Updated October 17, 2026 · AssureCue Editorial Team
DA Direkt vs Nationwide
What sets them apart
| Compare |  DA Direkt | Nationwide ReviewVisitVisit |
|---|---|---|
| Premium from | €6.90 | $35 |
| Insurance types | Auto, Motorcycle, Dental, Health, Pet, Home | Auto, Home, Renters, Life, Motorcycle, Pet |
| Cover limit | Dental tariff scale: max EUR 6,000 in first 4 years (Premium Plus), unlimited from year 5 | USD 50,000 per bike (custom motorcycle insurance) |
| Claims channels | Online portal, Phone, Email, ChatCovers more | Phone |
Same on both: Provider type (Insurer), Monthly payments (Yes).
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Key differences
- DA Direkt scores higher overall: 9.5 vs 9.1.
- Founded is lower at DA Direkt: 1923 vs 1925.
- Insurance types: only DA Direkt offers Dental, Health.
- Insurance types: only Nationwide offers Renters, Life.
- Claims channels: only DA Direkt offers Online portal, Email, Chat.
- Support channels: only DA Direkt offers Email, Chat.
Our verdict on each
DA Direkt
DA Direkt is a German online insurer offering several product lines. The captured material gives the clearest detail on its dental supplementary insurance, including three named tiers, reimbursement categories and network dentist features. Terms and eligibility still depend on the selected tariff and policy documents.
Nationwide
Nationwide suits people in the US who want several policies from a single insurer, covering auto, home, renters, life, motorcycle and pet with monthly payments available. Its listed starting premium is $35, a general entry point rather than a quote for a single policy.
Score breakdown
| Area | DA Direkt | Nationwide |
|---|---|---|
| Cost | 9.1Higher | 8.8 |
| Offer | 9.6Higher | 8.7 |
| Trust | 9.6 | 9.6 |
Side by side, item by item
| Insurance types | DA Direkt | Nationwide |
|---|---|---|
| Auto | Yes | Yes |
| Home | Yes | Yes |
| Renters | No | Yes |
| Life | No | Yes |
| Health | Yes | No |
| Pet | Yes | Yes |
| Motorcycle | Yes | Yes |
| Dental | Yes | No |
Positions in our rankings
| Ranking | DA Direkt | Nationwide |
|---|---|---|
| Car insurance | 5 of 375 | 21 of 375 |
| Home insurance | 4 of 273 | 20 of 273 |
| Pet insurance | 4 of 167 | 12 of 167 |
| Motorbike insurance | 2 of 120 | 12 of 120 |
Licences and countries
| Country | DA Direkt | Nationwide |
|---|---|---|
| Germany | Not confirmed |
Additional countries for DA Direkt: 1. Additional countries for Nationwide: 1.
Every fact side by side
| Fact | DA Direkt | Nationwide |
|---|---|---|
| Pricing model | Monthly | Monthly |
| Legal entity | DA Deutsche Allgemeine Versicherung Aktiengesellschaft (Amtsgericht Frankfurt am Main HRB 112118) | Nationwide Mutual Insurance Company |
| Headquarters | Germany | United States |
| Founded | 1923Lower | 1925 |
| Support channels | Email, Chat, Phone, Help centreCovers more | Phone, Help centre |
Pros and cons
DA Direkt
Pros
- The dental page sets out Komfort, Premium and Premium Plus tariff choices.
- The page describes covered treatment categories and annual dental cleaning allowances.
Cons
- Reimbursement and limits vary by tariff, so the headline maximum is not a universal payout.
- The available capture does not provide every policy exclusion or a personalized premium quote.
Nationwide
Pros
- Personal lines span auto, home, renters, life, motorcycle and pet (auto, home and renters).
- Monthly payments available, with monthly as the listed model.
- An insurer rather than a broker, trading as Nationwide Mutual Insurance Company.
Cons
- Starting premium of $35 sits above the site median of €8.37.
- Support runs on phone and help centre only, with no listed chat or email.
- Health and travel are not among its insurance types (auto, home and renters).
Who each suits
DA Direkt
Who it suits
- People in Germany who want to compare supplementary dental insurance options.
Who should look elsewhere
- People who need a full policy recommendation without checking their existing statutory cover and policy terms.
Nationwide
Who it suits
- US households wanting auto, home, renters, life, motorcycle or pet from a single provider.
- Readers who prefer spreading premiums across the year.
- Bike owners who want claims handled by phone (phone).
Who should look elsewhere
- bunq suits readers after banking rather than personal insurance.
- EuroAsia Insurance serves a different market, starting at UZS 60,000.
- Good Sam Insurance Agency fits readers wanting health and travel types.
Current offers
DA Direkt
Current offer
Discount code
15% discount on car, e-car and motorcycle insurance: 15% Rabatt
Displayed on the DA Direkt homepage as an ongoing offer for Autoversicherung, Elektroauto-Versicherung and Motorradversicherung
Source, checked September 26, 2026
Country by country
| Country | DA Direkt | Nationwide |
|---|---|---|
| Germany | Yes | No |
| United States | No | Yes |
Questions about each
DA Direkt
What dental options does DA Direkt show?+
The captured product page lists Komfort, Premium and Premium Plus.
Are all dental costs reimbursed in full?+
The page advertises up to full reimbursement depending on tariff, but coverage depends on the treatment and policy conditions.
Nationwide
What kind of company is Nationwide?+
Nationwide is an insurer (insurer) rather than a broker, trading as Nationwide Mutual Insurance Company. Its headquarters sit in US and it was founded in 1925. Policies are underwritten by the company itself, so the contract and the claims both sit with the same firm.
How much does Nationwide cost?+
Premiums start at $35 across the personal lines it sells. That figure is a starting point rather than a quote, and the site median for the same measure is €8.37, so this opening price reads as high on the page.
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