Updated September 28, 2026 · AssureCue Editorial Team
GEV Grundeigentümer Versicherung vs Simply Business
GEV Grundeigentümer Versicherung vs Simply Business: the differences
| Compare |  GEV Grundeigentümer Versicherung |  Simply Business |
|---|---|---|
| Premium from | €4.85 | £5.40 |
| Insurance types | Home, Renters, Landlord | Landlord, Home emergency, Health |
| Provider type | Insurer | Broker |
| Excess from | €250 | £100 to £2,500 |
| Claims channels | Phone, Online form | Phone, Online, Email |
| Cover limit | Not confirmed | Property owners' liability up to GBP 5,000,000 |
Same on both: Monthly payments (Yes).
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Key differences
- GEV Grundeigentümer Versicherung scores higher overall: 9.2 vs 9.1.
- Founded is lower at GEV Grundeigentümer Versicherung: 1891 vs 2005.
- Insurance types: only GEV Grundeigentümer Versicherung offers Home, Renters.
- Insurance types: only Simply Business offers Home emergency, Health.
- Claims channels: only GEV Grundeigentümer Versicherung offers Online form.
- Claims channels: only Simply Business offers Online, Email.
Our verdict on each
GEV Grundeigentümer Versicherung
GEV Grundeigentümer Versicherung is a German mutual insurer for property, so homeowners, tenants and landlords deal with the underwriter directly. It suits people insuring a home, a rented flat or a let building who want cover from a provider trading since 1891 on monthly payments.
Simply Business
Simply Business suits small trades, limited companies and landlords who want public liability, professional indemnity and employers liability in the same place, arranged by a broker rather than an insurer. Public liability cover is priced at £5.40, and monthly payments are available on the policy.
Score breakdown
| Area | GEV Grundeigentümer Versicherung | Simply Business |
|---|---|---|
| Cost | 8.9 | 9.3HigherRanked 3 of 14 brands on starting premium, with the landlord excess at £100 to £2,500 and monthly payments available. |
| Offer | 8.8 | 9.2Higher |
| Trust | 9.7Higher | 8.8 |
Side by side, item by item
| Insurance types | GEV Grundeigentümer Versicherung | Simply Business |
|---|---|---|
| Home | Yes | No |
| Renters | Yes | No |
| Health | No | Yes |
| Landlord | Yes | Yes |
| Home emergency | No | Yes |
Where they rank in our lists
| Ranking | GEV Grundeigentümer Versicherung | Simply Business |
|---|---|---|
| Home insurance | 15 of 273 | 146 of 273 |
| Landlord insurance | 3 of 55 | 33 of 55 |
What we checked
GEV Grundeigentümer Versicherung
- gev-versicherung.de: 12 facts, checked September 26, 2026
Simply Business
- simplybusiness.co.uk: 12 facts, checked September 26, 2026
Every fact side by side
| Fact | GEV Grundeigentümer Versicherung | Simply Business |
|---|---|---|
| Audience | Seniors | Not confirmed |
| Pricing model | Monthly | Monthly |
| Legal entity | Grundeigentümer-Versicherung, Versicherungsverein auf Gegenseitigkeit (VVaG) | Xbridge Limited |
| Headquarters | Germany | United Kingdom |
| Founded | 1891Lower | 2005 |
| Support channels | Email, Phone, Help centre | Email, Phone, Help centre |
Pros and cons
GEV Grundeigentümer Versicherung
Pros
- It carries its own risk as an insurer, insurer, and operates as a mutual association, so policyholders share the risk they cover.
- A single provider covers home, renters and landlord policies, home, renters and landlord.
- Premiums can be spread monthly, monthly, which suits income arriving across the year.
Cons
- The building excess starts at €250, so the insurer's payout is reduced on every claim.
- Support runs on email, phone and help centre only, with no chat or community channel.
- The stated audience is seniors, seniors, so the range is aimed at older property owners.
Simply Business
Pros
- Monthly payments are available on the public liability policy, so cover can start without a large annual outlay.
- Public liability cover is priced at £5.40, a lower entry point than many of the brands compared here.
- Business cover is quoted together across public liability, professional indemnity and employers liability, saving separate shopping for each line.
Cons
- Cover is placed with an insurer rather than carried by Simply Business, which is a broker by broker; Hiscox UK and EuroAsia Insurance write the policy on their own account.
- The excess on the landlord policies is £100 to £2,500, and a high excess leaves more of a settled claim with you even where the starting premium is low.
- Business cover is limited to public liability, professional indemnity and employers liability, so a cyber or property policy has to be arranged elsewhere.
Who each suits
GEV Grundeigentümer Versicherung
Who it suits
- Older German homeowners who would rather insure with a mutual association than go through a broker.
- Landlords letting out a building, since landlord cover sits alongside home and renters cover from the same insurer.
- Anyone who prefers spreading the premium monthly rather than settling it in a lump.
Who should look elsewhere
- Hiscox UK, whose list also runs to auto and home emergency, home, renters and landlord, for a household with a car as well as a property.
- Good Sam Insurance Agency, which sells life, health, travel, pet and motorcycle alongside property, auto, home and renters.
- Euroasia Insurance, whose starting premium of UZS 60,000 sits in a different market, for readers comparing across regions.
Simply Business
Who it suits
- Trades and limited companies that want public liability, professional indemnity and employers liability quoted in one place.
- Landlords letting property, who can hold the landlord, home emergency and health cover listed under landlord, home emergency and health.
- Owners who would rather start a claim and ask a question by phone, online or email than by post, given phone, online and email and email, phone and help centre.
Who should look elsewhere
- Buyers after a single business line: WeddingPlan Insurance lists public liability only, a narrower range than public liability, professional indemnity and employers liability.
- Anyone who wants the policy written by the carrier itself: Hiscox UK is an insurer, where Simply Business sits on the broker side of the market through broker.
Current offers
GEV Grundeigentümer Versicherung
Current offer
Discount code
Kombirabatt 25% auf Hausratversicherung: 25%
Requires holding or taking out a Wohngebäudeversicherung with GEV at the same time
Source, checked September 26, 2026
Discount code
Haus & Grund Mitgliederrabatt: 10%
Members of Haus & Grund, registered with the GEV
Source, checked September 26, 2026
Simply Business
Current offer
Bonus
25 GBP gift card for signing up for a purchase reminder: GBP 25 gift card
Need to use reminder link when buying; policy still in place three weeks after start date; redeem within 45 days
Source, checked September 26, 2026
Country by country
| Country | GEV Grundeigentümer Versicherung | Simply Business |
|---|---|---|
| Germany | Yes | No |
| United Kingdom | No | Yes |
Questions about each
GEV Grundeigentümer Versicherung
What does GEV Grundeigentümer Versicherung insure?+
It writes property lines for home, renters and landlords, home, renters and landlord. That mix suits an owner who wants the building, the flat and a let property handled by the same underwriter, and GEV is an insurer, insurer, so the risk sits with the company that pays the claim.
How much does the cover cost?+
Premiums start at €4.85 for building cover, against a site median of €8.37. On price the brand sits at 90 out of 252 brands, and its cost part of the score is 3.9 out of 3.9 overall. The final figure depends on the property and the cover chosen.
Simply Business
How much does public liability cover cost at Simply Business?+
Public liability cover starts at £5.40 for business customers, and that figure is an entry point for the trade and cover level entered rather than a quote for a specific business. Monthly payments are available on the policy, so the cost can be spread through the year instead of being paid up front.
Can I pay monthly or do I pay once a year?+
Monthly payments are available on the public liability policy, and the payment model is listed as monthly. That suits businesses whose income varies through the year, since the premium is paid in instalments rather than as a single annual charge.
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