Updated September 30, 2026 · AssureCue Editorial Team
DirectAsia vs Verti
What sets them apart
| Compare |  DirectAsia |  Verti |
|---|---|---|
| Insurance types | Auto, Motorcycle, Travel | Auto, Motorcycle, Van |
| Excess from | SGD 30 | €150 to €500 |
| Cover limit | SGD 500,000 overseas medical | Auto liability: EUR 100 million lump sum, EUR 15 million for personal injury |
| Claims channels | Phone, Online | Phone, Online form, Email |
| Premium from | Not confirmed | €8.17 |
| Monthly payments | Not confirmed | No |
| Age range | 15 days to below 81 years | Not confirmed |
Same on both: Provider type (Insurer).
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Key differences
- DirectAsia scores higher overall: 9.1 vs 9.0.
- Founded is lower at Verti: 1996 vs 2010.
- Insurance types: only DirectAsia offers Travel.
- Insurance types: only Verti offers Van.
- Claims channels: only DirectAsia offers Online.
- Claims channels: only Verti offers Online form, Email.
Our verdict on each
DirectAsia
DirectAsia suits drivers, riders and travellers in Singapore who want motor and travel cover from an insurer with family travel eligibility across 15 days to below 81 years. Support through phone, email and help centre and claims through phone and online suit readers who prefer phone and online help for everyday questions and claims.
Verti
Verti Versicherung AG is a German insurer for drivers, riders and van owners who want a low entry price and a long-standing provider. Car premiums start at €8.17, with an excess of €150 to €500 and no monthly payments. Cover runs across auto, motorcycle and van.
Score breakdown
| Area | DirectAsia | Verti |
|---|---|---|
| Cost | 9.1HigherExcess starts at SGD 30 on travel plans, giving a clear price signal before you claim. | 8.5Car premiums start at €8.17 with excess of €150 to €500, below the site median of €8.37. |
| Offer | 8.9Focused choice of auto, motorcycle and travel keeps motor and travel needs together in a clear menu. | 9.0Higher |
| Trust | 9.2Operates as insurer, which keeps underwriting and claims within the same firm. | 9.4Higher |
Feature by feature
| Insurance types | DirectAsia | Verti |
|---|---|---|
| Auto | Yes | Yes |
| Travel | Yes | No |
| Motorcycle | Yes | Yes |
| Van | No | Yes |
Positions in our rankings
| Ranking | DirectAsia | Verti |
|---|---|---|
| Car insurance | 19 of 393 | 20 of 393 |
| Motorbike insurance | 12 of 120 | 13 of 120 |
Availability and regulation
| Country | DirectAsia | Verti |
|---|---|---|
| Germany | Not confirmed | |
| Singapore | Not confirmed |
Additional countries for DirectAsia: 1. Additional countries for Verti: 1.
Every fact side by side
| Fact | DirectAsia | Verti |
|---|---|---|
| Audience | Seniors | Not confirmed |
| Legal entity | Auto & General Insurance (Singapore) Pte. Limited trading as DirectAsia Insurance | Verti Versicherung AG |
| Headquarters | Singapore | Germany |
| Founded | 2010 | 1996Lower |
| Support channels | Phone, Email, Help centre | Phone, Email, Help centre |
Where each stands against the rest
| Fact | DirectAsia | Verti | Median |
|---|---|---|---|
| Premium from | Not confirmed | €8.17above the median | €5.97 |
Median across 109 listed insurance providers.
Pros and cons
DirectAsia
Pros
- Covers motor and trips together through auto, motorcycle and travel, with auto, motorcycle and travel in a focused menu.
- Includes overseas medical protection of SGD 500,000 overseas medical for travel plans, which helps with hospital costs abroad.
- Welcomes seniors travellers within family plans, supporting trips with older relatives.
Cons
- Range stays focused on auto, motorcycle and travel, while Allianz Malaysia covers auto, motorcycle and home for wider household needs.
- Support runs on phone, email and help centre only, which suits readers comfortable without live chat.
- Travel medical limits centre on SGD 500,000 overseas medical, so readers wanting higher overseas limits should compare with LV=.
Verti
Pros
- Car premiums start at €8.17, under the site median of €8.37
- Insurance types cover auto, motorcycle and van under one insurer
- Auto liability is set at a high lump sum, with a separate personal injury limit
Cons
- Excess starts at €150 to €500, so claims leave you with a share of the bill
- Home and travel are not among the lines in auto, motorcycle and van, which lists vehicle cover only
Who each suits
DirectAsia
Who it suits
- Drivers and riders who want auto and motorcycle cover with travel alongside, unlike LV= fans seeking home and pet focus.
- Families and senior travellers who value wide age eligibility, unlike readers needing broader life cover from Allianz Malaysia.
Who should look elsewhere
- Readers who want home, life or pet cover in the same account may prefer Allianz Malaysia, which covers broader household lines.
- Readers who want live chat support may prefer die Bayerische style providers with wider contact options.
Verti
Who it suits
- Drivers who want annual cover at a low entry price
- Motorcycle and van owners wanting one provider
- Policyholders who like phone or online claim reporting
Who should look elsewhere
- Anyone who wants to spread the cost with monthly payments
- Households wanting home, travel or life cover from one insurer
Current offers
Verti
Current offer
Bonus
Free Fahrerschutz (driver protection) on new car policies: Cover up to EUR 500,000 per claim at no cost for the whole contract term
Only with a new car policy or tariff switch, selection must be made during the quote; cannot be added to existing contracts
Source, checked September 26, 2026
Discount code
Kasko Clever: Up to 15% reduction on the partial or full cover premium
Optional workshop binding in partial or full cover for cars; no replacement vehicle or free pick-up for pure glass damage
Source, checked September 26, 2026
Discount code
Up to 10% on the first car: 5% off liability and full cover, 10% off partial cover
Only when taking out car insurance on verti.de or by phone; not combinable with other promotions; not applicable to existing contracts
Source, checked September 26, 2026
Discount code
10% on Privathaftpflicht: 10% off the private liability premium
Only for existing Verti customers with at least one active car policy; only via verti.de or the Verti customer service
Source, checked September 26, 2026
Country by country
| Country | DirectAsia | Verti |
|---|---|---|
| Germany | No | Yes |
| Singapore | Yes | No |
Questions about each
DirectAsia
What types of insurance does DirectAsia offer?+
DirectAsia covers auto, motorcycle and travel for auto, motorcycle and travel needs. Travel medical protection includes SGD 500,000 overseas medical for care abroad. Check plan limits and exclusions before you buy, then match the choice to your vehicle and trip pattern.
Who can join a DirectAsia family travel plan?+
Family travel eligibility spans 15 days to below 81 years for eligible travellers. The range includes seniors travellers, which helps older relatives join family trips. Confirm age rules and health declarations on your chosen plan before you pay.
Verti
How much does Verti charge for car insurance?+
Car premiums start at €8.17, under the site median of €8.37. Prices across the table run as high as €3,431.08, so the starting figure is only the cheapest end. A quote depends on the vehicle and driver.
What is the excess on a Verti policy?+
The excess starts at €150 to €500 under the promotional terms. That amount is your share of a claim, so a higher excess costs less but leaves more to pay at the point of loss. The stated terms apply on the promotional offer.
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