Updated October 17, 2026 · AssureCue Editorial Team
DA Direkt vs MyPhysicianPlan
Where DA Direkt and MyPhysicianPlan differ
| Compare |  DA Direkt |  MyPhysicianPlan |
|---|---|---|
| Premium from | €6.90 | $75 |
| Insurance types | Auto, Motorcycle, Dental, Health, Pet, Home | Health, Travel |
| Provider type | Insurer | Broker |
| Cover limit | Dental tariff scale: max EUR 6,000 in first 4 years (Premium Plus), unlimited from year 5 | $50K-$200K |
| Claims channels | Online portal, Phone, Email, Chat | Not confirmed |
| Age range | Not confirmed | up to 99 years |
Same on both: Monthly payments (Yes).
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.
Key differences
- DA Direkt scores higher overall: 9.5 vs 8.7.
- Insurance types: only DA Direkt offers Auto, Motorcycle, Dental.
- Insurance types: only MyPhysicianPlan offers Travel.
Our verdict on each
DA Direkt
DA Direkt is a German online insurer offering several product lines. The captured material gives the clearest detail on its dental supplementary insurance, including three named tiers, reimbursement categories and network dentist features. Terms and eligibility still depend on the selected tariff and policy documents.
MyPhysicianPlan
MyPhysicianPlan suits you if you want health and travel cover on monthly billing with phone support arranged by a broker, with eligibility up to 99 years, reflected in an overall score of 8.7 for this clear focused personal cover aimed at travellers seeking care access.
Score breakdown
| Area | DA Direkt | MyPhysicianPlan |
|---|---|---|
| Cost | 9.1Higher | 8.7Entry pricing starts at $75 with monthly billing available. |
| Offer | 9.6Higher | 8.4Traveller limits run $50K-$200K for the listed health and travel use. |
| Trust | 9.6Higher | 8.8Head office base is in US under a stated corporate identity. |
Where they rank in our lists
| Ranking | DA Direkt | MyPhysicianPlan |
|---|---|---|
| Health insurance | 5 of 216 | 1 of 216 |
Where each is licensed and available
| Country | DA Direkt | MyPhysicianPlan |
|---|---|---|
| Germany | Not confirmed |
Additional countries for DA Direkt: 1. Additional countries for MyPhysicianPlan: 1.
Feature by feature
| Insurance types | DA Direkt | MyPhysicianPlan |
|---|---|---|
| Auto | Yes | No |
| Home | Yes | No |
| Health | Yes | Yes |
| Travel | No | Yes |
| Pet | Yes | No |
| Motorcycle | Yes | No |
| Dental | Yes | No |
Sources behind this comparison
DA Direkt
- da-direkt.de: 10 facts, checked September 26, 2026
- de.wikipedia.org: 1 fact, checked September 26, 2026
MyPhysicianPlan
- myphysicianplan.com: 7 facts, checked September 29, 2026
Every fact side by side
| Fact | DA Direkt | MyPhysicianPlan |
|---|---|---|
| Pricing model | Monthly | Monthly |
| Legal entity | DA Deutsche Allgemeine Versicherung Aktiengesellschaft (Amtsgericht Frankfurt am Main HRB 112118) | Not confirmed |
| Headquarters | Germany | Not confirmed |
| Founded | 1923 | Not confirmed |
| Support channels | Email, Chat, Phone, Help centre | Not confirmed |
Pros and cons
DA Direkt
Pros
- The dental page sets out Komfort, Premium and Premium Plus tariff choices.
- The page describes covered treatment categories and annual dental cleaning allowances.
Cons
- Reimbursement and limits vary by tariff, so the headline maximum is not a universal payout.
- The available capture does not provide every policy exclusion or a personalized premium quote.
MyPhysicianPlan
Pros
- Eligibility extends up to 99 years, which helps mature travellers seeking continued cover.
- Focus on health and travel keeps the offer clear if you want health plus travel in a defined place.
- Voice support through phone gives direct contact for cover and claims questions.
Cons
- Cover stays within health and travel, so needs beyond health and travel call for another provider.
- Support runs on phone only, which limits choice if you prefer written contact.
- As a broker, placement depends on partner underwriters rather than direct underwriting.
Who each suits
DA Direkt
Who it suits
- People in Germany who want to compare supplementary dental insurance options.
Who should look elsewhere
- People who need a full policy recommendation without checking their existing statutory cover and policy terms.
MyPhysicianPlan
Who it suits
- Travellers who want health and travel focus with phone guidance through cover choices.
- Mature travellers who value extended age eligibility and steady monthly budgeting.
Who should look elsewhere
- If you want motor or home cover, consider AXA instead, since MyPhysicianPlan stays within health and travel.
- If you want written service channels, consider die Bayerische instead, since MyPhysicianPlan support runs by phone only.
Current offers
DA Direkt
Current offer
Discount code
15% discount on car, e-car and motorcycle insurance: 15% Rabatt
Displayed on the DA Direkt homepage as an ongoing offer for Autoversicherung, Elektroauto-Versicherung and Motorradversicherung
Source, checked September 26, 2026
Country by country
| Country | DA Direkt | MyPhysicianPlan |
|---|---|---|
| Germany | Yes | No |
| United States | No | Yes |
Questions about each
DA Direkt
What dental options does DA Direkt show?+
The captured product page lists Komfort, Premium and Premium Plus.
Are all dental costs reimbursed in full?+
The page advertises up to full reimbursement depending on tariff, but coverage depends on the treatment and policy conditions.
MyPhysicianPlan
What does MyPhysicianPlan cost to start?+
Premium starts at $75 for MyPhysicianPlan cover. Monthly payments are available, so you can spread the cost across the year rather than paying in a lump sum. Exact pricing will depend on your age, cover choice and traveller profile.
Which insurance types does MyPhysicianPlan offer?+
MyPhysicianPlan focuses on health and travel for members and travellers. That means you look here for medical style protection and trip related needs, not for motor, home or pet cover. If you need wider lines, compare a broader provider alongside.
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