Updated September 29, 2026 · AssureCue Editorial Team
TIPINSURE vs Verti
What sets them apart
| Compare |  TIPINSURE |  Verti |
|---|---|---|
| Premium from | THB 699 | €8.17 |
| Insurance types | Auto, Home, Travel, Health, Pet, Motorcycle, Critical illness | Auto, Motorcycle, Van |
| Monthly payments | YesHas it | No |
| Cover limit | 500,000 THB | Auto liability: EUR 100 million lump sum, EUR 15 million for personal injury |
| Claims channels | Phone, App, Online | Phone, Online form, Email |
| Excess from | Not confirmed | €150 to €500 |
| Age range | 20-60, renewable to 64 | Not confirmed |
Same on both: Provider type (Insurer).
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Key differences
- TIPINSURE scores higher overall: 9.3 vs 9.0.
- Founded is lower at TIPINSURE: 1951 vs 1996.
- Monthly payments: only TIPINSURE.
- Insurance types: only TIPINSURE offers Home, Travel, Health.
- Insurance types: only Verti offers Van.
- Claims channels: only TIPINSURE offers App, Online.
- Claims channels: only Verti offers Online form, Email.
- Support channels: only TIPINSURE offers Chat.
- Support channels: only Verti offers Email.
Our verdict on each
TIPINSURE
TIPINSURE suits households in Thailand that want a single monthly policy across motor, home, health and critical illness cover. The starting premium of THB 699 runs well above the site median, so the cost is the trade-off to weigh.
Verti
Verti Versicherung AG is a German insurer for drivers, riders and van owners who want a low entry price and a long-standing provider. Car premiums start at €8.17, with an excess of €150 to €500 and no monthly payments. Cover runs across auto, motorcycle and van.
Score breakdown
| Area | TIPINSURE | Verti |
|---|---|---|
| Cost | 8.9HigherStarting premium of THB 699 sits well above the site median of €8.37, ranking 169 of 252. | 8.5Car premiums start at €8.17 with excess of €150 to €500, below the site median of €8.37. |
| Offer | 9.3Higher | 9.0 |
| Trust | 9.6Higher | 9.4 |
Feature by feature
| Insurance types | TIPINSURE | Verti |
|---|---|---|
| Auto | Yes | Yes |
| Home | Yes | No |
| Health | Yes | No |
| Travel | Yes | No |
| Pet | Yes | No |
| Motorcycle | Yes | Yes |
| Van | No | Yes |
| Critical illness | Yes | No |
How they place
| Ranking | TIPINSURE | Verti |
|---|---|---|
| Car insurance | 12 of 393 | 20 of 393 |
| Motorbike insurance | 8 of 120 | 13 of 120 |
Every fact side by side
| Fact | TIPINSURE | Verti |
|---|---|---|
| Pricing model | Monthly | Not confirmed |
| Legal entity | TIPINSURE Public Company Limited | Verti Versicherung AG |
| Headquarters | Thailand | Germany |
| Founded | 1951Lower | 1996 |
| Support channels | Phone, Chat, Help centre | Phone, Email, Help centre |
Where each stands against the rest
| Fact | TIPINSURE | Verti | Median |
|---|---|---|---|
| Excess from | Not confirmed | €150 to €500above the median | €70 |
Median across 68 listed insurance providers.
Pros and cons
TIPINSURE
Pros
- Monthly payments are available, so cover is paid for as the policy runs
- Insurance types span auto, home, travel, health, pet, motorcycle and critical illness
- Claims can be started by phone, in the app or online
Cons
- The starting premium of THB 699 sits far above the site median of €8.37
- Support runs on phone, chat and help centre only, with no email listed
- Critical illness cover is capped at 500,000 THB
Verti
Pros
- Car premiums start at €8.17, under the site median of €8.37
- Insurance types cover auto, motorcycle and van under one insurer
- Auto liability is set at a high lump sum, with a separate personal injury limit
Cons
- Excess starts at €150 to €500, so claims leave you with a share of the bill
- Home and travel are not among the lines in auto, motorcycle and van, which lists vehicle cover only
Who each suits
TIPINSURE
Who it suits
- Households wanting a single monthly policy for motor, home and health cover
- Adults aged 20-60, renewable to 64 looking for a lump sum critical illness payout
- Motorcycle and pet owners who want cover from the same insurer
Who should look elsewhere
- Good Sam Insurance Agency, if you need life and renters cover in the same policy
- Euroasia Insurance, if a lower starting premium matters most
- bunq, if you are comparing banking accounts rather than insurance
Verti
Who it suits
- Drivers who want annual cover at a low entry price
- Motorcycle and van owners wanting one provider
- Policyholders who like phone or online claim reporting
Who should look elsewhere
- Anyone who wants to spread the cost with monthly payments
- Households wanting home, travel or life cover from one insurer
Current offers
TIPINSURE
Current offer
Bonus
TIP PET BUDDY: owner pays 50%, insurer pays the other 50% of veterinary treatment: 50% co-payment on veterinary costs up to 50,000 baht
Selected plan; 60-day waiting period for general illness; pets aged 3 months to 7 years
Source, checked September 26, 2026
Verti
Current offer
Bonus
Free Fahrerschutz (driver protection) on new car policies: Cover up to EUR 500,000 per claim at no cost for the whole contract term
Only with a new car policy or tariff switch, selection must be made during the quote; cannot be added to existing contracts
Source, checked September 26, 2026
Discount code
Kasko Clever: Up to 15% reduction on the partial or full cover premium
Optional workshop binding in partial or full cover for cars; no replacement vehicle or free pick-up for pure glass damage
Source, checked September 26, 2026
Discount code
Up to 10% on the first car: 5% off liability and full cover, 10% off partial cover
Only when taking out car insurance on verti.de or by phone; not combinable with other promotions; not applicable to existing contracts
Source, checked September 26, 2026
Discount code
10% on Privathaftpflicht: 10% off the private liability premium
Only for existing Verti customers with at least one active car policy; only via verti.de or the Verti customer service
Source, checked September 26, 2026
Country by country
| Country | TIPINSURE | Verti |
|---|---|---|
| Germany | No | Yes |
| Thailand | Yes | No |
Questions about each
TIPINSURE
What does TIPINSURE cost to start?+
The starting premium is THB 699. That is well above the site median of €8.37, and the site pokes 252 brands ranked on this figure, placing TIPINSURE at 169.
How do I pay for cover?+
TIPINSURE offers monthly payments, so premiums are spread across the policy year instead of paid in one sum. Payment is a yes on the monthly payments point for this brand.
Verti
How much does Verti charge for car insurance?+
Car premiums start at €8.17, under the site median of €8.37. Prices across the table run as high as €3,431.08, so the starting figure is only the cheapest end. A quote depends on the vehicle and driver.
What is the excess on a Verti policy?+
The excess starts at €150 to €500 under the promotional terms. That amount is your share of a claim, so a higher excess costs less but leaves more to pay at the point of loss. The stated terms apply on the promotional offer.
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