Updated September 28, 2026 · AssureCue Editorial Team
Credit Agricole Polska vs King Price
Credit Agricole Polska
King Price
Higher score in this comparison
What sets them apart
| Compare | Credit Agricole PolskaReviewSee alternativesSee alternatives | King PriceReviewSee alternativesSee alternatives |
|---|---|---|
| Premium from | PLN 16 | ZAR 1 |
| Insurance types | Auto, Breakdown, Critical illness, Gadget, Home, Home emergency, Income protection, Life, Pet, Travel | Auto, Home, Renters, Life, Motorcycle, Gadget, Breakdown |
| Provider type | Broker | Insurer |
| Excess from | PLN 300 | ZAR 5,000 |
| Claims channels | Phone | Online, App, Phone, WhatsappCovers more |
Same on both: Monthly payments (Yes).
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Key differences
- King Price scores higher overall: 9.1 vs 8.9.
- King Price is available in 1 more country.
- Insurance types: only Credit Agricole Polska offers Critical illness, Home emergency, Income protection.
- Insurance types: only King Price offers Renters, Motorcycle.
- Claims channels: only King Price offers Online, App, Whatsapp.
- Support channels: only King Price offers Chat.
Our verdict on each
Credit Agricole Polska
Credit Agricole Polska, based in Poland, suits people who bank with the group and want several lines of personal cover on a monthly bill. It is a broker, not the insurer: cover starts at PLN 16 and the excess starts at PLN 300, so the entry cost is modest but the contract sits elsewhere.
King Price
King Price suits South African households and drivers who want a low starting premium and monthly payments in one place. It carries 5.1 overall, held back by an excess that starts at ZAR 5,000 on its one-rand tier.
Score breakdown
| Area | Credit Agricole Polska | King Price |
|---|---|---|
| Cost | 9.1Cover starts at PLN 16, under the site median €8.37, with the excess starting at PLN 300. | 9.1Cover starts at ZAR 1 on a monthly model, but the excess starts at ZAR 5,000, so small claims carry real cost. |
| Offer | 8.8 | 9.5Higher |
| Trust | 8.8 | 9.0Higher |
Where each is licensed and available
| Country | Credit Agricole Polska | King Price |
|---|---|---|
| South Africa | Not confirmed |
Additional countries for Credit Agricole Polska: 1. Additional countries for King Price: 2.
How they place
| Ranking | Credit Agricole Polska | King Price |
|---|---|---|
| Car insurance | 204 of 375 | 149 of 375 |
| Home insurance | 188 of 273 | 135 of 273 |
| Life insurance | 187 of 263 | 135 of 263 |
| Breakdown cover | 41 of 53 | 32 of 53 |
What each covers
| Insurance types | Credit Agricole Polska | King Price |
|---|---|---|
| Auto | Yes | Yes |
| Home | Yes | Yes |
| Renters | No | Yes |
| Life | Yes | Yes |
| Travel | Yes | No |
| Pet | Yes | No |
| Motorcycle | No | Yes |
| Breakdown | Yes | Yes |
| Critical illness | Yes | No |
| Income protection | Yes | No |
| Gadget | Yes | Yes |
| Home emergency | Yes | No |
Where these facts come from
Credit Agricole Polska
- credit-agricole.pl: 10 facts, checked September 26, 2026
King Price
- kingprice.co.za: 11 facts, checked September 26, 2026
Every fact side by side
| Fact | Credit Agricole Polska | King Price |
|---|---|---|
| Pricing model | Monthly | Monthly |
| Legal entity | Credit Agricole Bank Polska S.A. | King Price Insurance Company Ltd |
| Headquarters | Poland | South Africa |
| Founded | Not confirmed | 2012 |
| Support channels | Phone, Help centre | Phone, Chat, Help centreCovers more |
Pros and cons
Credit Agricole Polska
Pros
- Cover starts at PLN 16, under €29.72, while the market runs as high as €3,431.08 at the top end.
- Monthly payments are available, so the cost is spread across the year rather than paid as an annual sum.
- The excess starts at PLN 300, a figure a household can carry without strain.
Cons
- Support runs on phone and help centre only, so there is no email or live chat when the line is busy.
- Claims run on phone, so a claim starts with a call rather than a written channel.
- It is a broker, so the policy is underwritten by an insurer it places you with rather than by the bank itself.
King Price
Pros
- Cover starts at ZAR 1 on a monthly model, one of the lowest entry points among the brands on these pages
- An insurer rather than a broker or comparison site, so the contract sits with King Price Insurance Company Ltd
- Covers auto, home and renters, so car, home, renters, life, motorcycle, gadget and breakdown sit with one provider
Cons
- The excess starts at ZAR 5,000, so smaller claims are left with the household
- Support runs on phone, chat and help centre only, with no email route listed for policy questions
- Life cover sits with the long-term registration only, so it is a separate product from the short-term lines
Who each suits
Credit Agricole Polska
Who it suits
- Bank customers of the group who want motor, home, travel and pet policies collected on the same bill.
- Households that would rather pay a smaller amount each month than commit to an annual sum.
- People buying more than one type of cover, since the lines span auto, breakdown and critical illness.
Who should look elsewhere
- bunq, where the listed premium from is €0, if free cover at the entry point matters more than a wide spread of personal lines.
- Good Sam Insurance Agency if you need renters or motorcycle cover, since those sit in auto, home and renters rather than in auto, breakdown and critical illness here.
- Euroasia Insurance, whose listed premium from is UZS 60,000 is in a different currency from PLN 16, if you want a very different price point beside it.
King Price
Who it suits
- South African households bundling car, home, renters, gadget and breakdown cover on a monthly model
- Drivers who want to start at a very low premium and add cover later
- Renters and gadget owners who want contents and device cover from the same insurer
Who should look elsewhere
- Buyers who want a low excess, since the excess starts at ZAR 5,000
- Buyers who want health, travel or pet cover, which Good Sam Insurance Agency lists in auto, home and renters
- Anyone needing a provider with an email support channel, since phone, chat and help centre covers phone, chat and a help centre
Current offers
Credit Agricole Polska
Current offer
First period offer
Pomoc dla Ciebie insurance offer for new customers: 50% lower premium for the first 6 months of insurance cover
Holder of Konto dla Ciebie MAX, MOVE! or Prime for no longer than 30 days; account opened from 1 August 2026; terms in the offer regulation
Source, checked September 26, 2026
King Price
Current offer
First period offer
Get up to 20% off when you insure multiple cars: 20% off
T's & C's apply. Premiums are risk profile-dependent and reviewed annually.
Source, checked September 26, 2026
First period offer
R1 insurance on golf clubs, bicycles or hearing aids: R1 per month
Requires comprehensive car insurance; T's & C's apply. Premiums are risk profile-dependent and reviewed annually.
Source, checked September 26, 2026
Country by country
| Country | Credit Agricole Polska | King Price |
|---|---|---|
| Namibia | No | Yes |
| Poland | Yes | No |
| South Africa | No | Yes |
Questions about each
Credit Agricole Polska
What does cover cost at Credit Agricole Polska?+
Cover starts at PLN 16, and monthly payments are available on the policies, so the opening payment is far smaller than paying a whole year up front. The figure is a starting point across the range of lines rather than a quote for your own circumstances, and the monthly model keeps the cost spread across the year.
How much of a claim do I pay myself?+
The excess starts at PLN 300, which is the slice of a settled claim you meet before the policy responds. Read it next to the premium rather than alone: cover priced a little higher with a lower excess can leave less of the bill in your hands. Both figures move with what you insure, so compare the pair.
King Price
What does cover cost at King Price?+
Cover starts at ZAR 1 on the monthly tier, which is the entry price rather than a typical quote for a household with several assets. Read it alongside the excess, which starts at ZAR 5,000, because that is the amount you would pay toward a claim before the insurer contributes. A low premium with a high excess can cost more overall than a higher premium with a low excess.
Is King Price regulated?+
Yes. It is registered with the Financial Services Conduct Authority in South Africa as a registered financial services provider for short-term insurance under FSP 43862. It holds a second registration for long-term insurance under FSP 47235, which is what covers the life product.
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Credit Agricole Polska
King Price