Updated October 17, 2026 · AssureCue Editorial Team
DA Direkt vs Verti
DA Direkt
Higher score in this comparison
Verti
What sets them apart
| Compare | DA DirektReviewVisitVisit | VertiReviewVisitVisit |
|---|---|---|
| Premium from | €6.90Lower | €8.17 |
| Insurance types | Auto, Motorcycle, Dental, Health, Pet, Home | Auto, Motorcycle, Van |
| Monthly payments | YesHas it | No |
| Cover limit | Dental tariff scale: max EUR 6,000 in first 4 years (Premium Plus), unlimited from year 5 | Auto liability: EUR 100 million lump sum, EUR 15 million for personal injury |
| Claims channels | Online portal, Phone, Email, Chat | Phone, Online form, Email |
| Excess from | Not confirmed | €150 to €500 |
Same on both: Provider type (Insurer).
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Key differences
- DA Direkt scores higher overall: 9.5 vs 9.0.
- Founded is lower at DA Direkt: 1923 vs 1996.
- Premium from is lower at DA Direkt: €6.90 vs €8.17.
- Monthly payments: only DA Direkt.
- Insurance types: only DA Direkt offers Dental, Health, Pet.
- Insurance types: only Verti offers Van.
- Claims channels: only DA Direkt offers Online portal, Chat.
- Claims channels: only Verti offers Online form.
- Support channels: only DA Direkt offers Chat.
Our verdict on each
DA Direkt
DA Direkt is a German online insurer offering several product lines. The captured material gives the clearest detail on its dental supplementary insurance, including three named tiers, reimbursement categories and network dentist features. Terms and eligibility still depend on the selected tariff and policy documents.
Verti
Verti Versicherung AG is a German insurer for drivers, riders and van owners who want a low entry price and a long-standing provider. Car premiums start at €8.17, with an excess of €150 to €500 and no monthly payments. Cover runs across auto, motorcycle and van.
Score breakdown
| Area | DA Direkt | Verti |
|---|---|---|
| Cost | 9.1Higher | 8.5Car premiums start at €8.17 with excess of €150 to €500, below the site median of €8.37. |
| Offer | 9.6Higher | 9.0 |
| Trust | 9.6Higher | 9.4 |
Positions in our rankings
| Ranking | DA Direkt | Verti |
|---|---|---|
| Car insurance | 5 of 375 | 25 of 375 |
| Motorbike insurance | 2 of 120 | 14 of 120 |
What we checked
DA Direkt
- da-direkt.de: 10 facts, checked September 26, 2026
- de.wikipedia.org: 1 fact, checked September 26, 2026
Verti
- verti.de: 11 facts, checked September 26, 2026
Every fact side by side
| Fact | DA Direkt | Verti |
|---|---|---|
| Pricing model | Monthly | Not confirmed |
| Legal entity | DA Deutsche Allgemeine Versicherung Aktiengesellschaft (Amtsgericht Frankfurt am Main HRB 112118) | Verti Versicherung AG |
| Headquarters | Germany | Germany |
| Founded | 1923Lower | 1996 |
| Support channels | Email, Chat, Phone, Help centreCovers more | Phone, Email, Help centre |
Where each stands against the rest
| Fact | DA Direkt | Verti | Median |
|---|---|---|---|
| Premium from | €6.90above the median | €8.17above the median | €6.02 |
| Excess from | Not confirmed | €150 to €500above the median | €50 |
Median across 116 listed insurance providers.
Pros and cons
DA Direkt
Pros
- The dental page sets out Komfort, Premium and Premium Plus tariff choices.
- The page describes covered treatment categories and annual dental cleaning allowances.
Cons
- Reimbursement and limits vary by tariff, so the headline maximum is not a universal payout.
- The available capture does not provide every policy exclusion or a personalized premium quote.
Verti
Pros
- Car premiums start at €8.17, under the site median of €8.37
- Insurance types cover auto, motorcycle and van under one insurer
- Auto liability is set at a high lump sum, with a separate personal injury limit
Cons
- Excess starts at €150 to €500, so claims leave you with a share of the bill
- Home and travel are not among the lines in auto, motorcycle and van, which lists vehicle cover only
Who each suits
DA Direkt
Who it suits
- People in Germany who want to compare supplementary dental insurance options.
Who should look elsewhere
- People who need a full policy recommendation without checking their existing statutory cover and policy terms.
Verti
Who it suits
- Drivers who want annual cover at a low entry price
- Motorcycle and van owners wanting one provider
- Policyholders who like phone or online claim reporting
Who should look elsewhere
- Anyone who wants to spread the cost with monthly payments
- Households wanting home, travel or life cover from one insurer
Current offers
DA Direkt
Current offer
Discount code
15% discount on car, e-car and motorcycle insurance: 15% Rabatt
Displayed on the DA Direkt homepage as an ongoing offer for Autoversicherung, Elektroauto-Versicherung and Motorradversicherung
Source, checked September 26, 2026
Verti
Current offer
Bonus
Free Fahrerschutz (driver protection) on new car policies: Cover up to EUR 500,000 per claim at no cost for the whole contract term
Only with a new car policy or tariff switch, selection must be made during the quote; cannot be added to existing contracts
Source, checked September 26, 2026
Discount code
Kasko Clever: Up to 15% reduction on the partial or full cover premium
Optional workshop binding in partial or full cover for cars; no replacement vehicle or free pick-up for pure glass damage
Source, checked September 26, 2026
Discount code
Up to 10% on the first car: 5% off liability and full cover, 10% off partial cover
Only when taking out car insurance on verti.de or by phone; not combinable with other promotions; not applicable to existing contracts
Source, checked September 26, 2026
Discount code
10% on Privathaftpflicht: 10% off the private liability premium
Only for existing Verti customers with at least one active car policy; only via verti.de or the Verti customer service
Source, checked September 26, 2026
Country by country
| Country | DA Direkt | Verti |
|---|---|---|
| Germany | Yes | Yes |
Questions about each
DA Direkt
What dental options does DA Direkt show?+
The captured product page lists Komfort, Premium and Premium Plus.
Are all dental costs reimbursed in full?+
The page advertises up to full reimbursement depending on tariff, but coverage depends on the treatment and policy conditions.
Verti
How much does Verti charge for car insurance?+
Car premiums start at €8.17, under the site median of €8.37. Prices across the table run as high as €3,431.08, so the starting figure is only the cheapest end. A quote depends on the vehicle and driver.
What is the excess on a Verti policy?+
The excess starts at €150 to €500 under the promotional terms. That amount is your share of a claim, so a higher excess costs less but leaves more to pay at the point of loss. The stated terms apply on the promotional offer.
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