Updated September 30, 2026 · AssureCue Editorial Team
GEV Grundeigentümer Versicherung vs YouSet
Where GEV Grundeigentümer Versicherung and YouSet differ
| Compare |  GEV Grundeigentümer Versicherung |  YouSet |
|---|---|---|
| Premium from | €4.85 | CA$5 |
| Insurance types | Home, Renters, Landlord | Auto, Home, Renters, Motorcycle |
| Provider type | Insurer | Broker |
| Claims channels | Phone, Online formCovers more | Phone |
| Excess from | €250 | Not confirmed |
Same on both: Monthly payments (Yes).
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Key differences
- GEV Grundeigentümer Versicherung scores higher overall: 9.2 vs 8.9.
- Founded is lower at GEV Grundeigentümer Versicherung: 1891 vs 2017.
- Insurance types: only GEV Grundeigentümer Versicherung offers Landlord.
- Insurance types: only YouSet offers Auto, Motorcycle.
- Claims channels: only GEV Grundeigentümer Versicherung offers Online form.
- Support channels: only YouSet offers Chat.
Our verdict on each
GEV Grundeigentümer Versicherung
GEV Grundeigentümer Versicherung is a German mutual insurer for property, so homeowners, tenants and landlords deal with the underwriter directly. It suits people insuring a home, a rented flat or a let building who want cover from a provider trading since 1891 on monthly payments.
YouSet
YouSet suits renters, homeowners, drivers and riders in Canada seeking side by side broker quotes with monthly payments available alongside premiums that start at CAD 5. Claims run by phone through phone while support spans email, chat and phone for policy help and service enquiries across cover types.
Score breakdown
| Area | GEV Grundeigentümer Versicherung | YouSet |
|---|---|---|
| Cost | 8.9 | 9.3HigherPremiums start at CAD 5 with monthly payments available for budgeting flexibility. |
| Offer | 8.8 | 9.0HigherCover spans auto, home and renters across auto, home, renters and motorcycle needs. |
| Trust | 9.7Higher | 8.5Broker model disclosed as broker with support across email, chat and phone. |
Choosing between them
Pick GEV Grundeigentümer Versicherung if claims channels matter most.
Pick YouSet if cost matter most.
Where each is licensed and available
| Country | GEV Grundeigentümer Versicherung | YouSet |
|---|---|---|
| Canada | Not confirmed | |
| Germany | Not confirmed |
Additional countries for GEV Grundeigentümer Versicherung: 1. Additional countries for YouSet: 1.
Where they rank in our lists
| Ranking | GEV Grundeigentümer Versicherung | YouSet |
|---|---|---|
| Home insurance | 14 of 272 | 22 of 272 |
| Renters and contents insurance | 3 of 78 | 7 of 78 |
What we checked
GEV Grundeigentümer Versicherung
- gev-versicherung.de: 12 facts, checked September 26, 2026
YouSet
- youset.ca: 9 facts, checked September 30, 2026
Every fact side by side
| Fact | GEV Grundeigentümer Versicherung | YouSet |
|---|---|---|
| Audience | Seniors | Not confirmed |
| Pricing model | Monthly | Not confirmed |
| Legal entity | Grundeigentümer-Versicherung, Versicherungsverein auf Gegenseitigkeit (VVaG) | YouSet Insurance |
| Headquarters | Germany | Canada |
| Founded | 1891Lower | 2017 |
| Support channels | Email, Phone, Help centre | Email, Chat, Phone, Help centreCovers more |
Where each stands against the rest
| Fact | GEV Grundeigentümer Versicherung | YouSet | Median |
|---|---|---|---|
| Excess from | €250highest quarter | Not confirmed | €70 |
Median across 68 listed insurance providers.
Pros and cons
GEV Grundeigentümer Versicherung
Pros
- It carries its own risk as an insurer, insurer, and operates as a mutual association, so policyholders share the risk they cover.
- A single provider covers home, renters and landlord policies, home, renters and landlord.
- Premiums can be spread monthly, monthly, which suits income arriving across the year.
Cons
- The building excess starts at €250, so the insurer's payout is reduced on every claim.
- Support runs on email, phone and help centre only, with no chat or community channel.
- The stated audience is seniors, seniors, so the range is aimed at older property owners.
YouSet
Pros
- Premiums that start at CAD 5 give a clear entry signal for budget comparison.
- Cover spans auto, home and renters, useful versus LV= which covers auto, home and pet.
- Monthly payments are available, helping spread costs across the term.
Cons
- Claims run on phone only, so written or chat claims routes are absent for phone users.
- Broker cover means policies sit with partner insurers rather than YouSet as broker, unlike insurer alternatives such as LV=.
- Entry premiums that start at CAD 5 will vary by profile, and die Bayerische lists €2.09 for strict price comparison.
Who each suits
GEV Grundeigentümer Versicherung
Who it suits
- Older German homeowners who would rather insure with a mutual association than go through a broker.
- Landlords letting out a building, since landlord cover sits alongside home and renters cover from the same insurer.
- Anyone who prefers spreading the premium monthly rather than settling it in a lump.
Who should look elsewhere
- Hiscox UK, whose list also runs to auto and home emergency, home, renters and landlord, for a household with a car as well as a property.
- Good Sam Insurance Agency, which sells life, health, travel, pet and motorcycle alongside property, auto, home and renters.
- Euroasia Insurance, whose starting premium of UZS 60,000 sits in a different market, for readers comparing across regions.
YouSet
Who it suits
- Canadian drivers and riders bundling motor risks who might otherwise consider LV= which covers auto, home and pet.
- Renters and homeowners comparing property quotes together, unlike die Bayerische at €2.09.
- Budget planners using monthly payments available while watching entry at CAD 5.
Who should look elsewhere
- Drivers needing broader life and travel cover may prefer Allianz Malaysia because it covers auto, motorcycle and home.
- Pet owners may prefer LV= because it covers auto, home and pet including pet cover.
- Shoppers chasing the lowest headline entry signal may compare die Bayerische at €2.09 against CAD 5.
Current offers
GEV Grundeigentümer Versicherung
Current offer
Discount code
Kombirabatt 25% auf Hausratversicherung: 25%
Requires holding or taking out a Wohngebäudeversicherung with GEV at the same time
Source, checked September 26, 2026
Discount code
Haus & Grund Mitgliederrabatt: 10%
Members of Haus & Grund, registered with the GEV
Source, checked September 26, 2026
Country by country
| Country | GEV Grundeigentümer Versicherung | YouSet |
|---|---|---|
| Canada | No | Yes |
| Germany | Yes | No |
Questions about each
GEV Grundeigentümer Versicherung
What does GEV Grundeigentümer Versicherung insure?+
It writes property lines for home, renters and landlords, home, renters and landlord. That mix suits an owner who wants the building, the flat and a let property handled by the same underwriter, and GEV is an insurer, insurer, so the risk sits with the company that pays the claim.
How much does the cover cost?+
Premiums start at €4.85 for building cover, against a site median of €8.37. On price the brand sits at 90 out of 252 brands, and its cost part of the score is 3.9 out of 3.9 overall. The final figure depends on the property and the cover chosen.
YouSet
What does YouSet cover cost at entry level?+
Premiums start at CAD 5 according to the advertised entry signal, although the amount you pay depends on vehicle, property, location and claims history. Monthly payments are available, which helps spread the annual cost rather than paying the full term in advance.
Is YouSet an insurer or a broker?+
YouSet arranges cover as broker, which means it compares options and arranges policies that are then held with partner insurers. Your money for the actual risk cover goes to the insurer shown on your policy documents, while YouSet handles shopping and service support.
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