Updated September 29, 2026 · AssureCue Editorial Team
andsafe vs GEV Grundeigentümer Versicherung
andsafe vs GEV Grundeigentümer Versicherung: the differences
| Compare |  andsafe |  GEV Grundeigentümer Versicherung |
|---|---|---|
| Premium from | €10.57 | €4.85Lower |
| Insurance types | Auto, Home, Travel, Pet, Bicycle | Home, Renters, Landlord |
| Excess from | €0Lower | €250 |
| Claims channels | Online | Phone, Online form |
| Cover limit | 30 Mio. EUR | Not confirmed |
Same on both: Provider type (Insurer), Monthly payments (Yes).
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Key differences
- andsafe scores higher overall: 9.6 vs 9.2.
- Premium from is lower at GEV Grundeigentümer Versicherung: €4.85 vs €10.57.
- Excess from is lower at andsafe: €0 vs €250.
- Insurance types: only andsafe offers Auto, Travel, Pet.
- Insurance types: only GEV Grundeigentümer Versicherung offers Renters, Landlord.
- Claims channels: only andsafe offers Online.
- Claims channels: only GEV Grundeigentümer Versicherung offers Phone, Online form.
- Support channels: only andsafe offers Chat.
Our verdict on each
andsafe
andsafe suits small firms in construction, cleaning, crafts, hospitality plus IT and consulting that want direct insurer cover with monthly billing. Premiums run €10.57 with indemnity of €10,000,000 and claims filed through online, which keeps routine protection simple to manage.
GEV Grundeigentümer Versicherung
GEV Grundeigentümer Versicherung is a German mutual insurer for property, so homeowners, tenants and landlords deal with the underwriter directly. It suits people insuring a home, a rented flat or a let building who want cover from a provider trading since 1891 on monthly payments.
Score breakdown
| Area | andsafe | GEV Grundeigentümer Versicherung |
|---|---|---|
| Cost | 9.4HigherPremiums run €10.57 for contents cover, with excess terms at €0 on selected liability. | 8.9 |
| Offer | 9.5HigherBusiness cover spans public liability, professional indemnity and property alongside personal lines across auto, home and travel. | 8.8 |
| Trust | 9.8Higherandsafe acts as insurer under insurer, which keeps cover and claims in house. | 9.7 |
How they place
| Ranking | andsafe | GEV Grundeigentümer Versicherung |
|---|---|---|
| Home insurance | 3 of 272 | 14 of 272 |
Every fact side by side
| Fact | andsafe | GEV Grundeigentümer Versicherung |
|---|---|---|
| Audience | Not confirmed | Seniors |
| Pricing model | Monthly | Monthly |
| Legal entity | andsafe Aktiengesellschaft | Grundeigentümer-Versicherung, Versicherungsverein auf Gegenseitigkeit (VVaG) |
| Headquarters | Germany | Germany |
| Founded | Not confirmed | 1891 |
| Support channels | Email, Chat, Phone, Help centreCovers more | Email, Phone, Help centre |
Where each stands against the rest
| Fact | andsafe | GEV Grundeigentümer Versicherung | Median |
|---|---|---|---|
| Premium from | €10.57above the median | €4.85below the median | €5.97 |
| Excess from | €0below the median | €250highest quarter | €70 |
Median across 109 listed insurance providers.
Pros and cons
andsafe
Pros
- Direct insurer cover across public liability, professional indemnity and property for liability and property risks in listed trades.
- Indemnity of €10,000,000 for business liability alongside private liability of 30 Mio. EUR.
- Excess terms at €0 on selected liability, with premiums run €10.57 for contents.
Cons
- Business cover centres on public liability, professional indemnity and property, while Hiscox also lists employers liability and cyber within public liability, professional indemnity and employers liability.
- Premiums run €10.57 for contents cover, which can look dear against lean entry offers elsewhere.
- Claims run through online, which may feel narrow if you prefer phone led claims handling.
GEV Grundeigentümer Versicherung
Pros
- It carries its own risk as an insurer, insurer, and operates as a mutual association, so policyholders share the risk they cover.
- A single provider covers home, renters and landlord policies, home, renters and landlord.
- Premiums can be spread monthly, monthly, which suits income arriving across the year.
Cons
- The building excess starts at €250, so the insurer's payout is reduced on every claim.
- Support runs on email, phone and help centre only, with no chat or community channel.
- The stated audience is seniors, seniors, so the range is aimed at older property owners.
Who each suits
andsafe
Who it suits
- Trade and service firms that want liability plus property under public liability, professional indemnity and property from a direct insurer.
- Households that also want auto, home, travel, pet or bicycle cover under auto, home and travel in the same place.
Who should look elsewhere
- Firms that need cyber or employers liability should compare Hiscox, since andsafe centres on public liability, professional indemnity and property.
- Shoppers that want broker choice across many carriers may prefer a marketplace over a direct insurer under insurer.
GEV Grundeigentümer Versicherung
Who it suits
- Older German homeowners who would rather insure with a mutual association than go through a broker.
- Landlords letting out a building, since landlord cover sits alongside home and renters cover from the same insurer.
- Anyone who prefers spreading the premium monthly rather than settling it in a lump.
Who should look elsewhere
- Hiscox UK, whose list also runs to auto and home emergency, home, renters and landlord, for a household with a car as well as a property.
- Good Sam Insurance Agency, which sells life, health, travel, pet and motorcycle alongside property, auto, home and renters.
- Euroasia Insurance, whose starting premium of UZS 60,000 sits in a different market, for readers comparing across regions.
Current offers
GEV Grundeigentümer Versicherung
Current offer
Discount code
Kombirabatt 25% auf Hausratversicherung: 25%
Requires holding or taking out a Wohngebäudeversicherung with GEV at the same time
Source, checked September 26, 2026
Discount code
Haus & Grund Mitgliederrabatt: 10%
Members of Haus & Grund, registered with the GEV
Source, checked September 26, 2026
Country by country
| Country | andsafe | GEV Grundeigentümer Versicherung |
|---|---|---|
| Germany | Yes | Yes |
Questions about each
andsafe
What does andsafe charge for business cover?+
Premiums run €10.57 for contents cover, while excess terms sit at €0 on selected liability. The exact amount you pay depends on trade, turnover, limits and options chosen, so use the quote path to confirm your rate before purchase.
Which types of insurance does andsafe provide?+
Business cover spans public liability, professional indemnity and property, covering public liability, professional indemnity and property risks. Personal lines span auto, home and travel, namely auto, home, travel, pet and bicycle, so you can keep several everyday policies with the same provider.
GEV Grundeigentümer Versicherung
What does GEV Grundeigentümer Versicherung insure?+
It writes property lines for home, renters and landlords, home, renters and landlord. That mix suits an owner who wants the building, the flat and a let property handled by the same underwriter, and GEV is an insurer, insurer, so the risk sits with the company that pays the claim.
How much does the cover cost?+
Premiums start at €4.85 for building cover, against a site median of €8.37. On price the brand sits at 90 out of 252 brands, and its cost part of the score is 3.9 out of 3.9 overall. The final figure depends on the property and the cover chosen.
Other options to compare
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- andsafe vs Sundays Bike Insurance
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- andsafe vs Hiscox UK
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- GEV Grundeigentümer Versicherung vs Allianz Assistance ES
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- andsafe vs KS Auxilia
- andsafe vs MyPhysicianPlan
- andsafe vs HanseMerkur Reiseversicherung AT
- andsafe vs Explorer Travel Insurance
- andsafe vs TravelSecure
- andsafe vs HelloSafe (Atlas)
- andsafe vs TIPINSURE
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- andsafe vs Lemonade
- andsafe vs Getsafe
- andsafe vs WAS Insurance
- andsafe vs Kingsbridge Insurance
- GEV Grundeigentümer Versicherung vs YouSet
- andsafe vs MoneyHero
- andsafe vs BizCover (Australia)
- andsafe vs Insify.fr
Related by the facts
- KS Auxilia, also regulated by Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin)
- Insurance providers with Home
- Insurance providers available in Germany
- HanseMerkur Reiseversicherung AT, also regulated by Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)
- Insurance providers with Auto
- Insurance providers with Travel