Updated September 29, 2026 · AssureCue Editorial Team
Nationwide vs Verti
What sets them apart
| Compare | Nationwide ReviewVisitVisit |  Verti |
|---|---|---|
| Premium from | $35 | €8.17 |
| Insurance types | Auto, Home, Renters, Life, Motorcycle, Pet | Auto, Motorcycle, Van |
| Monthly payments | YesHas it | No |
| Cover limit | USD 50,000 per bike (custom motorcycle insurance) | Auto liability: EUR 100 million lump sum, EUR 15 million for personal injury |
| Claims channels | Phone | Phone, Online form, EmailCovers more |
| Excess from | Not confirmed | €150 to €500 |
Same on both: Provider type (Insurer).
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Key differences
- Nationwide scores higher overall: 9.1 vs 9.0.
- Founded is lower at Nationwide: 1925 vs 1996.
- Monthly payments: only Nationwide.
- Insurance types: only Nationwide offers Home, Renters, Life.
- Insurance types: only Verti offers Van.
- Claims channels: only Verti offers Online form, Email.
- Support channels: only Verti offers Email.
Our verdict on each
Nationwide
Nationwide suits people in the US who want several policies from a single insurer, covering auto, home, renters, life, motorcycle and pet with monthly payments available. Its listed starting premium is $35, a general entry point rather than a quote for a single policy.
Verti
Verti Versicherung AG is a German insurer for drivers, riders and van owners who want a low entry price and a long-standing provider. Car premiums start at €8.17, with an excess of €150 to €500 and no monthly payments. Cover runs across auto, motorcycle and van.
Score breakdown
| Area | Nationwide | Verti |
|---|---|---|
| Cost | 8.8Higher | 8.5Car premiums start at €8.17 with excess of €150 to €500, below the site median of €8.37. |
| Offer | 8.7 | 9.0Higher |
| Trust | 9.6Higher | 9.4 |
Availability and regulation
| Country | Nationwide | Verti |
|---|---|---|
| Germany | Not confirmed |
Additional countries for Nationwide: 1. Additional countries for Verti: 1.
How they place
| Ranking | Nationwide | Verti |
|---|---|---|
| Car insurance | 19 of 394 | 21 of 394 |
| Motorbike insurance | 12 of 120 | 14 of 120 |
Pick Nationwide if, pick Verti if
Pick Nationwide if cost and monthly payments matter most.
Pick Verti if offer and claims channels matter most.
What we checked
Nationwide
- nationwide.com: 11 facts, checked September 26, 2026
Verti
- verti.de: 11 facts, checked September 26, 2026
Every fact side by side
| Fact | Nationwide | Verti |
|---|---|---|
| Pricing model | Monthly | Not confirmed |
| Legal entity | Nationwide Mutual Insurance Company | Verti Versicherung AG |
| Headquarters | United States | Germany |
| Founded | 1925Lower | 1996 |
| Support channels | Phone, Help centre | Phone, Email, Help centreCovers more |
Where each stands against the rest
| Fact | Nationwide | Verti | Median |
|---|---|---|---|
| Excess from | Not confirmed | €150 to €500above the median | €70 |
Median across 68 listed insurance providers.
Pros and cons
Nationwide
Pros
- Personal lines span auto, home, renters, life, motorcycle and pet (auto, home and renters).
- Monthly payments available, with monthly as the listed model.
- An insurer rather than a broker, trading as Nationwide Mutual Insurance Company.
Cons
- Starting premium of $35 sits above the site median of €8.37.
- Support runs on phone and help centre only, with no listed chat or email.
- Health and travel are not among its insurance types (auto, home and renters).
Verti
Pros
- Car premiums start at €8.17, under the site median of €8.37
- Insurance types cover auto, motorcycle and van under one insurer
- Auto liability is set at a high lump sum, with a separate personal injury limit
Cons
- Excess starts at €150 to €500, so claims leave you with a share of the bill
- Home and travel are not among the lines in auto, motorcycle and van, which lists vehicle cover only
Who each suits
Nationwide
Who it suits
- US households wanting auto, home, renters, life, motorcycle or pet from a single provider.
- Readers who prefer spreading premiums across the year.
- Bike owners who want claims handled by phone (phone).
Who should look elsewhere
- bunq suits readers after banking rather than personal insurance.
- EuroAsia Insurance serves a different market, starting at UZS 60,000.
- Good Sam Insurance Agency fits readers wanting health and travel types.
Verti
Who it suits
- Drivers who want annual cover at a low entry price
- Motorcycle and van owners wanting one provider
- Policyholders who like phone or online claim reporting
Who should look elsewhere
- Anyone who wants to spread the cost with monthly payments
- Households wanting home, travel or life cover from one insurer
Current offers
Verti
Current offer
Bonus
Free Fahrerschutz (driver protection) on new car policies: Cover up to EUR 500,000 per claim at no cost for the whole contract term
Only with a new car policy or tariff switch, selection must be made during the quote; cannot be added to existing contracts
Source, checked September 26, 2026
Discount code
Kasko Clever: Up to 15% reduction on the partial or full cover premium
Optional workshop binding in partial or full cover for cars; no replacement vehicle or free pick-up for pure glass damage
Source, checked September 26, 2026
Discount code
Up to 10% on the first car: 5% off liability and full cover, 10% off partial cover
Only when taking out car insurance on verti.de or by phone; not combinable with other promotions; not applicable to existing contracts
Source, checked September 26, 2026
Discount code
10% on Privathaftpflicht: 10% off the private liability premium
Only for existing Verti customers with at least one active car policy; only via verti.de or the Verti customer service
Source, checked September 26, 2026
Country by country
| Country | Nationwide | Verti |
|---|---|---|
| Germany | No | Yes |
| United States | Yes | No |
Questions about each
Nationwide
What kind of company is Nationwide?+
Nationwide is an insurer (insurer) rather than a broker, trading as Nationwide Mutual Insurance Company. Its headquarters sit in US and it was founded in 1925. Policies are underwritten by the company itself, so the contract and the claims both sit with the same firm.
How much does Nationwide cost?+
Premiums start at $35 across the personal lines it sells. That figure is a starting point rather than a quote, and the site median for the same measure is €8.37, so this opening price reads as high on the page.
Verti
How much does Verti charge for car insurance?+
Car premiums start at €8.17, under the site median of €8.37. Prices across the table run as high as €3,431.08, so the starting figure is only the cheapest end. A quote depends on the vehicle and driver.
What is the excess on a Verti policy?+
The excess starts at €150 to €500 under the promotional terms. That amount is your share of a claim, so a higher excess costs less but leaves more to pay at the point of loss. The stated terms apply on the promotional offer.
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