Updated September 28, 2026 · AssureCue Editorial Team
CHECK24 vs Getsafe
What sets them apart
| Compare |  CHECK24 |  Getsafe |
|---|---|---|
| Premium from | €0.69Lower | €2.90 |
| Insurance types | Auto, Home, Life, Health, Travel, Pet, Motorcycle, Dental, Income protection, GadgetCovers more | Home, Dental, Life, Health, Travel, Pet, Income protection |
| Provider type | Comparison site | Broker |
| Cover limit | EUR 5 million to EUR 50 million, recommended at least EUR 10 million | Up to 4x the official German vet fee rate |
| Claims channels | CHECK24 Versicherungscenter online claim form, Insurer online claim form, Post | App, Phone, Chat |
| Monthly payments | Not confirmed | Yes |
| Excess from | Not confirmed | €0 |
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Key differences
- CHECK24 scores higher overall: 9.3 vs 9.1.
- Founded is lower at CHECK24: 1999 vs 2015.
- CHECK24 is available in 1 more country.
- Premium from is lower at CHECK24: €0.69 vs €2.90.
- Insurance types: only CHECK24 offers Auto, Motorcycle, Gadget.
- Claims channels: only CHECK24 offers CHECK24 Versicherungscenter online claim form, Insurer online claim form, Post.
- Claims channels: only Getsafe offers App, Phone, Chat.
Our verdict on each
CHECK24
CHECK24 suits people who would rather compare several insurers in one place than settle with a single provider, and it has worked as a comparison site since 1999. The trade-off is that the policy belongs to whichever insurer you pick, so the gain comes from the choice rather than from the site itself.
Getsafe
Getsafe suits people in Germany who want one broker for personal lines and a monthly bill rather than a yearly one. Premiums start at €2.90 and monthly payments are available, though the broker model means the cover sits with an insurer, not with Getsafe itself.
Score breakdown
| Area | CHECK24 | Getsafe |
|---|---|---|
| Cost | 9.8HigherEntry premium €0.69 sits well under the site median of €8.37, though monthly payments decide the total. | 9.4Premiums start at €2.90 with an excess of €0, and monthly is monthly only. |
| Offer | 9.6Higher | 9.5 |
| Trust | 8.6 | 8.6 |
Availability and regulation
| Country | CHECK24 | Getsafe |
|---|---|---|
| Germany | IHK Frankfurt am Main D-UC2S-PFVJD-82 IHK fuer Muenchen und Oberbayern D-FPD7-IQZPB-00 Handelskammer Hamburg D-I6KJ-85T6H-31 | Industrie- und Handelskammer Rhein-Neckar D-QYBT-RIQKC-30 |
Available in 2 countries for both. Additional countries for CHECK24: 1.
Positions in our rankings
| Ranking | CHECK24 | Getsafe |
|---|---|---|
| Home insurance | 8 of 272 | 18 of 272 |
| Life insurance | 7 of 261 | 14 of 261 |
| Health insurance | 8 of 215 | 18 of 215 |
| Travel insurance | 13 of 291 | 26 of 291 |
| Pet insurance | 7 of 161 | 11 of 161 |
| Income protection insurance | 3 of 92 | 4 of 92 |
| Dental insurance | 5 of 50 | 8 of 50 |
Every fact side by side
| Fact | CHECK24 | Getsafe |
|---|---|---|
| Audience | Not confirmed | Expats, Seniors |
| Pricing model | Monthly | Monthly |
| Legal entity | CHECK24 Vergleichsportal GmbH | Getsafe Digital GmbH |
| Headquarters | Germany | Germany |
| Founded | 1999Lower | 2015 |
| Support channels | Chat, Email, Phone, Help centre | Email, Phone, Chat, Help centre |
Where each stands against the rest
| Fact | CHECK24 | Getsafe | Median |
|---|---|---|---|
| Premium from | €0.69lowest quarter | €2.90below the median | €5.97 |
| Excess from | Not confirmed | €0below the median | €70 |
Median across 109 listed insurance providers.
Pros and cons
CHECK24
Pros
- One account reaches auto, home and life, so several kinds of cover can be arranged in the same place.
- Monthly payments are the model on offer, monthly, which spreads a policy charge month by month.
- Support runs on chat, email and phone, so a question can go by chat, email, phone or the help centre.
Cons
- comparison site places CHECK24 outside underwriting, so the cover limit, the wording and the payout are set by the insurer you choose.
- The claim route follows the insurer too: CHECK24 Versicherungscenter online claim form, insurer online claim form and post means the form sits with the site's insurance centre, with the insurer, or goes by post.
- Monthly payments are the only model listed, monthly, so nothing annual is shown beside the monthly figure.
Getsafe
Pros
- Premiums start at €2.90, below the site median of €8.37.
- The excess starts at €0 on liability cover, so a claim need not reduce a payout.
- Monthly payments are available, and monthly lists monthly as the only payment model.
Cons
- Getsafe is a broker, so you buy cover from an insurer and the policy terms sit outside this site.
- home, dental and life does not list car, renters or landlord cover, so you would need a second provider for those.
- Monthly payments are the only option in monthly, with no annual payment to cut the cost.
Who each suits
CHECK24
Who it suits
- People arranging several kinds of cover, since one account reaches auto, home and life.
- Shoppers who want a policy charge spread month by month: monthly.
- Applicants in Germany, where the site is based: DE.
Who should look elsewhere
- Buyers who want one insurer's own cover rather than a comparison: Good Sam Insurance Agency sets out auto, home and renters from a single provider.
- People who want a quote from a single market rather than a German comparison: EuroAsia Insurance lists UZS 60,000, drawn from a different market to DE.
Getsafe
Who it suits
- People living in Germany who want one app for home, dental, life, health, travel, pet and income protection.
- Expats and newcomers to Germany, since expats and seniors lists expats and seniors.
- Anyone who prefers a monthly bill and a €0 excess rather than paying a year up front.
Who should look elsewhere
- Drivers and landlords: home, dental and life has no car, renters or landlord lines.
- Anyone wanting annual payments to cut the cost, because monthly is monthly only.
- Buyers who want to contract with an insurer directly, as Getsafe is a broker.
Country by country
| Country | CHECK24 | Getsafe |
|---|---|---|
| Spain | Yes | No |
| Austria | Yes | Yes |
| Germany | Yes | Yes |
Questions about each
CHECK24
What does cover cost through CHECK24?+
For private liability cover on monthly payments, the entry premium is €0.69. The model is monthly, so a policy is carried month by month rather than settled in one payment, and the monthly figure is the number to weigh when comparing insurers. The exact premium follows the insurer and the cover you select.
Is CHECK24 an insurer?+
CHECK24 is a comparison site rather than an insurer, and the site is operated by CHECK24 Vergleichsportal GmbH. The policy you take out is underwritten and settled by the insurer you choose from the comparison, which is why the cover limit and the claim route both point to that insurer rather than to the site.
Getsafe
How much does Getsafe cost?+
Premiums start at €2.90, and the site median across listed brands is €8.37. The €0 excess on liability cover sits at the lower end too, so a liability claim does not come out of your pocket first. Actual price depends on which line you take.
Can I pay monthly instead of yearly?+
Yes, monthly payments are available, and monthly lists monthly as the only payment model. There is no annual option in the same fact, so anyone hoping to pay once a year to save on the total should look elsewhere or ask the insurer directly.
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