your policy, so check the specific provider on the register once a quote takes you through to them.
Tesco Insurance
How much does Tesco Insurance cost to start?+
Life insurance premiums start at £5, which is below the median of €8.37 across the site and far under the upper quartile of €29.72. That is the entry price for decreasing term life cover. Car and home pricing depends on the policy details, and the car excess starts at £0.
Can I pay monthly instead of yearly?+
Monthly payments are available, and the pet product is set up on a monthly model, so the premium can be spread across the year. That makes budgeting easier for households with more than one policy. A monthly plan is the same cover with a different payment rhythm, not a different level of protection.
Other options to compare
Related by the facts
Confused.com
Tesco Insurance