Updated October 17, 2026 · AssureCue Editorial Team
DA Direkt vs Getsafe
What sets them apart
| Compare |  DA Direkt |  Getsafe |
|---|---|---|
| Premium from | €6.90 | €2.90Lower |
| Insurance types | Auto, Motorcycle, Dental, Health, Pet, Home | Home, Dental, Life, Health, Travel, Pet, Income protection |
| Provider type | Insurer | Broker |
| Cover limit | Dental tariff scale: max EUR 6,000 in first 4 years (Premium Plus), unlimited from year 5 | Up to 4x the official German vet fee rate |
| Claims channels | Online portal, Phone, Email, Chat | App, Phone, Chat |
| Excess from | Not confirmed | €0 |
Same on both: Monthly payments (Yes).
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Key differences
- DA Direkt scores higher overall: 9.5 vs 9.1.
- Founded is lower at DA Direkt: 1923 vs 2015.
- Getsafe is available in 1 more country.
- Premium from is lower at Getsafe: €2.90 vs €6.90.
- Insurance types: only DA Direkt offers Auto, Motorcycle.
- Insurance types: only Getsafe offers Life, Travel, Income protection.
- Claims channels: only DA Direkt offers Online portal, Email.
- Claims channels: only Getsafe offers App.
Our verdict on each
DA Direkt
DA Direkt is a German online insurer offering several product lines. The captured material gives the clearest detail on its dental supplementary insurance, including three named tiers, reimbursement categories and network dentist features. Terms and eligibility still depend on the selected tariff and policy documents.
Getsafe
Getsafe suits people in Germany who want one broker for personal lines and a monthly bill rather than a yearly one. Premiums start at €2.90 and monthly payments are available, though the broker model means the cover sits with an insurer, not with Getsafe itself.
Score breakdown
| Area | DA Direkt | Getsafe |
|---|---|---|
| Cost | 9.1 | 9.4HigherPremiums start at €2.90 with an excess of €0, and monthly is monthly only. |
| Offer | 9.6Higher | 9.5 |
| Trust | 9.6Higher | 8.6 |
Where they rank in our lists
| Ranking | DA Direkt | Getsafe |
|---|---|---|
| Home insurance | 4 of 273 | 19 of 273 |
| Health insurance | 5 of 216 | 19 of 216 |
| Pet insurance | 4 of 167 | 11 of 167 |
| Dental insurance | 3 of 50 | 8 of 50 |
Licences and countries
| Country | DA Direkt | Getsafe |
|---|---|---|
| Germany | Industrie- und Handelskammer Rhein-Neckar D-QYBT-RIQKC-30 |
Available in 1 country for both. Additional countries for Getsafe: 1.
Feature by feature
| Insurance types | DA Direkt | Getsafe |
|---|---|---|
| Auto | Yes | No |
| Home | Yes | Yes |
| Life | No | Yes |
| Health | Yes | Yes |
| Travel | No | Yes |
| Pet | Yes | Yes |
| Motorcycle | Yes | No |
| Dental | Yes | Yes |
| Income protection | No | Yes |
Also worth a look
HanseMerkur Reiseversicherung AT has premium from at €1.50, against €6.90 for DA Direkt and €2.90 for Getsafe.
HanseMerkur Reiseversicherung AT reviewWhere these facts come from
DA Direkt
- da-direkt.de: 10 facts, checked September 26, 2026
- de.wikipedia.org: 1 fact, checked September 26, 2026
Getsafe
- hellogetsafe.com: 13 facts, checked September 26, 2026
Every fact side by side
| Fact | DA Direkt | Getsafe |
|---|---|---|
| Audience | Not confirmed | Expats, Seniors |
| Pricing model | Monthly | Monthly |
| Legal entity | DA Deutsche Allgemeine Versicherung Aktiengesellschaft (Amtsgericht Frankfurt am Main HRB 112118) | Getsafe Digital GmbH |
| Headquarters | Germany | Germany |
| Founded | 1923Lower | 2015 |
| Support channels | Email, Chat, Phone, Help centre | Email, Phone, Chat, Help centre |
Where each stands against the rest
| Fact | DA Direkt | Getsafe | Median |
|---|---|---|---|
| Premium from | €6.90above the median | €2.90below the median | €6.02 |
| Excess from | Not confirmed | €0below the median | €50 |
Median across 116 listed insurance providers.
Pros and cons
DA Direkt
Pros
- The dental page sets out Komfort, Premium and Premium Plus tariff choices.
- The page describes covered treatment categories and annual dental cleaning allowances.
Cons
- Reimbursement and limits vary by tariff, so the headline maximum is not a universal payout.
- The available capture does not provide every policy exclusion or a personalized premium quote.
Getsafe
Pros
- Premiums start at €2.90, below the site median of €8.37.
- The excess starts at €0 on liability cover, so a claim need not reduce a payout.
- Monthly payments are available, and monthly lists monthly as the only payment model.
Cons
- Getsafe is a broker, so you buy cover from an insurer and the policy terms sit outside this site.
- home, dental and life does not list car, renters or landlord cover, so you would need a second provider for those.
- Monthly payments are the only option in monthly, with no annual payment to cut the cost.
Who each suits
DA Direkt
Who it suits
- People in Germany who want to compare supplementary dental insurance options.
Who should look elsewhere
- People who need a full policy recommendation without checking their existing statutory cover and policy terms.
Getsafe
Who it suits
- People living in Germany who want one app for home, dental, life, health, travel, pet and income protection.
- Expats and newcomers to Germany, since expats and seniors lists expats and seniors.
- Anyone who prefers a monthly bill and a €0 excess rather than paying a year up front.
Who should look elsewhere
- Drivers and landlords: home, dental and life has no car, renters or landlord lines.
- Anyone wanting annual payments to cut the cost, because monthly is monthly only.
- Buyers who want to contract with an insurer directly, as Getsafe is a broker.
Current offers
DA Direkt
Current offer
Discount code
15% discount on car, e-car and motorcycle insurance: 15% Rabatt
Displayed on the DA Direkt homepage as an ongoing offer for Autoversicherung, Elektroauto-Versicherung and Motorradversicherung
Source, checked September 26, 2026
Country by country
| Country | DA Direkt | Getsafe |
|---|---|---|
| Austria | No | Yes |
| Germany | Yes | Yes |
Questions about each
DA Direkt
What dental options does DA Direkt show?+
The captured product page lists Komfort, Premium and Premium Plus.
Are all dental costs reimbursed in full?+
The page advertises up to full reimbursement depending on tariff, but coverage depends on the treatment and policy conditions.
Getsafe
How much does Getsafe cost?+
Premiums start at €2.90, and the site median across listed brands is €8.37. The €0 excess on liability cover sits at the lower end too, so a liability claim does not come out of your pocket first. Actual price depends on which line you take.
Can I pay monthly instead of yearly?+
Yes, monthly payments are available, and monthly lists monthly as the only payment model. There is no annual option in the same fact, so anyone hoping to pay once a year to save on the total should look elsewhere or ask the insurer directly.
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