Updated October 17, 2026 · AssureCue Editorial Team
DA Direkt vs TIPINSURE
What sets them apart
| Compare |  DA Direkt |  TIPINSURE |
|---|---|---|
| Premium from | €6.90 | THB 699 |
| Insurance types | Auto, Motorcycle, Dental, Health, Pet, Home | Auto, Home, Travel, Health, Pet, Motorcycle, Critical illness |
| Cover limit | Dental tariff scale: max EUR 6,000 in first 4 years (Premium Plus), unlimited from year 5 | 500,000 THB |
| Claims channels | Online portal, Phone, Email, Chat | Phone, App, Online |
| Age range | Not confirmed | 20-60, renewable to 64 |
Same on both: Provider type (Insurer), Monthly payments (Yes).
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.
Key differences
- DA Direkt scores higher overall: 9.5 vs 9.3.
- Founded is lower at DA Direkt: 1923 vs 1951.
- Insurance types: only DA Direkt offers Dental.
- Insurance types: only TIPINSURE offers Travel, Critical illness.
- Claims channels: only DA Direkt offers Online portal, Email, Chat.
- Claims channels: only TIPINSURE offers App, Online.
- Support channels: only DA Direkt offers Email.
Our verdict on each
DA Direkt
DA Direkt is a German online insurer offering several product lines. The captured material gives the clearest detail on its dental supplementary insurance, including three named tiers, reimbursement categories and network dentist features. Terms and eligibility still depend on the selected tariff and policy documents.
TIPINSURE
TIPINSURE suits households in Thailand that want a single monthly policy across motor, home, health and critical illness cover. The starting premium of THB 699 runs well above the site median, so the cost is the trade-off to weigh.
Score breakdown
| Area | DA Direkt | TIPINSURE |
|---|---|---|
| Cost | 9.1Higher | 8.9Starting premium of THB 699 sits well above the site median of €8.37, ranking 169 of 252. |
| Offer | 9.6Higher | 9.3 |
| Trust | 9.6 | 9.6 |
Where each is licensed and available
| Country | DA Direkt | TIPINSURE |
|---|---|---|
| Germany | Not confirmed |
Additional countries for DA Direkt: 1. Additional countries for TIPINSURE: 1.
Where they rank in our lists
| Ranking | DA Direkt | TIPINSURE |
|---|---|---|
| Car insurance | 5 of 375 | 12 of 375 |
| Home insurance | 4 of 273 | 11 of 273 |
| Health insurance | 5 of 216 | 12 of 216 |
| Pet insurance | 4 of 167 | 8 of 167 |
| Motorbike insurance | 2 of 120 | 8 of 120 |
Every fact side by side
| Fact | DA Direkt | TIPINSURE |
|---|---|---|
| Pricing model | Monthly | Monthly |
| Legal entity | DA Deutsche Allgemeine Versicherung Aktiengesellschaft (Amtsgericht Frankfurt am Main HRB 112118) | TIPINSURE Public Company Limited |
| Headquarters | Germany | Thailand |
| Founded | 1923Lower | 1951 |
| Support channels | Email, Chat, Phone, Help centreCovers more | Phone, Chat, Help centre |
Pros and cons
DA Direkt
Pros
- The dental page sets out Komfort, Premium and Premium Plus tariff choices.
- The page describes covered treatment categories and annual dental cleaning allowances.
Cons
- Reimbursement and limits vary by tariff, so the headline maximum is not a universal payout.
- The available capture does not provide every policy exclusion or a personalized premium quote.
TIPINSURE
Pros
- Monthly payments are available, so cover is paid for as the policy runs
- Insurance types span auto, home, travel, health, pet, motorcycle and critical illness
- Claims can be started by phone, in the app or online
Cons
- The starting premium of THB 699 sits far above the site median of €8.37
- Support runs on phone, chat and help centre only, with no email listed
- Critical illness cover is capped at 500,000 THB
Who each suits
DA Direkt
Who it suits
- People in Germany who want to compare supplementary dental insurance options.
Who should look elsewhere
- People who need a full policy recommendation without checking their existing statutory cover and policy terms.
TIPINSURE
Who it suits
- Households wanting a single monthly policy for motor, home and health cover
- Adults aged 20-60, renewable to 64 looking for a lump sum critical illness payout
- Motorcycle and pet owners who want cover from the same insurer
Who should look elsewhere
- Good Sam Insurance Agency, if you need life and renters cover in the same policy
- Euroasia Insurance, if a lower starting premium matters most
- bunq, if you are comparing banking accounts rather than insurance
Current offers
DA Direkt
Current offer
Discount code
15% discount on car, e-car and motorcycle insurance: 15% Rabatt
Displayed on the DA Direkt homepage as an ongoing offer for Autoversicherung, Elektroauto-Versicherung and Motorradversicherung
Source, checked September 26, 2026
TIPINSURE
Current offer
Bonus
TIP PET BUDDY: owner pays 50%, insurer pays the other 50% of veterinary treatment: 50% co-payment on veterinary costs up to 50,000 baht
Selected plan; 60-day waiting period for general illness; pets aged 3 months to 7 years
Source, checked September 26, 2026
Country by country
| Country | DA Direkt | TIPINSURE |
|---|---|---|
| Germany | Yes | No |
| Thailand | No | Yes |
Questions about each
DA Direkt
What dental options does DA Direkt show?+
The captured product page lists Komfort, Premium and Premium Plus.
Are all dental costs reimbursed in full?+
The page advertises up to full reimbursement depending on tariff, but coverage depends on the treatment and policy conditions.
TIPINSURE
What does TIPINSURE cost to start?+
The starting premium is THB 699. That is well above the site median of €8.37, and the site pokes 252 brands ranked on this figure, placing TIPINSURE at 169.
How do I pay for cover?+
TIPINSURE offers monthly payments, so premiums are spread across the policy year instead of paid in one sum. Payment is a yes on the monthly payments point for this brand.
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